KRIVO
ActiveKRIVO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €793k and a net result of €-6k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 65% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-4
Solvency75▼-16
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.25 in 2024; short-term debt: 48.6% and cash: 3.6% of total assets), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
2 d early
2022
4 d early
2021
3 d early
2020
3 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€793k▼ 0.9%
2024 · €800k
2019: €677k
2020: €679k
2021: €717k
2022: €744k
2023: €773k
2024: €800k
2019 → 2025
Total assets
€1.58M▲ 29.2%
2024 · €1.22M
2019: €734k
2020: €921k
2021: €1.08M
2022: €1.12M
2023: €1.24M
2024: €1.22M
2019 → 2025
Net result
€-6k
2024 · €27k
2019: €30k
2020: €3k
2021: €60k
2022: €27k
2023: €30k
2024: €27k
2019 → 2025
Working capital
€-667k▼ 117%
2024 · €-307k
2019: €19k
2020: €-184k
2021: €-250k
2022: €-322k
2023: €-344k
2024: €-307k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€717k-€744k▲ 3.6%€773k▲ 4.0%€800k▲ 3.4%€793k▼ 0.9%
Operating result€94k-€43k▼ 54.0%€51k▲ 17.5%€46k▼ 8.5%€5k▼ 89.7%
Net result€60k-€27k▼ 54.8%€30k▲ 12.7%€27k▼ 9.5%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 90% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.58M
Fixed assets
€1.48M▲ 32.5%
Current assets
€98k▼ 6.2%
Equity and liabilities €1.58M
Equity
€793k▼ 0.9%
Debt
€783k▲ 86.5%
The debt ratio rises from 34.4% to 49.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€63k▼
2024 · €88k
Cash flow
€53k▼
2024 · €69k
Solvency
50.3%▼
2024 · 65.6%
Current ratio
0.13▼
2024 · 0.25
Quick ratio
0.13▼
2024 · 0.25
Debt / equity
0.99▲
2024 · 0.53
ROE
-0.7%▼
2024 · 3.4%
ROA
-0.4%▼
2024 · 2.2%
Interest coverage
7.47▼
2024 · 15.63
Debt
€783k▲
2024 · €420k
Debt ≤ 1 year
€765k▲
2024 · €411k
Income taxes
€2k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.22M€1.58M▲
Fixed assets21/28€1.11M€1.48M▲
Tangible fixed assets22/27€452k€814k▲
Land and buildings22€443k€752k▲
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€7k€60k▲
Financial fixed assets28€663k€663k=
Current assets29/58€104k€98k▼
Amounts receivable within one year40/41€2k€21k▲
Other amounts receivable41€2k€21k▲
Cash at bank and in hand54/58€86k€57k▼
Deferred charges and accrued income490/1€17k€20k▲
Equity and liabilities
Total equity and liabilities10/49€1.22M€1.58M▲
Equity10/15€800k€793k▼
Contributions10/11€336k€336k=
Capital10€336k€336k=
Issued capital100€336k€336k=
Reserves13€462k€461k▼
Non-distributable reserves130/1€17k€17k=
Legal reserve130€17k€17k=
Distributable reserves133€445k€444k▼
Profit (loss) carried forward14€1k€-5k▼
Amounts payable17/49€420k€783k▲
Amounts payable within one year42/48€411k€765k▲
Trade debts44€19k€7k▼
Suppliers440/4€19k€7k▼
Taxes, remuneration and social security45€6k€1k▼
Taxes450/3€6k€1k▼
Other amounts payable47/48€387k€757k▲
Accrued charges and deferred income492/3€9k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€59k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€93k€70k▼
Operating profit (loss)9901€46k€5k▼
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€41k€-4k▼
Income taxes67/77€13k€2k▼
Profit (loss) for the period9904€27k€-6k▼
Profit (loss) for the period to be appropriated9905€27k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€-5k▼
Profit (loss) brought forward from the previous period14P€2k€1k▼
Transfer from equity791/2-€905
Transfer to equity691/2€27k-
To the legal reserve6920€1k-
To other reserves6921€26k-
Profit to be distributed694/7€877€905▲
Return on contributions (dividend)694€877€905▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-6k ▼122%
Net result drops to €-6k, the lowest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €60k ▲2009%
Operating result €94k, net result €60k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 2223110 RotselaarGround area
1,565 m²
Building footprint
615 m²
Volume, LiDAR
2,537 m³
Parcel 24094C0692/00E002, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Stationsstraat 222, 3110 Rotselaar
since 20062.228.444.544
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094C0692/00E002 | Flanders | 1,565 m² | 1 · 615 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BIKE INVEST
BE 0457.692.124
Zele · Eq €796k
SINACO
BE 0429.095.138
Ukkel · Eq €787k
L & L FINANCIAL MANAGEMENT
BE 0479.096.856
Hoogstraten · Eq €798k
MARIELOUIS
BE 0501.660.145
Ledegem · Eq €787k
DE WATERMOLEN TER WALEM
BE 0430.885.876
Knokke-Heist · Eq €781k
Of 3,768 companies in sector 68321 we hold annual accounts for 1,391. 830 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-03-2006
Fiscal year end30-06
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.