KRICO
ActiveKRICO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227k and a net result of €14k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 4527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+4
Solvency100=
Growth35=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 11.39 against 7.99 in 2024; short-term debt: 5.2% and cash: 48.1% of total assets), and 5.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.8%
Return on assets
6%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €227k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
45 d early
2023
57 d early
2022
50 d early
2021
56 d early
2020
48 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€126k▲ 2.4%
2019 · €123k
2019: €123k
2019 → 2020
EBIT margin
16.9%▼ 6.0pp
2019 · 23.0%
2019: 23.0%
2019 → 2020
Net result
€14k▲ 106%
2024 · €7k
2019: €20k
2020: €15k
2021: €21k
2022: €16k
2023: €16k
2024: €7k
2019 → 2025
Working capital
€130k▲ 30.2%
2024 · €100k
2019: €236k
2020: €87k
2021: €119k
2022: €62k
2023: €58k
2024: €100k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€204k-€216k▲ 6.3%€206k▼ 4.8%€213k▲ 3.4%€227k▲ 6.4%
Operating result€30k-€19k▼ 37.0%€19k▲ 1.3%€10k▼ 47.5%€20k▲ 97.6%
Net result€21k-€16k▼ 24.1%€16k▲ 0.7%€7k▼ 56.1%€14k▲ 106%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 98% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239k
Fixed assets
€96k▼ 25.2%
Current assets
€143k▲ 24.9%
Equity and liabilities €239k
Equity
€227k▲ 6.4%
Debt
€13k▼ 58.4%
The debt ratio falls from 12.4% to 5.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▲
2024 · €46k
Cash flow
€51k▲
2024 · €43k
Solvency
94.8%▲
2024 · 87.6%
Current ratio
11.39▲
2024 · 7.99
Quick ratio
11.39▲
2024 · 7.99
Debt / equity
0.06▼
2024 · 0.14
ROE
6.4%▲
2024 · 3.3%
ROA
6.0%▲
2024 · 2.9%
Interest coverage
85.98▲
2024 · 65.00
Debt
€13k▼
2024 · €30k
Debt ≤ 1 year
€13k▼
2024 · €14k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€243k€239k▼
Fixed assets21/28€129k€96k▼
Tangible fixed assets22/27€126k€93k▼
Land and buildings22€48k€43k▼
Plant, machinery and equipment23€7k€9k▲
Furniture and vehicles24€71k€41k▼
Financial fixed assets28€3k€3k=
Current assets29/58€114k€143k▲
Amounts receivable within one year40/41€21k€23k▲
Trade receivables40€21k€22k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€88k€115k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€243k€239k▼
Equity10/15€213k€227k▲
Contributions10/11€19k€19k=
Reserves13€194k€208k▲
Non-distributable reserves130/1€18k€18k=
Reserves not available under the articles1311€18k€18k=
Distributable reserves133€176k€190k▲
Amounts payable17/49€30k€13k▼
Amounts payable after more than one year17€16k-
Financial debts170/4€16k-
Amounts payable within one year42/48€14k€13k▼
Current portion of amounts payable after more than one year42-€3k
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€1k-
Income statement
Code20242025
Non-recurring operating income76A-€76
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€36k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€47k€58k▲
Operating profit (loss)9901€10k€20k▲
Financial income75/76B€619€831▲
Recurring financial income75€619€831▲
Financial charges65/66B€709€649▼
Recurring financial charges65€709€649▼
Profit (loss) for the period before taxes9903€10k€20k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€7k€14k▲
Profit (loss) for the period to be appropriated9905€7k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€14k▲
Transfer to equity691/2€7k€14k▲
To other reserves6921€7k€14k▲
Profit to be distributed694/7-€760
Return on contributions (dividend)694-€760
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €7k ▼56.1%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity quadruplescurrent ratio 7.99
Current ratio from 2.09 to 7.99; short-term debt falls from €53k to €14k.
2023
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €21k ▲39.2%
Operating result €30k, net result €21k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 10.46
Current ratio from 3.92 to 10.46; short-term debt falls from €30k to €13k.
30-06
Financial
Equity above €200kEq €204k ▲11.4%
3 profitable years in a row build equity to €204k.
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsestraat 1331840 LonderzeelGround area
346 m²
Building footprint
162 m²
Volume, LiDAR
705 m³
Parcel 23045E0405/00S002, Flanders · tallest building 10.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Brusselsestraat 133, 1840 Londerzeel
since 20012.094.542.873
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045E0405/00S002 | Flanders | 346 m² | 1 · 162 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
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Of 12,603 companies in sector 49410 we hold annual accounts for 8,194. 6,097 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2001
Fiscal year end30-06
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.