krisc-informatica
Activekrisc-informatica has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €6k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.19 against 5.63 in 2024; short-term debt: 17% and cash: 59.5% of total assets), and 17% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
28 d early
2024
32 d early
2023
29 d early
2022
28 d early
2021
37 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▼ 8.3%
2024 · €67k
2019: €13k
2020: €37k
2021: €47k
2022: €49k
2023: €64k
2024: €67k
2019 → 2025
Total assets
€73k▼ 7.6%
2024 · €80k
2019: €24k
2020: €54k
2021: €57k
2022: €57k
2023: €81k
2024: €80k
2019 → 2025
Net result
€6k▲ 51.9%
2024 · €4k
2019: €12k
2020: €26k
2021: €12k
2022: €4k
2023: €17k
2024: €4k
2019 → 2025
Working capital
€52k▼ 13.2%
2024 · €60k
2019: €9k
2020: €34k
2021: €43k
2022: €46k
2023: €59k
2024: €60k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€49k▲ 4.2%€64k▲ 30.9%€67k▲ 3.7%€61k▼ 8.3%
Operating result€16k-€5k▼ 67.5%€25k▲ 390%€6k▼ 75.2%€9k▲ 47.3%
Net result€12k-€4k▼ 69.0%€17k▲ 369%€4k▼ 75.7%€6k▲ 51.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 47% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€9k▲ 37.2%
Current assets
€65k▼ 11.5%
Equity and liabilities €73k
Equity
€61k▼ 8.3%
Debt
€12k▼ 4.0%
The debt ratio rises from 16.3% to 17.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €9k
Cash flow
€10k▲
2024 · €7k
Solvency
83.0%▼
2024 · 83.7%
Current ratio
5.19▼
2024 · 5.63
Quick ratio
5.19▼
2024 · 5.63
Debt / equity
0.20▲
2024 · 0.20
ROE
10.1%▲
2024 · 6.1%
ROA
8.4%▲
2024 · 5.1%
Interest coverage
120.01▲
2024 · 82.42
Debt
€12k▼
2024 · €13k
Debt ≤ 1 year
€12k▼
2024 · €13k
Income taxes
€3k▲
2024 · €2k
Staff costs
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€73k▼
Fixed assets21/28€6k€9k▲
Tangible fixed assets22/27€6k€9k▲
Plant, machinery and equipment23€5k€8k▲
Furniture and vehicles24€959€555▼
Current assets29/58€73k€65k▼
Amounts receivable within one year40/41€33k€21k▼
Trade receivables40€33k€19k▼
Other amounts receivable41€24€2k▲
Cash at bank and in hand54/58€41k€44k▲
Deferred charges and accrued income490/1-€192
Equity and liabilities
Total equity and liabilities10/49€80k€73k▼
Equity10/15€67k€61k▼
Contributions10/11€3k€3k=
Reserves13€64k€58k▼
Distributable reserves133€64k€58k▼
Amounts payable17/49€13k€12k▼
Amounts payable within one year42/48€13k€12k▼
Trade debts44€499€874▲
Suppliers440/4€499€874▲
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€7k€7k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€3k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€5k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€837€901▲
Non-recurring operating charges66A€34€25▼
Gross operating margin9900€15k€21k▲
Operating profit (loss)9901€6k€9k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€107€108▲
Recurring financial charges65€107€108▲
Profit (loss) for the period before taxes9903€6k€9k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€4k€6k▲
Profit (loss) for the period to be appropriated9905€4k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€6k▲
Transfer from equity791/2-€10k
Transfer to equity691/2€2k€5k▲
To other reserves6921€2k€5k▲
Profit to be distributed694/7€2k€12k▲
Return on contributions (dividend)694€2k€12k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €4k ▼69%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €26k ▲119%
Operating result €35k, net result €26k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloterstraat 123950 BocholtGround area
1,933 m²
Building footprint
197 m²
Volume, LiDAR
938 m³
Parcel 72016B0097/00M000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
krisc-informatica
since 20192.292.407.433
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72016B0097/00M000 | Flanders | 1,933 m² | 1 · 197 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 6,901 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
85599Other education
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.