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KREMA

Active Private limited companyfounded 2014active for 12 yearsRue Neuve 61, 4700 EupenKBO/BCE: BE 0546.965.578

Lifetime

12 annual accounts with figures on one time axis
peak €147,754 (2021)
€5,776▲ €30,436
lowest -€40,238 (2025)
-€3,946▲ €36,292
peak €79,724 (2022)
-€2,683▼ €3,946
€107,687▲ 16.3%
peak 2.7 FTE (2021)
-not published
Board1 name since 2022
1 director
Documentsfilings and deeds
21-10-202610 days before the deadline
2026micro format
Gross margin from -€24,660 to €5,776Loss of €3,946Equity from €1,263 to -€2,683Debts from €92,569 to €107,687Cash from €1,091 to €149

Key points

from the 2026 annual accounts

Equity

-€2,683
202120222023202420252026

Debts exceed assets in financial year 2026.

Losses

-€51,967 in three years
-7,7832024-40,2382025-3,9462026

Every financial year from 2024 to 2026 closed with a loss. 2025 was the heaviest.

Debts

€107,687 103% of the balance sheet
Financial debts 1%Suppliers 14%Taxes and wages 2%Other 83%

Of this, €24,034 falls due within a year.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,333 companies had the same profile as KREMA has now. Each dot stands for 6 companies, two years later.

90.5%
were still trading
5.9%
stopped another way
2.8%
went bankrupt
  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss

Another 0.8% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,333 companies, not a prediction for KREMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0546965578
Change of role: , from manager to director Director discharge: (manager) · Gazette deed
First establishment Bergstrasse 37, Eupen
Incorporation published on 12-03-2014 · Gazette deed
All 20 events

Comparable companies

same main activity, similar in size and age
Company
KREMA Eupen €105,003 €5,776 -2.6% -
DECO-FAC Antwerp €104,488 €6,928 -140.2% -
ABOUSAID Ixelles €89,965 €6,230 41.6% -
ABBOT&COSTELLO Sint-Niklaas €119,739 €6,648 67.2% -
KIAN Menen €82,571 €7,242 -55.7% -
T&T CONCEPTS Antwerp €88,431 €8,135 32.5% -
MURCA Ixelles €138,125 €7,723 13.9% -

These companies have the same main activity as KREMA: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €82,600 and €138,000, founded between 2011 and 2016.

Official details

Source: KBO
Status
Active since 26-02-2014Normal situation
Activity
Full-service restaurantsNACE 56111and 5 others
Establishment unit
2.228.779.3914700 Eupen, since 08-04-2014
Financial year end
31 March
Peppol
Reachable since 11-11-2025
Company details

Annual accounts to 31-03-2026

≈ €62,000estimated
€105,003▲ 11.9%
Filing
Filed on 21-10-2026, 10 days before the end of the filing period
Financials

Insights on KREMA

KREMA files the micro format. That format states no turnover. The gross margin fell from €18,813 in 2015 to €5,776 in 2026.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about KREMA

What is the company number of KREMA?
The company number of KREMA is 0546.965.578. The VAT number is the same number with BE in front: BE 0546.965.578.
Where is KREMA based?
The registered office is at Rue Neuve 61, 4700 Eupen.Company details
What does KREMA do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of KREMA?
KREMA is a private limited company (BV).
When was KREMA founded?
KREMA was founded on 26-02-2014.
Is KREMA still active?
Yes, KREMA is an active enterprise in the KBO register.
How many employees does KREMA have?
KREMA had an average of 3.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of KREMA?
The turnover in financial year 2026 is ≈ €62,000. This figure is estimated from the gross margin of €5,776 and 89 comparable companies (NACE 56111). It probably lies between €30,000 and €120,000. It is a rough estimate.
Is KREMA profitable?
In financial year 2026, KREMA made a loss of €3,946.
Where can I find the annual accounts of KREMA?
KREMA filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of KREMA due?
KREMA must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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