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KROMOXI

Active Risk: not assessed
Private limited companyfounded 199234 yrs activeCaetsbeekstraat 3, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0447.249.083
Summary

KROMOXI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €205,615 and a net result of €50,064. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 8102 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
56 d early
2024
49 d early
2023
40 d early
2022
38 d early
2021
16 d early
2020
36 d early
2019
57 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

KROMOXI was incorporated on 21 April 1992.1 Total assets fell from EUR 343,518 in 2018 to EUR 284,152 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€205,615▲ 32.2%
2024 · €155,551
Net result
€50,064▲ 49.7%
2024 · €33,445
Total assets
€284,152▲ 28.3%
2024 · €221,403
Solvency
72.4%▲ 2.1pp
2024 · 70.3%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€53,131▼ 32.4%€76,937▲ 44.8%€57,487▼ 25.3%€55,379▼ 3.7%€73,961▲ 33.6%
Net result€32,710within the sector's middle half▼ 42.3%€47,376within the sector's middle half▲ 44.8%€36,252within the sector's middle half▼ 23.5%€33,445within the sector's middle half▼ 7.7%€50,064within the sector's middle half▲ 49.7%
Equity€38,477below the sector's middle half▼ 80.8%€85,853within the sector's middle half▲ 123%€122,106within the sector's middle half▲ 42.2%€155,551within the sector's middle half▲ 27.4%€205,615within the sector's middle half▲ 32.2%
Total assets€316,937within the sector's middle half▼ 10.7%€290,577within the sector's middle half▼ 8.3%€256,899within the sector's middle half▼ 11.6%€221,403within the sector's middle half▼ 13.8%€284,152within the sector's middle half▲ 28.3%
Debt€269,437▲ 86.4%€196,704▼ 27.0%€127,775▼ 35.0%€59,837▼ 53.2%€73,524▲ 22.9%
Working capital-€167,472below the sector's middle half▼ 7,288%-€114,196below the sector's middle half▲ 31.8%-€82,282below the sector's middle half▲ 27.9%-€28,560below the sector's middle half▲ 65.3%€40,592within the sector's middle half
Solvency12.1%below the sector's middle half▼ 44.3pp29.5%within the sector's middle half▲ 17.4pp47.5%within the sector's middle half▲ 18.0pp70.3%within the sector's middle half▲ 22.7pp72.4%within the sector's middle half▲ 2.1pp
Current ratio0.25below the sector's middle half▼ 0.720.33below the sector's middle half▲ 0.080.30below the sector's middle half▼ 0.030.52below the sector's middle half▲ 0.221.56within the sector's middle half▲ 1.04
Return on assets (ROA)10.3%within the sector's middle half▼ 5.7pp16.3%within the sector's middle half▲ 6.0pp14.1%within the sector's middle half▼ 2.2pp15.1%within the sector's middle half▲ 1.0pp17.6%within the sector's middle half▲ 2.5pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2021: €53,131€53,131Net result 2021: €32,710€32,710Operating result 2022: €76,937€76,937Net result 2022: €47,376€47,376Operating result 2023: €57,487€57,487Net result 2023: €36,252€36,252Operating result 2024: €55,379€55,379Net result 2024: €33,445€33,445Operating result 2025: €73,961€73,961Net result 2025: €50,064€50,06420212022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €57,487€57,500Net result 2023: €36,252€36,300Operating result 2024: €55,379€55,400Net result 2024: €33,445€33,400Operating result 2025: €73,961€74,000Net result 2025: €50,064€50,100202320242025
The operating result recovers in 2025; 2025 is 34% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €284,152
Fixed assets €171,022 ▼ 10.5%
Current assets €113,130 ▲ 273%
Equity and liabilities €284,152
Equity €205,615 ▲ 32.2%
Provisions €5,013 ▼ 16.7%
Debt €73,524 ▲ 22.9%
Debt's share of the balance-sheet total falls from 27.0% to 25.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
24.3%▲
2024 · 21.5%
Debt ≤ 1 year
€72,538▲
2024 · €58,890
Income taxes
€21,925▲
2024 · €16,708
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€221,403€284,152▲
