KRÜGER GROUP

Active

Private limited companyfounded 20233 yrs activeMorsheck 8, 4760 Büllingen, BelgiumKBO/BCE: BE 0800.301.072

Summary

The computed 12-month bankruptcy probability of KRÜGER GROUP is 1.5% (moderate). The 2025 annual accounts show equity of €338,741 and a net result of €12,332. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

KRÜGER GROUPActiveChecked score 63/100

Risk analysis Report Compare

Activity

Agents in non-specialised wholesale trade

NACE 46190

#5 company by total assets in Bullange, Wholesale and retail trade sector1 site

Size

€2.3mtotal assets 2025

Equity: €338,741
Profit: €12,332

Financial health

63 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.5%

Structure

Holdings: 3

Accounts 3 d early0 of 1 deed read

Why 63- Liquidity: current ratio 0.23, cash €629, halved- Founded in 2023- Equity €338,741 (14.4% of total assets)+ Size: total assets €2.3mShow the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 34% of its sector peers (NACE 46, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 39+1

equity 14.4% of total assets

Liquidity 40-4

short-term debt 26.4% · cash 0.0%

Profitability 39-5

return on assets 0.5%

Bankruptcy probability, 12 months

1.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,367 companies)

Last 19 months 04-2025: 1.1% 05-2025: 1.1%▼ -3.6% vs 04-2025lowest value 06-2025: 1.1%● 0.0% vs 05-2025lowest value 07-2025: 1.1%● 0.0% vs 06-2025lowest value 08-2025: 1.1%● 0.0% vs 07-2025lowest value 09-2025: 1.3%▲ +19.0% vs 08-2025 10-2025: 1.2%▼ -1.5% vs 09-2025 11-2025: 1.2%▼ -0.4% vs 10-2025 12-2025: 1.4%▲ +9.8% vs 11-2025 01-2026: 1.3%▼ -0.1% vs 12-2025 02-2026: 1.5%▲ +10.0% vs 01-2026 03-2026: 1.5%● 0.0% vs 02-2026 04-2026: 1.5%● 0.0% vs 03-2026 05-2026: 1.5%▲ +0.3% vs 04-2026 06-2026: 1.5%● 0.0% vs 05-2026 07-2026: 1.5%▲ +0.9% vs 06-2026highest value 08-2026: 1.5%● 0.0% vs 07-2026highest value 09-2026: 1.5%● 0.0% vs 08-2026highest value 10-2026: 1.5%● 0.0% vs 09-2026highest value

Liquidity: current ratio 0.23, cash €629, halved raises the probability
Founded in 2023 raises the probability for this profile
Size: total assets €2.3m lowers the probability for this profile
Equity €338,741 (14.4% of total assets) raises the probability

Credit up to €21,000 at 30 days acceptable

Liquidity short (current ratio 0.23 against 0.48 in 2024; short-term debt: 26.4% and cash: 0% of total assets), and 85.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 16%, liquidity 45%, profitability 24%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 0.23, cash €629, halved

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €2.3m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Equity €338,741 (14.4% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

3 d early

2024

1 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close02-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-01-26 Annual accounts filedfiscal year 2025 · unclassified…
30-01-25 Annual accounts filedfiscal year 2024 · unclassified…

Key points

Caution: Result fell in 2025from €301,409 to €12,332 ▼ 95.9% View
Positive: Company by total assets in Bullange, Wholesale and…in the Checked rankings #5 View
Total assets 20252 fiscal years filed €2.3m View