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Kreme

Active
Private limited companyfounded 2023active for 2 yearsSint-Jacobsmarkt 97, 2000 Antwerpen, Belgium41 active companies are registered at this addressKBO/BCE: BE 1001.951.701
Summary

Kreme has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,285 and a net result of €39,285. Its solvency ranks better than 39% of 5,598 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Hairdressing and barber services
NACE 96210
1 site
Size
€347,873total assets 2025
Staff
4.7 FTE
Equity
€44,285
Profit
€39,285
Turnover not published (micro format)
Financial health
71 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts on time1 of 2 deeds read
Why 71raises riskFounded in 2023Equity €44,285 (12.7% of total assets)lowers riskSize: total assets €347,873Liquidity: current ratio 0.73, cash €52,608Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 58% of its sector peers (NACE 96, micro)
Financial strength
Strong
Solvency 38
equity 12.7% of total assets
Liquidity 60
short-term debt 23.6% · cash 15.1%
Profitability 83
return on assets 11.3%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,606 companies, NACE 96, micro)
Last 24 months 12-2024: 1.6% 01-2025: 1.7%▲ +0.1 percentage points vs 12-2024 02-2025: 2.0%▲ +0.3 percentage points vs 01-2025 03-2025: 2.1%▲ +0.1 percentage points vs 02-2025 04-2025: 2.1%● unchanged vs 03-2025 05-2025: 2.4%▲ +0.3 percentage points vs 04-2025 06-2025: 2.6%▲ +0.2 percentage points vs 05-2025 07-2025: 2.7%▲ +0.1 percentage points vs 06-2025 08-2025: 2.6%▼ -0.1 percentage points vs 07-2025 09-2025: 2.6%● unchanged vs 08-2025 10-2025: 2.8%▲ +0.2 percentage points vs 09-2025 11-2025: 2.9%▲ +0.1 percentage points vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025highest value 01-2026: 2.9%● unchanged vs 12-2025highest value 02-2026: 2.9%● unchanged vs 01-2026highest value 03-2026: 2.9%● unchanged vs 02-2026highest value 04-2026: 2.9%● unchanged vs 03-2026highest value 05-2026: 0.7%▼ -2.2 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.6%▼ -0.1 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.73, below 1; short-term debt: 23.6% and cash: 15.1% of total assets), and 87.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 39% on solvency, 65% on liquidity and 70% on profitability.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €347,873
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €44,285 (12.7% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.73, cash €52,608
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Resignation: Kris Vanosmael (director)Gazette deed
  2. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Positive: Among the best 10% on net resultsector median €2,842 · 5,605 companies €39,285 View
  • A director leftlatest change 26-03-2026 · 0 in office 1 left View
  • Total assets 2025first financial year filed €347,873 View

By topic

Financials

Financial year
2025
Total assets
€347,873
Profit
€39,285
Solvency
12.7%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Hairdressing and barber servicesNACE 96210
Founded
06-11-2023
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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