Equity
€99,469 ▲ 5.6%
KRIS SMET has made a profit in every financial year since 2017.
KRIS SMET
Lifetime
9 annual accounts with figures on one time axispeak €79,441 (2023)
€27,635▲ 11.0%
peak €44,546 (2023)
€6,064▲ 244%
peak €138,787 (2022)
€99,469▲ 5.6%
€26,209▼ 24.4%
Board1 name since 2016
1 directorSMET Kris
Documentsfilings and deeds
10-07-202621 days before the deadline
2025micro format
Result from €1,764 to €6,064Dividend €833Debts from €34,677 to €26,209Cash from €34,574 to €11,186
Key points
from the 2025 annual accountsChecked score
84
Excellent
Financially stronger than 68% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,280 companies (NACE 47, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.5%▼ -0.1 percentage points vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.9%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 0.4%▼ -0.5 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.3%▼ -0.1 percentage points vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.3%▼ -0.1 percentage points vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €125,678
Sector: Retail trade (NACE 47)
lowers risk
Figures for financial year 2025 (filed on 10-07-2026)
Equity €99,469 (79.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 65% on liquidity, 61% on profitability and 53% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as KRIS SMET has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of KRIS SMET itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for KRIS SMET. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.36 (3.7 in 2024), above the usual 1.5. Short-term debt is 14.6% and cash 8.9% of total assets. 20.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
21 days early
2024
28 days late
2023
33 days early
2022
31 days late
2021
24 days late
2020
9 days early
2019
55 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 45 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0661599881
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments
Resignation: SMET Kris (director) · Reappointment: SMET Kris (director) · “Het uitvoeren van elektrotechnische installatiewerken en elektriciteitswerken aan gebouwen; zowel particuliere…” (deed in Dutch) · General meeting of 08-02-2024 · Gazette deed
Incorporation
published on 24-08-2016 · Gazette deed
First establishment
Vrouweneekhoekstraat 77, Sint-Niklaas
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KRIS SMET Sint-Niklaas | €125,678 | €27,635 | 79.1% | - |
| ENTREPRISES PEETERS Beersel | €126,662 | €31,229 | 58.6% | - |
| AUTO ZAMI Koekelberg | €144,032 | €26,486 | 38.4% | - |
| SAM CAR Anderlecht | €136,348 | €22,672 | 55.6% | - |
| CP MANAGMENT Sint-Truiden | €110,831 | €26,383 | -19.0% | - |
| NEM TECH Herk-de-Stad | €140,035 | €22,366 | 87.0% | - |
| ELECTRO CARS Brussels | €115,334 | €27,952 | 51.6% | - |
These companies have the same main activity as KRIS SMET: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €111,000 and €144,000, founded between 2015 and 2017.
Official details
Source: KBO- Status
- Active since 22-08-2016Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 4 others
- Establishment unit
- 2.256.279.4859100 Sint-Niklaas, since 22-08-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 17-11-2025
Annual accounts 2025
- ≈ €210,000estimated
- €125,678▼ 2.5%
- Filing
- Filed on 10-07-2026, 21 days before the end of the filing period
Insights on KRIS SMET
KRIS SMET files the micro format. That format states no turnover. The gross margin fell from €57,145 in 2017 to €27,635 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KRIS SMET
- What is the company number of KRIS SMET?
- The company number of KRIS SMET is 0661.599.881. The VAT number is the same number with BE in front: BE 0661.599.881.
- Where is KRIS SMET based?
- The registered office is at Vrouweneekhoekstraat 77, 9100 Sint-Niklaas.Company details
- What does KRIS SMET do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of KRIS SMET?
- KRIS SMET is a private limited company (BV).
- When was KRIS SMET founded?
- KRIS SMET was founded on 22-08-2016.
- Is KRIS SMET still active?
- Yes, KRIS SMET is an active enterprise in the KBO register.
- What is the turnover of KRIS SMET?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €27,635 and 36 comparable companies (NACE 47811). It probably lies between €90,000 and €640,000.Financials
- Is KRIS SMET profitable?
- In financial year 2025, KRIS SMET made a profit of €6,064.
- Where can I find the annual accounts of KRIS SMET?
- KRIS SMET filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KRIS SMET due?
- KRIS SMET must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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