Kreps Design
ActiveKreps Design has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €10k. Equity is growing by ~74.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency98▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.13 against 2.44 in 2024; short-term debt: 26.8% and cash: 65.4% of total assets), and 26.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.2%
Return on assets
20.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
120 d early
2023
5 d early
2022
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 38.3%
2024 · €27k
2022: €7k
2023: €12k
2024: €27k
2022 → 2025
Total assets
€51k▲ 21.6%
2024 · €42k
2022: €28k
2023: €27k
2024: €42k
2022 → 2025
Net result
€10k▼ 30.5%
2024 · €15k
2022: €5k
2023: €5k
2024: €15k
2022 → 2025
Working capital
€29k▲ 34.8%
2024 · €22k
2022: €3k
2023: €8k
2024: €22k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€12k▲ 71.6%€27k▲ 123%€38k▲ 38.3%
Operating result€6k-€7k▲ 10.2%€19k▲ 187%€14k▼ 30.0%
Net result€5k-€5k▲ 10.4%€15k▲ 194%€10k▼ 30.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€8k▲ 52.5%
Current assets
€43k▲ 17.0%
Equity and liabilities €51k
Equity
€38k▲ 38.3%
Debt
€14k▼ 8.6%
The debt ratio falls from 35.7% to 26.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €21k
Cash flow
€13k▼
2024 · €16k
Solvency
73.2%▲
2024 · 64.3%
Current ratio
3.13▲
2024 · 2.44
Quick ratio
3.13▲
2024 · 2.44
Debt / equity
0.37▼
2024 · 0.55
ROE
27.7%▼
2024 · 55.1%
ROA
20.3%▼
2024 · 35.4%
Interest coverage
114.09▼
2024 · 148.26
Debt
€14k▼
2024 · €15k
Debt ≤ 1 year
€14k▼
2024 · €15k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€51k▲
Fixed assets21/28€5k€8k▲
Intangible fixed assets21€70€60▼
Tangible fixed assets22/27€5k€8k▲
Plant, machinery and equipment23€1k€6k▲
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€400€400=
Current assets29/58€37k€43k▲
Amounts receivable within one year40/41€3k€9k▲
Trade receivables40€3k€8k▲
Other amounts receivable41€4€2k▲
Cash at bank and in hand54/58€34k€34k▼
Deferred charges and accrued income490/1€243-
Equity and liabilities
Total equity and liabilities10/49€42k€51k▲
Equity10/15€27k€38k▲
Contributions10/11€3k€3k=
Reserves13€25k€35k▲
Distributable reserves133€25k€35k▲
Amounts payable17/49€15k€14k▼
Amounts payable within one year42/48€15k€14k▼
Trade debts44€777€2k▲
Suppliers440/4€777€2k▲
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€9k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€687€337▼
Gross operating margin9900€21k€16k▼
Operating profit (loss)9901€19k€14k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€139€140▲
Recurring financial charges65€139€140▲
Profit (loss) for the period before taxes9903€19k€14k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€15k€10k▼
Profit (loss) for the period to be appropriated9905€15k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€10k▼
Transfer to equity691/2€15k€10k▼
To other reserves6921€15k€10k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €15k ▲194%
Operating result €19k, net result €15k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Filips de Goedekaai 429000 GentGround area
263 m²
Building footprint
143 m²
Volume, LiDAR
1,704 m³
Parcel 44804D2835/00V007, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Kreps Design
since 20212.324.754.260
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D2835/00V007 | Flanders | 263 m² | 1 · 143 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,236 companies in sector 74140 we hold annual accounts for 353. 280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2021
Fiscal year end31-12
Activities, NACEBEL
74109Other professional, scientific and technical activities
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.