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KrosPoint

Active Risk: not assessed
Private limited companyfounded 20233 yrs activeAmelia Earhartlaan 17, 9051 Gent, BelgiumKBO/BCE: BE 0803.278.576
Summary

KrosPoint is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €62.2m and a net result of -€1.0m. Its solvency ranks better than 72% of 5565 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
27 d late
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 June 2023, KrosPoint was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€62.2m▲ 516%
2024 · €10.1m
Net result
-€1.0m
2024 · €82,593
Total assets
€82.3m▲ 180%
2024 · €29.4m
Solvency
75.5%▲ 41.2pp
2024 · 34.3%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€1.3m-€311,054▼ 76.8%
Net result€82,593within the sector's middle half--€1.0mbelow the sector's middle half
Equity€10.1mabove the sector's middle half-€62.2mabove the sector's middle half▲ 516%
Total assets€29.4mabove the sector's middle half-€82.3mabove the sector's middle half▲ 180%
Debt€19.3m-€20.2m▲ 4.3%
Working capital€1.1m-€878,123▼ 17.2%
Solvency34.3%within the sector's middle half-75.5%within the sector's middle half▲ 41.2pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€2.0m-€1.0m€0€1.0mOperating result 2024: €1.3m€1.3mNet result 2024: €82,593€82,593Operating result 2025: €311,054€311,054Net result 2025: -€1.0m-€1.0m20242025-€2m-€1m€0€1mOperating result 2024: €1.3m€1.3mNet result 2024: €82,593€82,600Operating result 2025: €311,054€311,000Net result 2025: -€1.0m-€1m20242025
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82.3m
Fixed assets €81.3m ▲ 188%
Current assets €995,083 ▼ 17.5%
Equity and liabilities €82.3m
Equity €62.2m ▲ 516%
Debt €20.2m ▲ 4.3%
Debt's share of the balance-sheet total falls from 65.7% to 24.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
-1.7%▼
2024 · 0.8%
ROA
-1.3%▼
2024 · 0.3%
Debt ≤ 1 year
€116,960▼
2024 · €145,506
Debt > 1 year
€19.9m▲
2024 · €19.2m
Income taxes
€0▼
2024 · €29,213
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€29.4m€82.3m▲
Fixed assets21/28€28.2m€81.3m▲
Financial fixed assets28€28.2m€81.3m▲
Current assets29/58€1.2m€995,083▼
Amounts receivable within one year40/41€1.2m€975,684▼
Trade receivables40€1.2m€103,550▼
Other amounts receivable41-€872,133
Deferred charges and accrued income490/1-€19,399
Equity and liabilities
Total equity and liabilities10/49€29.4m€82.3m▲
Equity10/15€10.1m€62.2m▲
Contributions10/11€10.0m€10.0m=
Revaluation surpluses12-€53.1m
Reserves13€82,593€0▼
Distributable reserves133€82,593€0▼
Profit (loss) carried forward14--€964,052
Amounts payable17/49€19.3m€20.2m▲
Amounts payable after more than one year17€19.2m€19.9m▲
Financial debts170/4€14.2m€14.9m▲
Other amounts payable178/9€5.0m€5.0m=
Amounts payable within one year42/48€145,506€116,960▼
Trade debts44€124,974€98,276▼
Suppliers440/4€124,974€98,276▼
Taxes, remuneration and social security45€20,532€18,684▼
Taxes450/3€20,532€18,684▼
Accrued charges and deferred income492/3-€126,519
Income statement Code20242025
Other operating charges640/8€392€544▲
Gross operating margin9900€1.3m€311,597▼
Operating profit (loss)9901€1.3m€311,054▼
Financial income75/76B€111,940€17,774▼
Recurring financial income75€111,940€17,774▼
Financial charges65/66B€1.3m€1.4m▲
Recurring financial charges65€1.3m€1.4m▲
Profit (loss) for the period before taxes9903€111,806-€1.0m▼
Income taxes67/77€29,213€0▼
Profit (loss) for the period9904€82,593-€1.0m▼
Profit (loss) for the period to be appropriated9905€82,593-€1.0m▼
Appropriation of the result
Profit (loss) to be appropriated9906€82,593-€1.0m▼
Transfer from equity791/2-€82,593
Transfer to equity691/2€82,593€0▼
To other reserves6921€82,593€0▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€392€544▲ 38.8%
Gross operating margin9900€1.3m€311,597▼ 76.8%
Operating profit (loss)9901€1.3m€311,054▼ 76.8%
Financial income75/76B€111,940€17,774▼ 84.1%
Recurring financial income75€111,940€17,774▼ 84.1%
Financial charges65/66B€1.3m€1.4m▲ 2.4%
Recurring financial charges65€1.3m€1.4m▲ 2.4%
Profit (loss) for the period before taxes9903€111,806-€1.0m▼ 1,036%
Income taxes67/77€29,213€0▼ 100%
Profit (loss) for the period9904€82,593-€1.0m▼ 1,367%
Profit (loss) for the period to be appropriated9905€82,593-€1.0m▼ 1,367%
Line20242025Change
Assets
Total assets20/58€29.4m€82.3m▲ 180%
Fixed assets21/28€28.2m€81.3m▲ 188%
Financial fixed assets28€28.2m€81.3m▲ 188%
Current assets29/58€1.2m€995,083▼ 17.5%
Amounts receivable within one year40/41€1.2m€975,684▼ 19.1%
Trade receivables40€1.2m€103,550▼ 91.4%
Other amounts receivable41-€872,133-
Deferred charges and accrued income490/1-€19,399-
Equity and liabilities
Total equity and liabilities10/49€29.4m€82.3m▲ 180%
Equity10/15€10.1m€62.2m▲ 516%
Contributions10/11€10.0m€10.0m=
Revaluation surpluses12-€53.1m-
Reserves13€82,593€0▼ 100%
Distributable reserves133€82,593€0▼ 100%
Profit (loss) carried forward14--€964,052-
Amounts payable17/49€19.3m€20.2m▲ 4.3%
Amounts payable after more than one year17€19.2m€19.9m▲ 3.8%
Financial debts170/4€14.2m€14.9m▲ 5.2%
Other amounts payable178/9€5.0m€5.0m=
Amounts payable within one year42/48€145,506€116,960▼ 19.6%
Trade debts44€124,974€98,276▼ 21.4%
Suppliers440/4€124,974€98,276▼ 21.4%
Taxes, remuneration and social security45€20,532€18,684▼ 9.0%
Taxes450/3€20,532€18,684▼ 9.0%
Accrued charges and deferred income492/3-€126,519-
Line20242025Change
Profit (loss) for the period9904€82,593-€1.0m▼ 1,367%
Operating cash flow (approximation)€82,593-€1.0m▼ 1,367%
Investment in fixed assets (approximation)--€53.1m-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial Equity above €50mEq €62.2m ▲516%
Equity rises from €10.1m to €62.2m.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2023
25-07
State Gazette act General meeting · Legal-form conversion
Purpose change · Corporate purpose
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent
exact location from the address register On OpenStreetMap
Ground area
4,861 m²
Building footprint
854 m²
Volume, LiDAR
9,776 m³
Parcel 44062A0172/00H000, Flanders · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44062A0172/00H000 Flanders 4,861 m² 1 · 854 m² 13.8 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Part of the group Baro Projects 14 companies Group, risk and exposure

Owners and holdings

1 owner

Chain of control

  1. Baro Projects 100%
  2. KrosPoint

Highest known parent: Baro Projects. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 2,394 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803278576
Registered 27-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.