Summary
Kris Peetermans is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €27,124 and a net result of €133,524. Equity is shrinking by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 14% of 8094 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 8094 sector peers (2025).
NBB · sector comparisonPosition among 8094 sector peers
Solvency
better than 14%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €27,124
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
33 d early
2022
31 d early
2021
32 d early
2020
27 d late
2019
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 62 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€27,124▲ 45.8%
2024 · €18,600
Net result
€133,524▼ 44.3%
2024 · €239,876
Total assets
€381,624▲ 1.4%
2024 · €376,299
Solvency
7.1%▲ 2.2pp
2024 · 4.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€126,849€55,287€181,588▲ 228%€316,130▲ 74.1%€175,320▼ 44.5%
Net result-€127,301below the sector's middle half€54,755within the sector's middle half€158,085above the sector's middle half▲ 189%€239,876above the sector's middle half▲ 51.7%€133,524above the sector's middle half▼ 44.3%
Equity€54,611within the sector's middle half▼ 70.0%€18,600below the sector's middle half▼ 65.9%€18,600below the sector's middle half=€18,600below the sector's middle half=€27,124below the sector's middle half▲ 45.8%
Total assets€79,883below the sector's middle half▼ 68.7%€140,657within the sector's middle half▲ 76.1%€218,735within the sector's middle half▲ 55.5%€376,299within the sector's middle half▲ 72.0%€381,624within the sector's middle half▲ 1.4%
Debt€25,273▼ 65.6%€122,057▲ 383%€200,135▲ 64.0%€357,699▲ 78.7%€354,500▼ 0.9%
Working capital€44,928within the sector's middle half▼ 73.4%€10,264within the sector's middle half▼ 77.2%€104within the sector's middle half▼ 99.0%-€37,908below the sector's middle half-€26,083below the sector's middle half▲ 31.2%
Solvency68.4%within the sector's middle half▼ 2.8pp13.2%below the sector's middle half▼ 55.1pp8.5%below the sector's middle half▼ 4.7pp4.9%below the sector's middle half▼ 3.6pp7.1%below the sector's middle half▲ 2.2pp
Current ratio6.32above the sector's middle half▲ 1.931.09within the sector's middle half▼ 5.231.00within the sector's middle half▼ 0.090.89within the sector's middle half▼ 0.110.93within the sector's middle half▲ 0.03
Return on assets (ROA)-159.4%below the sector's middle half▼ 179.4pp38.9%above the sector's middle half▲ 198.3pp72.3%above the sector's middle half▲ 33.3pp63.7%above the sector's middle half▼ 8.5pp35.0%above the sector's middle half▼ 28.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €381,624
Fixed assets
€53,207 ▼ 5.8%
Current assets
€328,417 ▲ 2.7%
Equity and liabilities €381,624
Equity
€27,124 ▲ 45.8%
Debt
€354,500 ▼ 0.9%
Debt's share of the balance-sheet total falls from 95.1% to 92.9%. Equity is higher and debt is lower.
Key figures and ratios
ROE
492.3%
Debt ≤ 1 year
€354,500▼
2024 · €357,699
Income taxes
€41,411▼
2024 · €75,933
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | €99,344 | €20,093 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,352 | €8,252 | €8,549 | €10,491 | €14,835 | ▲ 41.4% |
| Other operating charges640/8 | €172 | €132 | €139 | €386 | €361 | ▼ 6.4% |
| Non-recurring operating charges66A | €0 | - | - | - | - | - |
| Gross operating margin9900 | -€115,324 | €63,671 | €190,276 | €327,008 | €190,517 | ▼ 41.7% |
| Operating profit (loss)9901 | -€126,849 | €55,287 | €181,588 | €316,130 | €175,320 | ▼ 44.5% |
| Financial income75/76B | - | €1 | €3 | €1 | €0 | ▼ 98.9% |
| Recurring financial income75 | - | €1 | €3 | €1 | €0 | ▼ 98.9% |
| Financial charges65/66B | €501 | €433 | €342 | €321 | €385 | ▲ 19.6% |
| Recurring financial charges65 | €501 | €433 | €342 | €321 | €385 | ▲ 19.6% |
| Profit (loss) for the period before taxes9903 | -€127,350 | €54,855 | €181,249 | €315,810 | €174,935 | ▼ 44.6% |
| Income taxes67/77 | -€49 | €100 | €23,164 | €75,933 | €41,411 | ▼ 45.5% |
| Profit (loss) for the period9904 | -€127,301 | €54,755 | €158,085 | €239,876 | €133,524 | ▼ 44.3% |
