KRISEMAT
ActiveKRISEMAT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €360k and a net result of €7k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 76% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+10
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.79 in 2024; short-term debt: 5.6% and cash: 4.1% of total assets), and 20.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.8%
Return on assets
1.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
18 d late
2023
43 d early
2022
68 d early
2021
19 d early
2020
65 d early
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k▲ 199%
2024 · €2k
2018: €36k
2019: €24k
2020: €31k
2021: €42k
2022: €37k
2023: €3k
2024: €2k
2018 → 2025
Working capital
€-4k▲ 54.6%
2024 · €-8k
2018: €15k
2019: €30k
2020: €31k
2021: €51k
2022: €29k
2023: €20k
2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€421k-€458k▲ 8.9%€372k▼ 18.9%€353k▼ 5.1%€360k▲ 2.1%
Operating result€60k-€55k▼ 8.6%€5k▼ 90.7%€5k▲ 1.6%€14k▲ 180%
Net result€42k-€37k▼ 10.0%€3k▼ 92.8%€2k▼ 8.8%€7k▲ 199%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 180% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €451k
Fixed assets
€429k▼ 0.4%
Current assets
€22k▼ 25.1%
Equity and liabilities €451k
Equity
€360k▲ 2.1%
Debt
€91k▼ 15.1%
The debt ratio falls from 23.3% to 20.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €7k
Cash flow
€8k▲
2024 · €4k
Solvency
79.8%▲
2024 · 76.7%
Current ratio
0.86▲
2024 · 0.79
Quick ratio
0.80▲
2024 · 0.74
Debt / equity
0.25▼
2024 · 0.30
ROE
2.0%▲
2024 · 0.7%
ROA
1.6%▲
2024 · 0.5%
Interest coverage
3.34▲
2024 · 2.30
Debt
€91k▼
2024 · €107k
Debt ≤ 1 year
€25k▼
2024 · €37k
Debt > 1 year
€63k▼
2024 · €70k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€460k€451k▼
Fixed assets21/28€431k€429k▼
Tangible fixed assets22/27€431k€429k▼
Land and buildings22€429k€429k=
Plant, machinery and equipment23€862€160▼
Furniture and vehicles24€881-
Current assets29/58€29k€22k▼
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€7k€2k▼
Trade receivables40€7k€2k▼
Other amounts receivable41€768-
Cash at bank and in hand54/58€18k€18k▼
Deferred charges and accrued income490/1€1k€334▼
Equity and liabilities
Total equity and liabilities10/49€460k€451k▼
Equity10/15€353k€360k▲
Contributions10/11€163k€163k=
Reserves13€189k€197k▲
Non-distributable reserves130/1€16k€16k=
Reserves not available under the articles1311€16k€16k=
Distributable reserves133€173k€180k▲
Profit (loss) carried forward14€194€273▲
Amounts payable17/49€107k€91k▼
Amounts payable after more than one year17€70k€63k▼
Financial debts170/4€70k€63k▼
Amounts payable within one year42/48€37k€25k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€725-
Suppliers440/4€725-
Taxes, remuneration and social security45€13k€6k▼
Taxes450/3€13k€6k▼
Other amounts payable47/48€16k€11k▼
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€702▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€376
Other operating charges640/8€3k€3k▲
Gross operating margin9900€10k€18k▲
Operating profit (loss)9901€5k€14k▲
Financial income75/76B€2k€83▼
Recurring financial income75€61€83▲
Non-recurring financial income76B€2k-
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€4k€10k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€2k€7k▲
Profit (loss) for the period to be appropriated9905€2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€8k▲
Profit (loss) brought forward from the previous period14P€193€194▲
Transfer from equity791/2€22k-
Transfer to equity691/2€2k€7k▲
To other reserves6921€2k€7k▲
Profit to be distributed694/7€22k-
Return on contributions (dividend)694€22k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Weakest financial yearnet €2k ▼8.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €42k ▲33.1%
Operating result €60k, net result €42k, both a record.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Stampia,St Germain 75310 EghezéeGround area
1,152 m²
Building footprint
103 m²
Parcel 92105B0088/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
KRISEMAT
since 20082.168.124.105
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92105B0088/00H000 | Wallonia | 1,152 m² | 1 · 103 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Van Cauwenberghe - Van der Pluym
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KASTELL
BE 0820.954.352
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EMBLA
BE 0478.313.334
Heusden-Zolder · Eq €360k
ENJOY CONSULTING
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nanoGrid
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 37,051 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
10110Manufacture of food products
10111Manufacture of food products
13929Manufacture of textiles
14199Manufacture of wearing apparel
14299Manufacture of wearing apparel
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.