KRUL SOLUTIONS
ActiveKRUL SOLUTIONS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €22k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-5
Solvency82▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 5.56 in 2024; short-term debt: 29.8% and cash: 2.3% of total assets), and 43.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
61 d late
2023
22 d late
2022
30 d late
2021
30 d late
2020
61 d late
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€157k▼ 11.4%
2024 · €177k
2018: €47k
2019: €64k
2020: €88k
2021: €69k
2022: €109k
2023: €150k
2024: €177k
2018 → 2025
Total assets
€277k▲ 8.2%
2024 · €256k
2018: €212k
2019: €265k
2020: €236k
2021: €239k
2022: €217k
2023: €252k
2024: €256k
2018 → 2025
Net result
€22k▼ 30.5%
2024 · €32k
2018: €980
2019: €53k
2020: €40k
2021: €48k
2022: €46k
2023: €48k
2024: €32k
2018 → 2025
Working capital
€131k▼ 15.5%
2024 · €155k
2018: €15k
2019: €33k
2020: €69k
2021: €51k
2022: €89k
2023: €130k
2024: €155k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€109k▲ 56.9%€150k▲ 38.2%€177k▲ 17.9%€157k▼ 11.4%
Operating result€55k-€70k▲ 28.1%€66k▼ 6.4%€46k▼ 30.4%€35k▼ 23.0%
Net result€48k-€46k▼ 4.1%€48k▲ 3.4%€32k▼ 32.9%€22k▼ 30.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 23% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€64k▼ 5.1%
Current assets
€213k▲ 13.0%
Equity and liabilities €277k
Equity
€157k▼ 11.4%
Debt
€120k▲ 52.4%
The debt ratio rises from 30.8% to 43.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€41k▼
2024 · €53k
Cash flow
€28k▼
2024 · €39k
Solvency
56.6%▼
2024 · 69.2%
Current ratio
2.59▼
2024 · 5.56
Quick ratio
2.59▼
2024 · 5.56
Debt / equity
0.77▲
2024 · 0.45
ROE
14.1%▼
2024 · 18.0%
ROA
8.0%▼
2024 · 12.5%
Interest coverage
6.76▼
2024 · 14.82
Debt
€120k▲
2024 · €79k
Debt ≤ 1 year
€82k▲
2024 · €34k
Debt > 1 year
€35k▼
2024 · €42k
Income taxes
€11k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€256k€277k▲
Fixed assets21/28€67k€64k▼
Tangible fixed assets22/27€67k€61k▼
Land and buildings22€65k€59k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€0-
Financial fixed assets28-€3k
Current assets29/58€189k€213k▲
Amounts receivable after more than one year29€144k€160k▲
Other amounts receivable291€144k€160k▲
Amounts receivable within one year40/41€21k€33k▲
Trade receivables40€18k€26k▲
Other amounts receivable41€3k€7k▲
Current investments50/53€10k€10k=
Cash at bank and in hand54/58€10k€6k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€256k€277k▲
Equity10/15€177k€157k▼
Contributions10/11€6k€6k=
Reserves13€171k€151k▼
Distributable reserves133€171k€151k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€79k€120k▲
Amounts payable after more than one year17€42k€35k▼
Financial debts170/4€42k€35k▼
Amounts payable within one year42/48€34k€82k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Advances received on contracts in progress46-€26k
Taxes, remuneration and social security45€10k€245▼
Taxes450/3€8k€245▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€8k€42k▲
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€56k€45k▼
Operating profit (loss)9901€46k€35k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€46k€33k▼
Income taxes67/77€14k€11k▼
Profit (loss) for the period9904€32k€22k▼
Profit (loss) for the period to be appropriated9905€32k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€22k▼
Transfer from equity791/2-€41k
Transfer to equity691/2€27k€21k▼
To other reserves6921€27k€21k▼
Profit to be distributed694/7€5k€42k▲
Return on contributions (dividend)694-€41k
Directors or managers695€5k€1k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Equity above €150kEq €150k ▲38.2%
6 profitable years in a row build equity to €150k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €100kEq €109k ▲56.9%
5 profitable years in a row build equity to €109k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
31-12
Financial
Highest result since 2018net €53k ▲5335%
Net result €53k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ommegangstraat 9A9600 RonseGround area
4,906 m²
Building footprint
216 m²
Volume, LiDAR
1,311 m³
Parcel 45041B0289/00F002, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KRUL SOLUTIONS
since 20112.198.930.018
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45041B0289/00F002 | Flanders | 4,906 m² | 1 · 216 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AU PAYS DES REVES
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WANYA
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Of 1,276 companies in sector 46160 we hold annual accounts for 686. 518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2011
Fiscal year end31-12
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.