KRYAP
ActiveSummary
KRYAP has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,642 and a net result of €15,682. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 17239 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+30
Solvency71▼-22
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 1.73 against 2.71 in 2024; short-term debt: 53.9% and cash: 27.4% of total assets), but 53.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.1%
Return on assets
19.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
31 d early
2023
28 d early
2022
49 d early
2021
26 d early
2020
38 d early
2019
4 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#7 oldest company in Maasmechelen, Telecoms and IT sector
Equity
€36,642▼ 2.9%
2024 · €37,752
Total assets
€79,404▲ 42.9%
2024 · €55,565
Net result
€15,682▲ 1,331%
2024 · €1,096
Working capital
€31,382▲ 3.2%
2024 · €30,405
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€22,077▲ 72.7%€4,059▼ 81.6%€3,333▼ 17.9%€4,692▲ 40.8%€28,712▲ 512%
Net result€13,653within the sector's middle half▲ 68.7%€654below the sector's middle half▼ 95.2%-€770below the sector's middle half€1,096below the sector's middle half€15,682within the sector's middle half▲ 1,331%
Equity€36,772within the sector's middle half▲ 59.1%€37,426within the sector's middle half▲ 1.8%€36,657within the sector's middle half▼ 2.1%€37,752within the sector's middle half▲ 3.0%€36,642within the sector's middle half▼ 2.9%
Total assets€54,334below the sector's middle half▲ 48.6%€48,267below the sector's middle half▼ 11.2%€60,418below the sector's middle half▲ 25.2%€55,565below the sector's middle half▼ 8.0%€79,404within the sector's middle half▲ 42.9%
Debt€17,562▲ 30.5%€10,841▼ 38.3%€23,761▲ 119%€17,813▼ 25.0%€42,762▲ 140%
Working capital€18,800within the sector's middle half▼ 10.2%€25,037within the sector's middle half▲ 33.2%€28,473within the sector's middle half▲ 13.7%€30,405within the sector's middle half▲ 6.8%€31,382within the sector's middle half▲ 3.2%
Solvency67.7%within the sector's middle half▲ 4.5pp77.5%within the sector's middle half▲ 9.9pp60.7%within the sector's middle half▼ 16.9pp67.9%within the sector's middle half▲ 7.3pp46.1%within the sector's middle half▼ 21.8pp
Current ratio2.07within the sector's middle half▼ 0.493.31within the sector's middle half▲ 1.242.20within the sector's middle half▼ 1.112.71within the sector's middle half▲ 0.511.73within the sector's middle half▼ 0.97
Return on assets (ROA)25.1%within the sector's middle half▲ 3.0pp1.4%below the sector's middle half▼ 23.8pp-1.3%below the sector's middle half▼ 2.6pp2.0%below the sector's middle half▲ 3.2pp19.7%within the sector's middle half▲ 17.8pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 512% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79,404
Fixed assets
€5,260 ▼ 28.4%
Current assets
€74,144 ▲ 53.8%
Equity and liabilities €79,404
Equity
€36,642 ▼ 2.9%
Debt
€42,762 ▲ 140%
Debt's share of the balance-sheet total rises from 32.1% to 53.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€32,350▲
2024 · €8,920
Cash flow
€19,319▲
2024 · €5,324
Debt to equity
1.17▲
2024 · 0.47
ROE
42.8%▲
2024 · 2.9%
Interest coverage
9.90▲
2024 · 5.02
Debt ≤ 1 year
€42,762▲
2024 · €17,813
Income taxes
€9,788▲
2024 · €1,822
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €12,628 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €250 | €578 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,641 | €5,582 | €5,889 | €4,228 | €3,637 | ▼ 14.0% |
| Other operating charges640/8 | €410 | €410 | €596 | €6,152 | €858 | ▼ 86.0% |
| Gross operating margin9900 | €26,377 | €10,629 | €9,818 | €15,072 | €33,208 | ▲ 120% |
| Operating profit (loss)9901 | €22,077 | €4,059 | €3,333 | €4,692 | €28,712 | ▲ 512% |
| Financial income75/76B | €0 | €0 | €9 | €2 | €24 | ▲ 1,521% |
| Recurring financial income75 | €0 | €0 | €9 | €2 | €24 | ▲ 1,521% |
| Financial charges65/66B | €1,330 | €1,670 | €1,355 | €1,776 | €3,267 | ▲ 83.9% |
| Recurring financial charges65 | €1,330 | €1,670 | €1,355 | €1,776 | €3,267 | ▲ 83.9% |
| Profit (loss) for the period before taxes9903 | €20,747 | €2,389 | €1,987 | €2,918 | €25,470 | ▲ 773% |
| Income taxes67/77 | €7,094 | €1,735 | €2,757 | €1,822 | €9,788 | ▲ 437% |
| Profit (loss) for the period9904 | €13,653 | €654 | -€770 | €1,096 | €15,682 | ▲ 1,331% |