| Profit (loss) for the period to be appropriated9905 | -€127,301 | €54,755 | €158,085 | €239,876 | €133,524 | ▼ 44.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €79,883 | €140,657 | €218,735 | €376,299 | €381,624 | ▲ 1.4% |
| Fixed assets21/28 | €26,513 | €18,261 | €21,433 | €56,508 | €53,207 | ▼ 5.8% |
| Tangible fixed assets22/27 | €26,113 | €17,861 | €21,433 | €56,508 | €53,207 | ▼ 5.8% |
| Plant, machinery and equipment23 | €1,944 | €840 | €3,217 | €3,565 | €2,309 | ▼ 35.2% |
| Furniture and vehicles24 | €24,169 | €17,021 | €18,216 | €52,943 | €50,898 | ▼ 3.9% |
| Financial fixed assets28 | €400 | €400 | €0 | - | - | - |
| Current assets29/58 | €53,370 | €122,396 | €197,302 | €319,791 | €328,417 | ▲ 2.7% |
| Amounts receivable within one year40/41 | €3,942 | €12,614 | €68,461 | €180,270 | €100,384 | ▼ 44.3% |
| Trade receivables40 | €0 | €759 | €59,895 | €173,025 | €81,884 | ▼ 52.7% |
| Other amounts receivable41 | €3,942 | €11,855 | €8,566 | €7,245 | €18,500 | ▲ 155% |
| Cash at bank and in hand54/58 | €48,547 | €108,888 | €101,130 | €119,420 | €182,961 | ▲ 53.2% |
| Deferred charges and accrued income490/1 | €881 | €894 | €27,712 | €20,100 | €45,072 | ▲ 124% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €79,883 | €140,657 | €218,735 | €376,299 | €381,624 | ▲ 1.4% |
| Equity10/15 | €54,611 | €18,600 | €18,600 | €18,600 | €27,124 | ▲ 45.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €36,011 | €0 | €0 | €0 | €8,524 | - |
| Amounts payable17/49 | €25,273 | €122,057 | €200,135 | €357,699 | €354,500 | ▼ 0.9% |
| Amounts payable after more than one year17 | €16,831 | €9,925 | €2,937 | €0 | - | - |
| Financial debts170/4 | €16,831 | €9,925 | €2,937 | €0 | - | - |
| Amounts payable within one year42/48 | €8,442 | €112,132 | €197,199 | €357,699 | €354,500 | ▼ 0.9% |
| Current portion of amounts payable after more than one year42 | €6,825 | €6,906 | €6,988 | €2,937 | €0 | ▼ 100% |
| Financial debts43 | €0 | - | €1,002 | €208 | €236 | ▲ 13.7% |
| Credit institutions430/8 | €0 | - | €1,002 | €208 | €236 | ▲ 13.7% |
| Trade debts44 | €1,239 | €1,930 | €5,932 | €2,292 | €5,735 | ▲ 150% |
| Suppliers440/4 | €1,239 | €1,930 | €5,932 | €2,292 | €5,735 | ▲ 150% |
| Taxes, remuneration and social security45 | €378 | €12,531 | €17,655 | €29,848 | €12,482 | ▼ 58.2% |
| Taxes450/3 | €378 | €12,531 | €17,655 | €29,848 | €12,482 | ▼ 58.2% |
| Other amounts payable47/48 | €0 | €90,765 | €165,621 | €322,414 | €336,047 | ▲ 4.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€127,301 | €54,755 | €158,085 | €239,876 | €133,524 | ▼ 44.3% |
| + Depreciation and write-downs630 | €11,352 | €8,252 | €8,549 | €10,491 | €14,835 | ▲ 41.4% |
| Operating cash flow (approximation) | -€115,949 | €63,007 | €166,634 | €250,368 | €148,359 | ▼ 40.7% |
| Investment in fixed assets (approximation) | - | €0 | -€11,721 | -€45,566 | -€11,535 | ▲ 74.7% |
| Change in cash | - | €60,342 | -€7,759 | €18,291 | €63,541 | ▲ 247% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2019net €239,876 ▲51.7%
Operating result €316,130, net result €239,876, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €54,755
Net result €54,755 after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
20-06
State Gazette act
General meeting · Merger
Accounting effect · Permanent representative
20-06
State Gazette act
General meeting · Merger
Accounting effect · Permanent representative
2021
31-12
Financial
Weakest financial yearnet -€127,301
Net result drops to -€127,301, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €150,000Eq €181,912 ▲39.3%
2 profitable years in a row build equity to €181,912.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2019
Ground area
680 m²
Building footprint
153 m²
Volume, LiDAR
953 m³
Parcel 12403D0273/00L000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BORIBAS
since 20192.283.144.626
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0273/00L000 | Flanders | 680 m² | 1 · 153 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 8,484 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
59201Sound recording
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0716632535
Also
9925:BE0716632535
Registered
26-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.