Fixed assets21/28€191,073€171,022▼
Tangible fixed assets22/27€191,073€171,022▼
Land and buildings22€164,021€154,871▼
Plant, machinery and equipment23€13,965€10,246▼
Furniture and vehicles24€4,541€5,905▲
Leasing and similar rights25€8,546€0▼
Current assets29/58€30,330€113,130▲
Amounts receivable within one year40/41€21,595€97,955▲
Trade receivables40€177€11,168▲
Other amounts receivable41€21,418€86,786▲
Cash at bank and in hand54/58€1,763€421▼
Deferred charges and accrued income490/1€6,971€14,755▲
Equity and liabilities
Total equity and liabilities10/49€221,403€284,152▲
Equity10/15€155,551€205,615▲
Contributions10/11€5,767€5,767=
Reserves13€149,783€199,848▲
Distributable reserves133€149,783€199,848▲
Provisions and deferred taxes16€6,015€5,013▼
Deferred taxes168€6,015€5,013▼
Amounts payable17/49€59,837€73,524▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€58,890€72,538▲
Current portion of amounts payable after more than one year42€9,484€0▼
Financial debts43€30,154€43,126▲
Credit institutions430/8€30,154€43,126▲
Trade debts44€8,956€12,157▲
Suppliers440/4€8,956€12,157▲
Taxes, remuneration and social security45€10,296€17,255▲
Taxes450/3€10,296€12,850▲
Remuneration and social security454/9-€4,405
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€947€986▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30,776€26,430▼
Other operating charges640/8€3,050€3,844▲
Gross operating margin9900€89,206€104,235▲
Operating profit (loss)9901€55,379€73,961▲
Financial income75/76B€1€2,910▲
Recurring financial income75€1€2,910▲
Financial charges65/66B€6,230€5,884▼
Recurring financial charges65€6,230€5,884▼
Profit (loss) for the period before taxes9903€49,150€70,987▲
Transfer from deferred taxes780€1,003€1,003=
Income taxes67/77€16,708€21,925▲
Profit (loss) for the period9904€33,445€50,064▲
Profit (loss) for the period to be appropriated9905€33,445€50,064▲
Appropriation of the result
Profit (loss) to be appropriated9906€33,445€50,064▲
Transfer to equity691/2€33,445€50,064▲
To other reserves6921€33,445€50,064▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,318€28,584€29,674€30,776€26,430▼ 14.1%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€3,500€0---
Other operating charges640/8€2,812€6,044€3,684€3,050€3,844▲ 26.0%
Gross operating margin9900€84,261€108,065€90,845€89,206€104,235▲ 16.8%
Operating profit (loss)9901€53,131€76,937€57,487€55,379€73,961▲ 33.6%
Financial income75/76B-€0€0€1€2,910▲ 354,741%
Recurring financial income75-€0€0€1€2,910▲ 354,741%
Financial charges65/66B€4,782€3,681€4,395€6,230€5,884▼ 5.6%
Recurring financial charges65€4,782€3,681€4,395€6,230€5,884▼ 5.6%
Profit (loss) for the period before taxes9903€48,349€73,257€53,092€49,150€70,987▲ 44.4%
Transfer from deferred taxes780€1,003€1,003€1,003€1,003€1,003=
Income taxes67/77€16,642€26,883€17,842€16,708€21,925▲ 31.2%
Profit (loss) for the period9904€32,710€47,376€36,252€33,445€50,064▲ 49.7%
Profit (loss) for the period to be appropriated9905€32,710€47,376€36,252€33,445€50,064▲ 49.7%
Line20212022202320242025Change
Assets
Total assets20/58€316,937€290,577€256,899€221,403€284,152▲ 28.3%
Fixed assets21/28€260,473€234,303€221,850€191,073€171,022▼ 10.5%
Tangible fixed assets22/27€260,473€234,303€221,850€191,073€171,022▼ 10.5%
Land and buildings22€196,276€181,937€179,667€164,021€154,871▼ 5.6%
Plant, machinery and equipment23€22,654€21,403€17,684€13,965€10,246▼ 26.6%
Furniture and vehicles24€5,029€3,772€6,631€4,541€5,905▲ 30.0%
Leasing and similar rights25€36,514€27,191€17,868€8,546€0▼ 100%
Current assets29/58€56,464€56,274€35,049€30,330€113,130▲ 273%
Amounts receivable within one year40/41€27,108€2,404€16,762€21,595€97,955▲ 354%
Trade receivables40€1,471€920€15,043€177€11,168▲ 6,196%
Other amounts receivable41€25,637€1,484€1,719€21,418€86,786▲ 305%
Cash at bank and in hand54/58€29,356€52,507€17,094€1,763€421▼ 76.1%
Deferred charges and accrued income490/1-€1,363€1,194€6,971€14,755▲ 112%