| Profit (loss) for the period to be appropriated9905 | €13,653 | €654 | -€770 | €1,096 | €15,682 | ▲ 1,331% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €54,334 | €48,267 | €60,418 | €55,565 | €79,404 | ▲ 42.9% |
| Fixed assets21/28 | €17,972 | €12,390 | €8,184 | €7,348 | €5,260 | ▼ 28.4% |
| Tangible fixed assets22/27 | €17,972 | €12,390 | €8,184 | €7,348 | €5,260 | ▼ 28.4% |
| Land and buildings22 | - | - | - | - | €1,471 | - |
| Plant, machinery and equipment23 | €6,087 | €4,001 | €3,279 | €6,903 | €3,617 | ▼ 47.6% |
| Furniture and vehicles24 | €11,885 | €8,389 | €4,905 | €444 | €172 | ▼ 61.2% |
| Current assets29/58 | €36,362 | €35,877 | €52,234 | €48,218 | €74,144 | ▲ 53.8% |
| Amounts receivable within one year40/41 | €8,845 | €14,525 | €22,934 | €16,745 | €39,127 | ▲ 134% |
| Trade receivables40 | €5,430 | €11,110 | €19,519 | €9,375 | €25,117 | ▲ 168% |
| Other amounts receivable41 | €3,415 | €3,415 | €3,415 | €7,370 | €14,011 | ▲ 90.1% |
| Current investments50/53 | €12,371 | €12,371 | €12,371 | €12,371 | €12,371 | = |
| Cash at bank and in hand54/58 | €15,146 | €8,980 | €16,929 | €19,102 | €21,757 | ▲ 13.9% |
| Deferred charges and accrued income490/1 | - | - | - | - | €888 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €54,334 | €48,267 | €60,418 | €55,565 | €79,404 | ▲ 42.9% |
| Equity10/15 | €36,772 | €37,426 | €36,657 | €37,752 | €36,642 | ▼ 2.9% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €30,093 | €30,093 | €30,093 | €30,093 | €28,983 | ▼ 3.7% |
| Non-distributable reserves130/1 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | - | - | - | - | - |
| Distributable reserves133 | €28,233 | €30,093 | €30,093 | €30,093 | €28,983 | ▼ 3.7% |
| Profit (loss) carried forward14 | €479 | €1,133 | €364 | €1,459 | €1,459 | = |
| Amounts payable17/49 | €17,562 | €10,841 | €23,761 | €17,813 | €42,762 | ▲ 140% |
| Amounts payable within one year42/48 | €17,562 | €10,841 | €23,761 | €17,813 | €42,762 | ▲ 140% |
| Financial debts43 | €6,000 | - | - | - | - | - |
| Credit institutions430/8 | €6,000 | - | - | - | - | - |
| Trade debts44 | €2,654 | €10,271 | €20,519 | €17,627 | €22,651 | ▲ 28.5% |
| Suppliers440/4 | €2,654 | €10,271 | €20,519 | €17,627 | €22,651 | ▲ 28.5% |
| Taxes, remuneration and social security45 | €6,157 | €381 | €340 | - | €4,159 | - |
| Taxes450/3 | €6,157 | €381 | €340 | - | €4,159 | - |
| Other amounts payable47/48 | €2,751 | €188 | €2,902 | €186 | €15,952 | ▲ 8,473% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,653 | €654 | -€770 | €1,096 | €15,682 | ▲ 1,331% |
| + Depreciation and write-downs630 | €3,641 | €5,582 | €5,889 | €4,228 | €3,637 | ▼ 14.0% |
| Operating cash flow (approximation) | €17,294 | €6,237 | €5,119 | €5,324 | €19,319 | ▲ 263% |
| Investment in fixed assets (approximation) | - | €0 | -€1,683 | -€3,392 | -€1,550 | ▲ 54.3% |
| Change in cash | - | -€6,165 | €7,948 | €2,173 | €2,655 | ▲ 22.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €15,682 ▲1,331%
Operating result €28,712, net result €15,682, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1,096
Net result €1,096 after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €8,095
Net result €8,095 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.56
Current ratio from 1.12 to 2.56; short-term debt falls from €23,448 to €13,452.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
31-12
Financial
Weakest financial yearnet -€7,076
Net result drops to -€7,076, the lowest in the series; recovery starts the following year.
Show earlier events
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2014
Ground area
752 m²
Building footprint
91 m²
Volume, LiDAR
688 m³
Parcel 73096A0831/00C000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kryap
since 20142.232.121.933
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73096A0831/00C000 | Flanders | 752 m² | 1 · 91 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,913 companies in sector 62100 we hold annual accounts for 8,786. 6,587 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-05-2008
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
63910Web portal activities
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0897930087
Also
9925:BE0897930087
Registered
30-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.