KRISTO 1981

Active

Private limited companyfounded 20224 yrs activeHerzieningslaan 2, 1070 Anderlecht, BelgiumKBO/BCE: BE 0789.548.524

The computed 12-month bankruptcy probability of KRISTO 1981 is 10.8% (high). The 2024 annual accounts show equity of €5k and a net result of €-2k. Its solvency ranks better than 67% of 18938 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

55 / 100

Fair▼ -15 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability6▼-78

Solvency94▲+32

Growth49

Stability94

Bankruptcy probability, 12 months

10.8% High

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity ample (current ratio 1.98 against 1.48 in 2023), but 50.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

49.5%

Return on assets

-19.1%

Age of the figures

20 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-10-2025, 81 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

81 d late

2023

13 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€69k▲ 14.5%

2023 · €60k

2023: €60k

2023 → 2024

EBIT margin

-1.8%▼ 12.0pp

2023 · 10.2%

2023: 10.2%

2023 → 2024

Net result

€-2k

2023 · €5k

2023: €5k

2023 → 2024

Working capital

€5k▼ 27.8%

2023 · €6k

2023: €6k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Turnover€60k-€69k▲ 14.5%

Equity€6k-€5k▼ 27.8%

Operating result€6k-€-1k

Net result€5k-€-2k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €1k after €6k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Equity and liabilities €9k

49.5%

50.5%

Equity €5k▼ 27.8%

Debt €5k▼ 64.7%

The debt ratio falls from 67.6% to 50.5%: debt falls faster than equity shrinks.

Key figures and ratios

2024 value · change against 2023

Solvency

49.5%▲

2023 · 32.4%

Current ratio

1.98▲

2023 · 1.48

Quick ratio

1.98▲

2023 · 1.48

Debt / equity

1.02▼

2023 · 2.08

ROE

-38.5%▼

2023 · 83.0%

ROA

-19.1%▼

2023 · 26.9%

Debt

€5k▼

2023 · €13k

Debt ≤ 1 year

€5k▼

2023 · €13k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€19k€9k▼

Current assets29/58€19k€9k▼

Amounts receivable within one year40/41€15k€3k▼

Other amounts receivable41€15k€3k▼

Cash at bank and in hand54/58€4k€5k▲

Deferred charges and accrued income490/1-€244

Equity and liabilities

Total equity and liabilities10/49€19k€9k▼

Equity10/15€6k€5k▼

Contributions10/11€5k€5k=

Profit (loss) carried forward14€1k€-468▼

Amounts payable17/49€13k€5k▼

Amounts payable within one year42/48€13k€5k▼

Trade debts44€13k€276▼

Suppliers440/4€13k€276▼

Taxes, remuneration and social security45€320€4k▲

Taxes450/3€320€4k▲

Other amounts payable47/48-€245

Income statement Code20232024

Turnover70€60k€69k▲

Goods, raw materials, services and sundry goods60/61€51k€68k▲

Other operating charges640/8€3k€3k▼

Gross operating margin9900€9k€1k▼

Operating profit (loss)9901€6k€-1k▼

Financial charges65/66B€591€478▼

Recurring financial charges65€591€478▼

Profit (loss) for the period before taxes9903€6k€-2k▼

Income taxes67/77€320-

Profit (loss) for the period9904€5k€-2k▼

Profit (loss) for the period to be appropriated9905€5k€-2k▼

Appropriation of the result

Profit (loss) to be appropriated9906€1k€-468▼

Profit (loss) brought forward from the previous period14P€-4k€1k▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 2Filings 2

2025

20-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 81 days late

2024

13-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 13 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Anderlecht · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Herzieningslaan 21070 Anderlecht

Ground area

123 m²

Building footprint

123 m²

Volume, LiDAR

1,606 m³

Parcel 21305C0336/00G022, Brussels · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

KRISTO 1981

Herzieningslaan 2, 1070 AnderlechtCafés and bars

since 20222.335.895.008

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21305C0336/00G022	Brussels	123 m²	1 · 123 m²	15.9 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Anderlecht2.335.895.008

1 permission

Drankgelegenheid · since 28-10-2022

Similar companies · same sector, comparable size

SÃO JOSÉ

BE 0712.611.191

Sint-Gillis (bij-Brussel) · Eq €5k

Sint-Gillis (bij-Brussel) · Eq €5k

Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 2,689 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded10-08-2022

Fiscal year end31-12

Activities, NACEBEL

56301Cafés and bars

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.