KROEPHOEK
ActiveKROEPHOEK has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €246k and a net result of €16k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability33▲+17
Solvency9▲+1
Growth78=
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity short (current ratio 0.1 against 0.03 in 2024), and 86.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.7%
Return on assets
0.9%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
21 d late
2024
on the day
2023
20 d early
2022
122 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€246k▲ 6.6%
2024 · €230k
2022: €211k
2023: €224k
2024: €230k
2022 → 2025
Total assets
€1.79M▼ 2.6%
2024 · €1.84M
2022: €1.91M
2023: €1.90M
2024: €1.84M
2022 → 2025
Net result
€16k▲ 120%
2024 · €7k
2022: €-102k
2023: €4k
2024: €7k
2022 → 2025
Working capital
€-63k▲ 4.5%
2024 · €-66k
2022: €-9k
2023: €-53k
2024: €-66k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€211k-€224k▲ 6.2%€230k▲ 2.9%€246k▲ 6.6%
Operating result€-85k-€27k€29k▲ 7.9%€38k▲ 28.9%
Net result€-102k-€4k€7k▲ 69.5%€16k▲ 120%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 29% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.79M
Fixed assets
€1.78M▼ 2.9%
Current assets
€7k▲ 225%
Equity and liabilities €1.79M
Equity
€246k▲ 6.6%
Debt
€1.55M▼ 3.9%
The debt ratio falls from 87.5% to 86.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€91k▲
2024 · €84k
Cash flow
€69k▲
2024 · €62k
Solvency
13.7%▲
2024 · 12.5%
Current ratio
0.10▲
2024 · 0.03
Quick ratio
0.10▲
2024 · 0.03
Debt / equity
6.29▼
2024 · 6.98
ROE
6.6%▲
2024 · 3.2%
ROA
0.9%▲
2024 · 0.4%
Interest coverage
4.02▲
2024 · 3.68
Debt
€1.55M▼
2024 · €1.61M
Debt ≤ 1 year
€70k▲
2024 · €68k
Debt > 1 year
€1.47M▼
2024 · €1.54M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.84M€1.79M▼
Formation expenses20€203€0▼
Fixed assets21/28€1.84M€1.78M▼
Tangible fixed assets22/27€1.84M€1.78M▼
Land and buildings22€1.84M€1.78M▼
Financial fixed assets28€240€240=
Current assets29/58€2k€7k▲
Amounts receivable within one year40/41€883€0▼
Trade receivables40€300€0▼
Other amounts receivable41€584€0▼
Cash at bank and in hand54/58€98€6k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.84M€1.79M▼
Equity10/15€230k€246k▲
Contributions10/11€313k€313k=
Profit (loss) carried forward14€-90k€-74k▲
Investment grants15€8k€7k▼
Amounts payable17/49€1.61M€1.55M▼
Amounts payable after more than one year17€1.54M€1.47M▼
Financial debts170/4€1.54M€1.47M▼
Other amounts payable178/9€145€145=
Amounts payable within one year42/48€68k€70k▲
Current portion of amounts payable after more than one year42€66k€67k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Accrued charges and deferred income492/3€901€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€53k▼
Other operating charges640/8€6k€6k▲
Gross operating margin9900€90k€97k▲
Operating profit (loss)9901€29k€38k▲
Financial income75/76B€978€990▲
Recurring financial income75€978€990▲
Financial charges65/66B€23k€23k▼
Recurring financial charges65€23k€23k▼
Profit (loss) for the period before taxes9903€7k€16k▲
Profit (loss) for the period9904€7k€16k▲
Profit (loss) for the period to be appropriated9905€7k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-90k€-74k▲
Profit (loss) brought forward from the previous period14P€-97k€-90k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Highest result since 2022net €16k ▲120%
Operating result €38k, net result €16k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vogelzangdreef 78200 BruggeGround area
945 m²
Building footprint
191 m²
Volume, LiDAR
906 m³
Parcel 31030A0298/00H000, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KROEPHOEK
since 20222.327.571.715
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31030A0298/00H000 | Flanders | 945 m² | 1 · 191 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Chusan Belgique
BE 0447.299.365
Oudergem · Eq €246k
LIGNO INVEST
BE 0668.609.023
Roeselare · Eq €246k
HENDA
BE 0429.258.355
Gent · Eq €246k
ZORIN
BE 0831.738.079
Boechout · Eq €245k
GUSTA
BE 0458.098.930
Oostende · Eq €246k
Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,873 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2022
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.