KRISTED
ActiveSummary
KRISTED has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €388,016 and a net result of -€13,715. Equity remains stable across the filed fiscal years (±1.6% per year). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▼-4
Solvency79▼-21
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 2.04 in 2024; short-term debt: 41% and cash: 1.9% of total assets), and 46.1% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
-1.9%
Age of the figures
19 mo
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 29-06-2026, 93 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
93 d early
2025
on the day
2024
117 d early
2023
33 d late
2022
10 d late
2021
58 d late
2020
2 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 15 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 93 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today28-02-2027 close30-09-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€7,869▼ 79.6%
2019 · €38,619
EBIT margin
-521.1%▼ 477.5pp
2019 · -43.5%
Net result
-€13,715▼ 46.9%
2024 · -€9,339
Working capital
€79,077▼ 5.3%
2024 · €83,500
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€218,680-€7,051-€12,897▼ 82.9%-€8,624▲ 33.1%-€19,995▼ 132%
Net result€156,930-€6,498-€6,780▼ 4.3%-€9,339▼ 37.7%-€13,715▼ 46.9%
EBIT margin
Equity€427,793▲ 57.9%€421,295▼ 1.5%€414,515▼ 1.6%€405,176▼ 2.3%€388,016▼ 4.2%
Total assets€662,016▲ 5.1%€555,164▼ 16.1%€526,072▼ 5.2%€523,358▼ 0.5%€719,523▲ 37.5%
Debt€192,289▼ 36.3%€93,364▼ 51.4%€72,482▼ 22.4%€80,537▲ 11.1%€294,957▲ 266%
Working capital€262,903€173,718▼ 33.9%€157,648▼ 9.3%€83,500▼ 47.0%€79,077▼ 5.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19,995 in 2025 against €8,624 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €719,523
Fixed assets
€345,489 ▼ 3.8%
Current assets
€374,034 ▲ 128%
Equity and liabilities €719,523
Equity
€388,016 ▼ 4.2%
Provisions
€36,550 ▼ 2.9%
Debt
€294,957 ▲ 266%
Debt's share of the balance-sheet total rises from 15.4% to 41.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€6,162▼
2024 · €3,846
Cash flow
€117▼
2024 · €3,131
Current ratio
1.27▼
2024 · 2.04
Debt to equity
0.76▲
2024 · 0.20
ROE
-3.5%▼
2024 · -2.3%
ROA
-1.9%▼
2024 · -1.8%
Interest coverage
-1.02▼
2024 · 0.47
Debt ≤ 1 year
€294,957▲
2024 · €80,537
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.1%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,750 | €17,341 | €12,987 | €12,470 | €13,833 | ▲ 10.9% |
| Other operating charges640/8 | - | €3,625 | €3,898 | €2,230 | €1,865 | ▼ 16.4% |
| Gross operating margin9900 | €239,876 | €13,915 | €3,988 | €6,076 | -€4,298 | ▼ 171% |
| Operating profit (loss)9901 | €218,680 | -€7,051 | -€12,897 | -€8,624 | -€19,995 | ▼ 132% |
| Financial income75/76B | - | €3,863 | €5,309 | €6,141 | €11,216 | ▲ 82.6% |
| Recurring financial income75 | €391 | €3,863 | €5,309 | €6,141 | €11,215 | ▲ 82.6% |
| Non-recurring financial income76B | - | - | - | - | €1 | - |
| Financial charges65/66B | - | €4,853 | €621 | €8,166 | €6,031 | ▼ 26.1% |
| Recurring financial charges65 | €1,652 | €4,853 | €621 | €8,166 | €6,031 | ▼ 26.1% |
| Profit (loss) for the period before taxes9903 | €217,419 | -€8,041 | -€8,210 | -€10,649 | -€14,810 | ▼ 39.1% |
| Transfer from deferred taxes780 | - | €1,430 | €1,430 | €1,430 | €1,095 | ▼ 23.4% |
| Income taxes67/77 | €75,500 | -€114 | - | €120 | - | - |
| Profit (loss) for the period9904 | €156,930 | -€6,498 | -€6,780 | -€9,339 | -€13,715 | ▼ 46.9% |
| Transfer from tax-exempt reserves789 | - | €2,776 | €2,776 | €2,776 | €3,285 | ▲ 18.3% |
| Profit (loss) for the period to be appropriated9905 | €186,083 | -€3,721 | -€4,004 | -€6,563 | -€10,430 | ▼ 58.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €662,016 | €555,164 | €526,072 | €523,358 | €719,523 | ▲ 37.5% |
| Fixed assets21/28 | €394,055 | €378,487 | €365,501 | €359,322 | €345,489 | ▼ 3.8% |
| Tangible fixed assets22/27 | €394,055 | €378,487 | €365,501 | €359,322 | €345,489 | ▼ 3.8% |
