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KRUIBEMA

Active
Private limited companyfounded 201412 years activeIjzerbergstraat(KRU) 3, 9770 Kruisem, BelgiumKBO/BCE: BE 0549.859.445
Summary

KRUIBEMA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76,635 and a net result of €87,324. Equity is shrinking by ~19.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Activity not known1 site
Size
€758,562total assets 2025
Equity
€76,635
Profit
€87,324
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy probability, 12 months
< 0.1%
Structure
Accounts 28 days early1 of 3 deeds read
Why 96- Equity €76,635 (10.1% of total assets)+ Size: total assets €758,562+ Figures for FY 2025 (filed 03-07-2026)+ Liquidity: current ratio 8.91, cash €746,100Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 70% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 35+12
equity 10.1% of total assets
Liquidity 99+49
short-term debt 11.1% · cash 98.4%
Profitability 83+68
return on assets 11.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.6%▼ -0.2 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.5%▼ -0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.6 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 8.91 against 10.48 in 2024; short-term debt: 11.1% and cash: 98.4% of total assets), but 89.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 23% on solvency, 90% on liquidity, 66% on profitability and 99% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €758,562
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €76,635 (10.1% of total assets)
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 03-07-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 8.91, cash €746,100
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 days early
2024
21 days late
2023
27 days late
2022
18 days early
2021
31 days late
2020
60 days late
2019
55 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 21 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Capital & shares · MiscellaneousDeclaration · Capital increase
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Back to profitnet €87,324

Key points

  • Positive: Back in profit in 2025after -€18,320 in 2024 €87,324 View
  • Total assets 20256 fiscal years filed €758,562 View
  • Active since 2014founded 31-03-2014 12 years View

By topic

Financials

Fiscal year
2025
Total assets
€758,562
Profit
€87,324
Solvency
10.1%
Total assets▲ 28.7%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 21-08-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 27-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
31-03-2014
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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