KRYCER
ActiveKRYCER has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.57M and a net result of €965k. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+11
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €300k at 30 days acceptable
Liquidity ample (current ratio 6.55 against 4.64 in 2024; short-term debt: 13.3% and cash: 9.1% of total assets), and 13.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.6%
Return on assets
23.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
on the day
2023
34 d early
2022
35 d early
2021
31 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.57M▲ 36.5%
2024 · €2.61M
2018: €817k
2019: €1.09M
2020: €1.40M
2021: €1.63M
2022: €2.24M
2023: €2.39M
2024: €2.61M
2018 → 2025
Total assets
€4.12M▲ 21.0%
2024 · €3.40M
2018: €1.21M
2019: €1.55M
2020: €1.77M
2021: €1.94M
2022: €2.89M
2023: €2.88M
2024: €3.40M
2018 → 2025
Net result
€965k▲ 95.6%
2024 · €494k
2018: €257k
2019: €278k
2020: €368k
2021: €437k
2022: €623k
2023: €414k
2024: €494k
2018 → 2025
Working capital
€3.05M▲ 37.3%
2024 · €2.22M
2018: €248k
2019: €472k
2020: €829k
2021: €1.05M
2022: €1.72M
2023: €1.80M
2024: €2.22M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.63M-€2.24M▲ 37.7%€2.39M▲ 6.4%€2.61M▲ 9.5%€3.57M▲ 36.5%
Operating result€629k-€896k▲ 42.4%€588k▼ 34.3%€649k▲ 10.3%€1.22M▲ 88.2%
Net result€437k-€623k▲ 42.4%€414k▼ 33.5%€494k▲ 19.1%€965k▲ 95.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 88% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.12M
Fixed assets
€524k▼ 9.4%
Current assets
€3.59M▲ 27.2%
Equity and liabilities €4.12M
Equity
€3.57M▲ 36.5%
Provisions
€0▼ 100%
Debt
€550k▼ 9.8%
The debt ratio falls from 17.9% to 13.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.29M▲
2024 · €714k
Cash flow
€1.03M▲
2024 · €559k
Solvency
86.6%▲
2024 · 76.8%
Current ratio
6.55▲
2024 · 4.64
Quick ratio
6.34▲
2024 · 4.48
Debt / equity
0.15▼
2024 · 0.23
ROE
27.0%▲
2024 · 18.9%
ROA
23.4%▲
2024 · 14.5%
Interest coverage
1818.86▲
2024 · 633.62
Debt
€550k▼
2024 · €610k
Debt ≤ 1 year
€549k▼
2024 · €609k
Income taxes
€298k▲
2024 · €220k
Staff costs
€136k▲
2024 · €130k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.40M€4.12M▲
Fixed assets21/28€578k€524k▼
Tangible fixed assets22/27€497k€466k▼
Land and buildings22€392k€370k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€98k€92k▼
Other tangible fixed assets26€2k€2k=
Financial fixed assets28€81k€58k▼
Current assets29/58€2.83M€3.59M▲
Stocks and contracts in progress3€98k€116k▲
Stocks30/36€98k€116k▲
Amounts receivable within one year40/41€1.38M€744k▼
Trade receivables40€1.37M€744k▼
Other amounts receivable41€178€30▼
Current investments50/53€983k€2.35M▲
Cash at bank and in hand54/58€356k€374k▲
Deferred charges and accrued income490/1€14k€7k▼
Equity and liabilities
Total equity and liabilities10/49€3.40M€4.12M▲
Equity10/15€2.61M€3.57M▲
Contributions10/11€19k€19k=
Reserves13€2.60M€3.55M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2.60M€3.55M▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€180k€0▼
Provisions for liabilities and charges160/5€180k€0▼
Environmental obligations163€180k-
Other liabilities and charges164/5-€0
Amounts payable17/49€610k€550k▼
Amounts payable within one year42/48€609k€549k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€435k€359k▼
Suppliers440/4€435k€359k▼
Taxes, remuneration and social security45€157k€168k▲
Taxes450/3€124k€131k▲
Remuneration and social security454/9€33k€37k▲
Other amounts payable47/48€16k€22k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€130k€136k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€65k=
Provisions for liabilities and charges: additions (uses and reversals)635/8€180k€-180k▼
Other operating charges640/8€21k€10k▼
Gross operating margin9900€1.05M€1.25M▲
Operating profit (loss)9901€649k€1.22M▲
Financial income75/76B€66k€42k▼
Recurring financial income75€66k€42k▼
Financial charges65/66B€1k€707▼
Recurring financial charges65€1k€707▼
Profit (loss) for the period before taxes9903€714k€1.26M▲
Income taxes67/77€220k€298k▲
Profit (loss) for the period9904€494k€965k▲
Profit (loss) for the period to be appropriated9905€494k€965k▲
Appropriation of the result
Profit (loss) to be appropriated9906€494k€965k▲
Transfer from equity791/2€256k€0▼
Transfer to equity691/2€483k€954k▲
To other reserves6921€483k€954k▲
Profit to be distributed694/7€267k€11k▼
Return on contributions (dividend)694€256k€0▼
Employees696€11k€11k=
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €965k ▲95.6%
Operating result €1.22M, net result €965k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €2MEq €2.24M ▲37.7%
5 profitable years in a row build equity to €2.24M.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €1MEq €1.09M ▲33%
2 profitable years in a row build equity to €1.09M.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselstraat 120/a1740 TernatGround area
1,418 m²
Building footprint
150 m²
Volume, LiDAR
1,110 m³
Parcel 23086C0283/00F000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brusselstraat 120, 1740 Ternat
since 20002.115.688.972
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086C0283/00F000 | Flanders | 1,418 m² | 1 · 150 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 102 EUR awarded · 102 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 102 EUR | 102 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
254900XZ6BGFQFH9G879
Similar companies · same sector, comparable size
DER KREIS
BE 0464.844.190
Eupen · Eq €3.58M
POLYASPHALT - DISTRIBUTION
BE 0478.944.329
Namur · Eq €3.52M
BARTUS
BE 0459.088.033
Overijse · Eq €3.49M
BROES INGREDIENTS
BE 0893.575.975
Antwerpen · Eq €3.67M
CROIX CHATELAIN
BE 0420.146.590
Brussel · Eq €3.70M
Of 1,565 companies in sector 46900 we hold annual accounts for 920. 422 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-1999
Fiscal year end31-12
Activities, NACEBEL
46649Wholesale of other machinery and equipment
46900Non-specialised wholesale trade
51873
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.