Kris Duffeler
ActiveKris Duffeler has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1k and a net result of €41k. Equity is shrinking by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 10% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+22
Solvency27▼-33
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
2.2%
Return on assets
88.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 20786 sector peers (2024).
NBB · sector comparisonPosition among 20786 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
1 d late
2022
17 d late
2021
27 d early
2020
24 d early
2019
23 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1k▼ 94.6%
2023 · €19k
2018: €30k
2019: €30k
2020: €30k
2021: €25k
2022: €20k
2023: €19k
2018 → 2024
Total assets
€46k▼ 14.5%
2023 · €53k
2018: €66k
2019: €54k
2020: €109k
2021: €72k
2022: €59k
2023: €53k
2018 → 2024
Net result
€41k▲ 918%
2023 · €4k
2018: €26k
2019: €18k
2020: €43k
2021: €20k
2022: €12k
2023: €4k
2018 → 2024
Working capital
€-16k
2023 · €136
2018: €27k
2019: €29k
2020: €16k
2021: €15k
2022: €1k
2023: €136
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€30k-€25k▼ 16.4%€20k▼ 19.7%€19k▼ 9.1%€1k▼ 94.6%
Operating result€55k-€26k▼ 52.4%€16k▼ 40.2%€8k▼ 50.2%€51k▲ 555%
Net result€43k-€20k▼ 53.0%€12k▼ 41.8%€4k▼ 66.4%€41k▲ 918%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 555% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €46k
Fixed assets
€17k▼ 20.9%
Current assets
€28k▼ 10.0%
Equity and liabilities €46k
Equity
€1k▼ 94.6%
Debt
€45k▲ 28.2%
The debt ratio rises from 65.2% to 97.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€61k▲
2023 · €16k
Cash flow
€50k▲
2023 · €12k
Solvency
2.2%▼
2023 · 34.8%
Current ratio
0.63▼
2023 · 1.00
Quick ratio
0.63▼
2023 · 1.00
Debt / equity
44.60▲
2023 · 1.88
ROA
88.8%▲
2023 · 7.5%
Interest coverage
445.47▲
2023 · 75.74
Debt
€45k▲
2023 · €35k
Debt ≤ 1 year
€45k▲
2023 · €31k
Debt > 1 year
€0▼
2023 · €4k
Income taxes
€11k▲
2023 · €4k
A ratio outside any meaningful range has been withheld (balance sheet total €46k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€53k€46k▼
Fixed assets21/28€22k€17k▼
Tangible fixed assets22/27€22k€17k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€12k€8k▼
Other tangible fixed assets26€10k€8k▼
Current assets29/58€31k€28k▼
Amounts receivable within one year40/41€15k€13k▼
Trade receivables40€15k€9k▼
Other amounts receivable41€800€3k▲
Cash at bank and in hand54/58€15k€15k▼
Deferred charges and accrued income490/1€637€1k▲
Equity and liabilities
Total equity and liabilities10/49€53k€46k▼
Equity10/15€19k€1k▼
Contributions10/11€19k€1k▼
Reserves13€0-
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Profit (loss) carried forward14€0€0=
Amounts payable17/49€35k€45k▲
Amounts payable after more than one year17€4k€0▼
Financial debts170/4€4k€0▼
Amounts payable within one year42/48€31k€45k▲
Current portion of amounts payable after more than one year42€6k€4k▼
Trade debts44€526€446▼
Suppliers440/4€526€446▼
Taxes, remuneration and social security45€10k€40▼
Taxes450/3€10k€40▼
Other amounts payable47/48€15k€41k▲
Income statement
Code20232024
Non-recurring operating income76A€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€864€723▼
Non-recurring operating charges66A-€521
Gross operating margin9900€17k€62k▲
Operating profit (loss)9901€8k€51k▲
Financial income75/76B€25€6▼
Recurring financial income75€25€6▼
Financial charges65/66B€209€137▼
Recurring financial charges65€209€137▼
Profit (loss) for the period before taxes9903€8k€51k▲
Income taxes67/77€4k€11k▲
Profit (loss) for the period9904€4k€41k▲
Profit (loss) for the period to be appropriated9905€4k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€41k▲
Transfer from equity791/2€2k€0▼
Profit to be distributed694/7€6k€41k▲
Return on contributions (dividend)694€6k€41k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Weakest financial yearnet €4k ▼66.4%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €43k ▲143%
Operating result €55k, net result €43k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
19-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dahliastraat 352540 HoveGround area
374 m²
Building footprint
90 m²
Volume, LiDAR
521 m³
Parcel 11021A0024/00H004, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kris Duffeler
since 20152.238.538.284
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0024/00H004 | Flanders | 374 m² | 1 · 90 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 970 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2015
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.