KRIST IMMO
ActiveKRIST IMMO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €562k and a net result of €-14k. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 9135 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▲+12
Solvency96▲+1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.2 against 0.15 in 2024; short-term debt: 9.2% and cash: 1.2% of total assets), and 28.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.2%
Return on assets
-1.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-14k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
45 d early
2023
65 d early
2022
32 d early
2021
25 d late
2020
54 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€562k▼ 2.5%
2024 · €577k
2018: €731k
2019: €708k
2020: €673k
2021: €648k
2022: €627k
2023: €601k
2024: €577k
2018 → 2025
Total assets
€790k▼ 3.9%
2024 · €822k
2018: €826k
2019: €801k
2020: €762k
2021: €925k
2022: €879k
2023: €844k
2024: €822k
2018 → 2025
Net result
€-14k▲ 41.0%
2024 · €-24k
2018: €-23k
2019: €-23k
2020: €-35k
2021: €-25k
2022: €-21k
2023: €-27k
2024: €-24k
2018 → 2025
Working capital
€-58k▲ 15.8%
2024 · €-69k
2018: €-57k
2019: €-45k
2020: €-77k
2021: €-73k
2022: €-56k
2023: €-56k
2024: €-69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€648k-€627k▼ 3.3%€601k▼ 4.2%€577k▼ 4.0%€562k▼ 2.5%
Operating result€-20k-€-15k▲ 24.9%€-20k▼ 30.3%€-16k▲ 16.5%€-7k▲ 55.9%
Net result€-25k-€-21k▲ 13.1%€-27k▼ 23.8%€-24k▲ 9.4%€-14k▲ 41.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €16k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €790k
Fixed assets
€775k▼ 4.2%
Current assets
€14k▲ 16.3%
Equity and liabilities €790k
Equity
€562k▼ 2.5%
Debt
€227k▼ 7.3%
The debt ratio falls from 29.9% to 28.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €29k
Cash flow
€28k▲
2024 · €21k
Solvency
71.2%▲
2024 · 70.1%
Current ratio
0.20▲
2024 · 0.15
Quick ratio
0.20▲
2024 · 0.15
Debt / equity
0.40▼
2024 · 0.43
ROE
-2.5%▲
2024 · -4.2%
ROA
-1.8%▲
2024 · -2.9%
Interest coverage
5.27▲
2024 · 3.95
Debt
€227k▼
2024 · €245k
Debt ≤ 1 year
€72k▼
2024 · €81k
Debt > 1 year
€155k▼
2024 · €164k
Income taxes
€216▲
2024 · €207
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€822k€790k▼
Fixed assets21/28€810k€775k▼
Tangible fixed assets22/27€810k€775k▼
Land and buildings22€809k€775k▼
Plant, machinery and equipment23€219-
Furniture and vehicles24€279-
Current assets29/58€12k€14k▲
Amounts receivable within one year40/41€5k€5k▲
Trade receivables40€4k€4k▲
Other amounts receivable41€892€892=
Cash at bank and in hand54/58€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€822k€790k▼
Equity10/15€577k€562k▼
Contributions10/11€815k€815k=
Capital10€815k€815k=
Issued capital100€815k€815k=
Reserves13€10k€10k=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Distributable reserves133€207€207=
Profit (loss) carried forward14€-248k€-263k▼
Amounts payable17/49€245k€227k▼
Amounts payable after more than one year17€164k€155k▼
Financial debts170/4€164k€155k▼
Amounts payable within one year42/48€81k€72k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€17k€7k▼
Suppliers440/4€17k€7k▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€52k€51k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€42k▼
Other operating charges640/8€8k€6k▼
Gross operating margin9900€37k€41k▲
Operating profit (loss)9901€-16k€-7k▲
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€-24k€-14k▲
Income taxes67/77€207€216▲
Profit (loss) for the period9904€-24k€-14k▲
Profit (loss) for the period to be appropriated9905€-24k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-248k€-263k▼
Profit (loss) brought forward from the previous period14P€-224k€-248k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gotstraat (W.) 69790 Wortegem-PetegemGround area
7,609 m²
Building footprint
444 m²
Volume, LiDAR
2,811 m³
Parcel 45055C0050/00F000, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gotstraat (W.) 6, 9790 Wortegem-Petegem
since 19932.064.541.961
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45055C0050/00F000 | Flanders | 7,609 m² | 1 · 444 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Compagnie de Gestion immobilière et de Service
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GIZA
BE 0427.144.349
Sint-Niklaas · Eq €562k
ROYALIMMO
BE 0427.949.944
Tournai · Eq €561k
HOMIXX
BE 0727.563.940
Haacht · Eq €561k
KICKX Enco
BE 0414.523.560
Gent · Eq €561k
Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 4,447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-09-1993
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.