KS-CONSULT
ActiveKS-CONSULT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €19k. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+8
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 11.37 against 4.99 in 2024), and 42.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.4%
Return on assets
12.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
24 d late
2022
69 d late
2021
31 d late
2020
61 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€84k▲ 28.9%
2024 · €65k
2018: €12k
2019: €30k
2020: €32k
2021: €35k
2022: €34k
2023: €50k
2024: €65k
2018 → 2025
Total assets
€147k▲ 2.4%
2024 · €144k
2018: €31k
2019: €53k
2020: €50k
2021: €43k
2022: €40k
2023: €63k
2024: €144k
2018 → 2025
Net result
€19k▲ 18.5%
2024 · €16k
2018: €6k
2019: €18k
2020: €2k
2021: €3k
2022: €-1k
2023: €16k
2024: €16k
2018 → 2025
Working capital
€132k▲ 19.0%
2024 · €111k
2018: €12k
2019: €30k
2020: €23k
2021: €31k
2022: €31k
2023: €42k
2024: €111k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€34k▼ 3.9%€50k▲ 46.6%€65k▲ 32.2%€84k▲ 28.9%
Operating result€6k-€312▼ 95.0%€23k▲ 7,313%€26k▲ 12.1%€31k▲ 18.9%
Net result€3k-€-1k€16k€16k▲ 1.3%€19k▲ 18.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 19% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€3k▼ 50.0%
Current assets
€144k▲ 4.3%
Equity and liabilities €147k
Equity
€84k▲ 28.9%
Debt
€63k▼ 19.8%
The debt ratio falls from 54.4% to 42.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
57.4%▲
2024 · 45.6%
Current ratio
11.37▲
2024 · 4.99
Quick ratio
11.37▲
2024 · 4.99
Debt / equity
0.74▼
2024 · 1.20
ROE
22.4%▼
2024 · 24.4%
ROA
12.9%▲
2024 · 11.1%
Debt
€63k▼
2024 · €78k
Debt ≤ 1 year
€13k▼
2024 · €28k
Debt > 1 year
€50k=
2024 · €50k
Income taxes
€12k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€144k€147k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€2k▼
Furniture and vehicles24€5k€2k▼
Financial fixed assets28€100€100=
Current assets29/58€138k€144k▲
Amounts receivable after more than one year29€8k€8k=
Other amounts receivable291€8k€8k=
Amounts receivable within one year40/41€54k€62k▲
Trade receivables40€22k€12k▼
Other amounts receivable41€32k€50k▲
Cash at bank and in hand54/58€37k€18k▼
Deferred charges and accrued income490/1€40k€57k▲
Equity and liabilities
Total equity and liabilities10/49€144k€147k▲
Equity10/15€65k€84k▲
Contributions10/11€6k€6k=
Reserves13€59k€78k▲
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Tax-exempt reserves132€232€232=
Distributable reserves133€58k€77k▲
Amounts payable17/49€78k€63k▼
Amounts payable after more than one year17€50k€50k=
Financial debts170/4€50k€50k=
Amounts payable within one year42/48€28k€13k▼
Current portion of amounts payable after more than one year42€11k€7k▼
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€14k€6k▼
Taxes450/3€14k€6k▼
Accrued charges and deferred income492/3€479-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k-
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€32k€32k▲
Operating profit (loss)9901€26k€31k▲
Financial income75/76B€834€2k▲
Recurring financial income75€834€2k▲
Financial charges65/66B€957€2k▲
Recurring financial charges65€957€2k▲
Profit (loss) for the period before taxes9903€26k€31k▲
Income taxes67/77€10k€12k▲
Profit (loss) for the period9904€16k€19k▲
Profit (loss) for the period to be appropriated9905€16k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€19k▲
Transfer to equity691/2€16k€19k▲
To other reserves6921€16k€19k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €19k ▲18.5%
Operating result €31k, net result €19k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 11.37
Current ratio from 4.99 to 11.37; short-term debt falls from €28k to €13k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 24 days late
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 69 days late
2022
31-12
Financial
Weakest financial yearnet €-1k ▼146%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 5.41
Current ratio from 2.34 to 5.41; short-term debt falls from €17k to €7k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 92 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijvers 8A9930 LievegemGround area
546 m²
Building footprint
110 m²
Parcel 44080D0897/00S000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
KS-CONSULT
since 20182.283.593.893
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44080D0897/00S000 | Flanders | 546 m² | 1 · 110 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MARCEL
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Zephyros
BE 0686.907.280
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Mekkasense
BE 0777.492.315
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Management Consulting and Technology
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Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 2,223 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2018
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.