KRM CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of KRM CONSTRUCT is 1.5% (moderate). The 2025 annual accounts show equity of €10k and a net result of €9k. Its solvency ranks better than 19% of 27451 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability76
Solvency42
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.21; short-term debt: 83% and cash: 11.4% of total assets), and 83% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 27451 sector peers (2025).
NBB · sector comparisonPosition among 27451 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€10k
Total assets
€60k
Net result
€9k
Working capital
€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €60k
Equity
€10k
Debt
€50k
Debt finances 83.0% of the balance-sheet total.
Key figures and ratios
Solvency
17.0%
Current ratio
1.21
Quick ratio
1.21
Debt / equity
4.87
ROE
90.2%
ROA
15.4%
Debt
€50k
Debt ≤ 1 year
€50k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€60k
Current assets29/58€60k
Amounts receivable within one year40/41€53k
Trade receivables40€47k
Other amounts receivable41€6k
Cash at bank and in hand54/58€7k
Equity and liabilities
Total equity and liabilities10/49€60k
Equity10/15€10k
Contributions10/11€1k
Profit (loss) carried forward14€9k
Amounts payable17/49€50k
Amounts payable within one year42/48€50k
Trade debts44€45k
Suppliers440/4€45k
Taxes, remuneration and social security45€5k
Taxes450/3€3k
Remuneration and social security454/9€2k
Income statement
Code2025
Gross operating margin9900€12k
Operating profit (loss)9901€12k
Financial income75/76B€109
Recurring financial income75€109
Financial charges65/66B€211
Recurring financial charges65€211
Profit (loss) for the period before taxes9903€12k
Income taxes67/77€2k
Profit (loss) for the period9904€9k
Profit (loss) for the period to be appropriated9905€9k
Appropriation of the result
Profit (loss) to be appropriated9906€9k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Hammeneckerstraat 81840 LonderzeelGround area
1.2 ha
Building footprint
1,699 m²
Volume, LiDAR
3,590 m³
2 parcels, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KRM CONSTRUCT
since 20252.367.901.147
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12008B0636/00B000 | Flanders | 1.2 ha | 1 · 1,598 m² | 8.2 m |
| 23045B0464/00A003 | Flanders | 232 m² | 1 · 101 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TALGA
BE 0659.715.905
La Louvière · Eq €10k
GERARD CONSTRUCT
BE 1010.604.693
Bassenge · Eq €10k
ETS GARCIA
BE 0649.753.807
Oudergem · Eq €10k
NDM CONSTRUCT
BE 0789.284.149
Zaventem · Eq €10k
Van de Putte & Co
BE 0769.538.117
Wichelen · Eq €10k
Of 15,541 companies in sector 43990 we hold annual accounts for 7,422. 4,086 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2024
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.