KREWIL
ActiveKREWIL has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €20k. Equity is growing by ~49.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 1046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+98
Solvency60▲+28
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.4 in 2024; short-term debt: 47.2% and cash: 19.5% of total assets), and 65.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.8%
Return on assets
29.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
11 d late
2023
34 d early
2022
32 d early
2021
24 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€24k▲ 519%
2024 · €4k
2018: €-14k
2019: €-10k
2020: €-9k
2021: €-5k
2022: €1k
2023: €11k
2024: €4k
2018 → 2025
Total assets
€68k▲ 19.2%
2024 · €57k
2018: €29k
2019: €20k
2020: €16k
2021: €14k
2022: €25k
2023: €64k
2024: €57k
2018 → 2025
Net result
€20k
2024 · €-7k
2018: €2k
2019: €4k
2020: €348
2021: €4k
2022: €7k
2023: €10k
2024: €-7k
2018 → 2025
Working capital
€-10k▲ 47.8%
2024 · €-20k
2018: €-36k
2019: €-22k
2020: €-18k
2021: €-13k
2022: €-6k
2023: €-6k
2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€1k€11k▲ 662%€4k▼ 66.1%€24k▲ 519%
Operating result€4k-€8k▲ 89.4%€10k▲ 24.5%€-7k€22k
Net result€4k-€7k▲ 59.2%€10k▲ 45.8%€-7k€20k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €22k after a loss of €7k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€46k▲ 5.6%
Current assets
€22k▲ 64.6%
Equity and liabilities €68k
Equity
€24k▲ 519%
Debt
€44k▼ 16.7%
The debt ratio falls from 93.3% to 65.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2024 · €-6k
Cash flow
€21k▲
2024 · €-7k
Solvency
34.8%▲
2024 · 6.7%
Current ratio
0.67▲
2024 · 0.40
Quick ratio
0.57▲
2024 · 0.30
Debt / equity
1.87▼
2024 · 13.92
ROE
83.8%▲
2024 · -195.3%
ROA
29.2%▲
2024 · -13.1%
Interest coverage
12.15▲
2024 · -4.12
Debt
€44k▼
2024 · €53k
Debt ≤ 1 year
€32k▼
2024 · €33k
Debt > 1 year
€12k▼
2024 · €20k
Income taxes
€1k▲
2024 · €5
Staff costs
€46k▼
2024 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€68k▲
Fixed assets21/28€44k€46k▲
Tangible fixed assets22/27€3k€3k▲
Plant, machinery and equipment23€1k€2k▲
Other tangible fixed assets26€1k€845▼
Financial fixed assets28€41k€43k▲
Current assets29/58€13k€22k▲
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€203€380▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€6k€13k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€57k€68k▲
Equity10/15€4k€24k▲
Contributions10/11€19k€19k=
Reserves13-€5k
Distributable reserves133-€5k
Profit (loss) carried forward14€-15k€0▲
Amounts payable17/49€53k€44k▼
Amounts payable after more than one year17€20k€12k▼
Financial debts170/4€20k€12k▼
Amounts payable within one year42/48€33k€32k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€9k€16k▲
Suppliers440/4€9k€16k▲
Taxes, remuneration and social security45€17k€8k▼
Taxes450/3€6k€1k▼
Remuneration and social security454/9€11k€6k▼
Accrued charges and deferred income492/3€307€156▼
Income statement
Code20242025
Remuneration, social security and pensions62€91k€46k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€900€1k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€86k€70k▼
Operating profit (loss)9901€-7k€22k▲
Financial income75/76B€452€863▲
Recurring financial income75€452€863▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-7k€21k▲
Income taxes67/77€5€1k▲
Profit (loss) for the period9904€-7k€20k▲
Profit (loss) for the period to be appropriated9905€-7k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€5k▲
Profit (loss) brought forward from the previous period14P€-7k€-15k▼
Transfer to equity691/2-€5k
To other reserves6921-€5k
Social balance
Average headcount (FTE)90874.74.5▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
31-12
Financial
Weakest financial yearnet €-7k ▼176%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fazantenweg(Kessel) 292560 NijlenGround area
3,615 m²
Building footprint
130 m²
Volume, LiDAR
667 m³
2 parcels, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kreatos
since 20132.215.416.058
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12018A0511/00L002 | Flanders | 3,529 m² | 1 · 60 m² | 5.6 m |
| 11051B0072/00G010 | Flanders | 85 m² | 1 · 70 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 7 endedHaarverzorging duaal (so)
Kapper (vwo)
Kapper-stylist duaal (so)
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,833. 2,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2012
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
47784Retail sale of souvenirs and religious articles
47786Retail trade
68110Buying and selling of own real estate
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.