Financials
- Fiscal year
- 2025
- Total assets
- €435,806
- Loss
- -€4,811
- Solvency
- 69.0%
Total assets▼ 8.7%
Net result
20182025
Kris De Munck
ActiveSummary
Kris De Munck has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €300,804 and a net result of -€4,811. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 82% of 1596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
What they do
Artisanal bread and fresh pastry making
NACE 10712NACE 15812Retail sale of bread and pastry (bakery outlets) NACE 47241
#8 oldest company in Sint-Gillis-Waas, Manufacturing sector2 sites
How big
€435,806total assets 2025
- Staff
- 13.9 FTE
- Equity
- €300,804
- Loss
- -€4,811
Turnover not published (abridged schema)
Who decides
Accounts 24 d early0 of 2 deeds read
Why 81- Higher-failure-rate sector- Multiple establishment units+ Long track recordLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability67▼-14
Solvency94▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days acceptable
Liquidity ample (current ratio 2.14 against 1.82 in 2024; short-term debt: 24.8% and cash: 42.6% of total assets), and 31% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
29 d early
2023
28 d early
2022
18 d early
2021
44 d early
2020
32 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2018net €48,420 ▲31.3%
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 07-07-2026Annual accounts filed
- 02-07-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Support & recognitions
- Funding sources
- 1
- Recognitions
- 2 registers
- Flemish government
- €933awarded · 2022 - 2025
- FASFC
- 2authorised sites
- Work and economy
- 2current recognitions
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Artisanal bread and fresh pastry makingNACE 10712
- Founded
- 21-04-1993
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.