Equity and liabilities
Total equity and liabilities10/49€316,937€290,577€256,899€221,403€284,152▲ 28.3%
Equity10/15€38,477€85,853€122,106€155,551€205,615▲ 32.2%
Contributions10/11€5,767€5,767€5,767€5,767€5,767=
Outside capital11€5,767-----
Other1109/19€5,767-----
Reserves13€32,710€80,086€116,338€149,783€199,848▲ 33.4%
Distributable reserves133€32,710€80,086€116,338€149,783€199,848▲ 33.4%
Profit (loss) carried forward14-€0----
Provisions and deferred taxes16€9,023€8,021€7,018€6,015€5,013▼ 16.7%
Deferred taxes168€9,023€8,021€7,018€6,015€5,013▼ 16.7%
Amounts payable17/49€269,437€196,704€127,775€59,837€73,524▲ 22.9%
Amounts payable after more than one year17€45,501€25,658€9,484€0--
Financial debts170/4€45,501€25,658€9,484€0--
Amounts payable within one year42/48€223,937€170,471€117,331€58,890€72,538▲ 23.2%
Current portion of amounts payable after more than one year42€23,458€19,843€16,174€9,484€0▼ 100%
Financial debts43-€2,424€32,230€30,154€43,126▲ 43.0%
Credit institutions430/8-€2,424€2,230€30,154€43,126▲ 43.0%
Other loans439--€30,000---
Trade debts44€2,366€4,676€9,916€8,956€12,157▲ 35.7%
Suppliers440/4€2,366€4,676€9,916€8,956€12,157▲ 35.7%
Taxes, remuneration and social security45€3,380€12,778€11,558€10,296€17,255▲ 67.6%
Taxes450/3€3,380€12,778€11,558€10,296€12,850▲ 24.8%
Remuneration and social security454/9----€4,405-
Other amounts payable47/48€194,733€130,749€47,453€0--
Accrued charges and deferred income492/3-€575€960€947€986▲ 4.1%
Line20212022202320242025Change
Profit (loss) for the period9904€32,710€47,376€36,252€33,445€50,064▲ 49.7%
+ Depreciation and write-downs630€28,318€28,584€29,674€30,776€26,430▼ 14.1%
Operating cash flow (approximation)€61,027€75,960€65,927€64,221€76,495▲ 19.1%
Investment in fixed assets (approximation)--€2,414-€17,221€0-€6,378-
Change in cash-€23,151-€35,414-€15,330-€1,342▲ 91.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
05-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity triplescurrent ratio 1.56
Current ratio from 0.52 to 1.56.
31-12
Financial Equity above €200,000Eq €205,615 ▲32.2%
8 profitable years in a row build equity to €205,615.
12-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €150,000Eq €155,551 ▲27.4%
7 profitable years in a row build equity to €155,551.
21-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €100,000Eq €122,106 ▲42.2%
6 profitable years in a row build equity to €122,106.
23-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €32,710 ▼42.3%
Net result drops to €32,710, the lowest in the series; recovery starts the following year.
25-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €56,731 ▲38.9%
Operating result €78,548, net result €56,731, both a record.
Show earlier events
31-12
Financial Equity above €200,000Eq €200,487 ▲39.5%
3 profitable years in a row build equity to €200,487.
04-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 1992
seat establishment The establishment unit on the map
Ground area
4,648 m²
Building footprint
1,138 m²
Parcel 73005B0117/00E002, Flanders. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
KROMOXI NV
Caetsbeekstraat 3, 3740 Bilzen-HoeseltHoldings
since 19922.057.468.582
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73005B0117/00E002 Flanders 4,648 m² 1 · 1,138 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. VB BEHEER 69.92%
  2. KROMOXI

Highest known parent: VB BEHEER. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 13,530 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-04-1992
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
73300Public relations and communication consultancy
77110Renting and leasing of cars and light motor vehicles
77399Renting and leasing of other machinery, equipment and tangible goods
E-invoicing
Reachable via Peppol
Peppol ID 0208:0447249083
Also 9925:BE0447249083
Registered 06-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.