| Land and buildings22 | - | €377,305 | €364,909 | €359,322 | €326,939 | ▼ 9.0% |
| Plant, machinery and equipment23 | - | - | - | - | €18,550 | - |
| Furniture and vehicles24 | - | €1,182 | €591 | - | - | - |
| Current assets29/58 | €267,961 | €176,676 | €160,571 | €164,037 | €374,034 | ▲ 128% |
| Amounts receivable within one year40/41 | €9,500 | - | €60,302 | €156,924 | €357,611 | ▲ 128% |
| Other amounts receivable41 | - | - | €60,302 | €156,924 | €357,611 | ▲ 128% |
| Current investments50/53 | €150,000 | €172,313 | €89,382 | €2,538 | €2,538 | = |
| Cash at bank and in hand54/58 | €108,461 | €4,364 | €8,538 | €4,304 | €13,886 | ▲ 223% |
| Deferred charges and accrued income490/1 | - | - | €2,350 | €270 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €662,016 | €555,164 | €526,072 | €523,358 | €719,523 | ▲ 37.5% |
| Equity10/15 | €427,793 | €421,295 | €414,515 | €405,176 | €388,016 | ▼ 4.2% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Capital10 | - | €20,000 | - | - | - | - |
| Issued capital100 | - | €20,000 | - | - | - | - |
| Outside capital11 | - | - | €20,000 | €20,000 | - | - |
| Other1109/19 | - | - | €20,000 | €20,000 | - | - |
| Reserves13 | €272,637 | €269,861 | €267,085 | €264,309 | €261,024 | ▼ 1.2% |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | - | - |
| Reserves not available under the articles1311 | - | €6,200 | €6,200 | €6,200 | - | - |
| Tax-exempt reserves132 | - | €78,661 | €75,885 | €73,109 | €69,824 | ▼ 4.5% |
| Distributable reserves133 | - | €185,000 | €185,000 | €185,000 | €191,200 | ▲ 3.4% |
| Profit (loss) carried forward14 | €135,155 | €131,434 | €127,430 | €120,868 | €106,992 | ▼ 11.5% |
| Provisions and deferred taxes16 | €41,934 | €40,504 | €39,075 | €37,645 | €36,550 | ▼ 2.9% |
| Deferred taxes168 | - | €40,504 | €39,075 | €37,645 | €36,550 | ▼ 2.9% |
| Amounts payable17/49 | €192,289 | €93,364 | €72,482 | €80,537 | €294,957 | ▲ 266% |
| Amounts payable after more than one year17 | €187,232 | €90,405 | €69,559 | - | - | - |
| Financial debts170/4 | - | €90,405 | €69,559 | - | - | - |
| Amounts payable within one year42/48 | €5,058 | €2,959 | €2,923 | €80,537 | €294,957 | ▲ 266% |
| Current portion of amounts payable after more than one year42 | - | - | €2,923 | €73,655 | €294,957 | ▲ 300% |
| Trade debts44 | €3,447 | - | - | €6,882 | - | - |
| Suppliers440/4 | - | - | - | €6,882 | - | - |
| Other amounts payable47/48 | - | €2,959 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €156,930 | -€6,498 | -€6,780 | -€9,339 | -€13,715 | ▼ 46.9% |
| + Depreciation and write-downs630 | €16,750 | €17,341 | €12,987 | €12,470 | €13,833 | ▲ 10.9% |
| Operating cash flow (approximation) | €173,680 | €10,844 | €6,207 | €3,131 | €117 | ▼ 96.3% |
| Investment in fixed assets (approximation) | - | -€1,774 | €0 | -€6,291 | €0 | ▲ 100% |
| Change in cash | - | -€104,097 | €4,174 | -€4,233 | €9,581 | ▲ 326% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
02-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 33 days late
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2021
27-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
28-02
Financial
Back to profitnet €156,930
Net result €156,930 after 2 loss-making years.
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
28-02
Financial
Weakest financial yearnet -€38,518
Net result drops to -€38,518, the lowest in the series; recovery starts the following year.
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
01-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise
Ground area
991 m²
Building footprint
138 m²
Volume, LiDAR
873 m³
Parcel 23050F0446/00C003, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0446/00C003 | Flanders | 991 m² | 1 · 138 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded06-04-1989
Fiscal year end28-02
E-invoicing
Reachable via Peppol
Peppol ID
0208:0437223045
Also
9925:BE0437223045
Registered
14-02-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.