KREIM
ActiveThe computed 12-month bankruptcy probability of KREIM is 2.1% (moderate). The 2025 annual accounts show equity of €20k and a net result of €1k. Equity is growing by ~33.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 18040 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency76▲+6
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.52 in 2024; short-term debt: 47.4% and cash: 62.1% of total assets), and 49% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2023
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 6.3%
2024 · €19k
2023: €7k
2024: €19k
2023 → 2025
Total assets
€39k▼ 5.8%
2024 · €42k
2023: €33k
2024: €42k
2023 → 2025
Net result
€1k▼ 89.7%
2024 · €11k
2023: €5k
2024: €11k
2023 → 2025
Working capital
€15k▲ 32.1%
2024 · €12k
2023: €-3k
2024: €12k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7k-€19k▲ 153%€20k▲ 6.3%
Operating result€6k-€14k▲ 140%€2k▼ 89.1%
Net result€5k-€11k▲ 131%€1k▼ 89.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 89% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€5k▼ 30.1%
Current assets
€34k▼ 0.4%
Equity and liabilities €39k
Equity
€20k▲ 6.3%
Debt
€19k▼ 15.8%
The debt ratio falls from 54.8% to 49.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €17k
Cash flow
€5k▼
2024 · €14k
Solvency
51.0%▲
2024 · 45.2%
Current ratio
1.82▲
2024 · 1.52
Quick ratio
1.76▲
2024 · 1.44
Debt / equity
0.96▼
2024 · 1.21
ROE
5.9%▼
2024 · 60.5%
ROA
3.0%▼
2024 · 27.3%
Interest coverage
112.21▼
2024 · 613.60
Debt
€19k▼
2024 · €23k
Debt ≤ 1 year
€19k▼
2024 · €22k
Income taxes
€339▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€39k▼
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€34k€34k▼
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€7k€6k▼
Trade receivables40€4k€4k▲
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€12k€24k▲
Deferred charges and accrued income490/1€14k€3k▼
Equity and liabilities
Total equity and liabilities10/49€42k€39k▼
Equity10/15€19k€20k▲
Contributions10/11€3k€3k=
Outside capital11€3k-
Other1109/19€3k-
Profit (loss) carried forward14€16k€17k▲
Amounts payable17/49€23k€19k▼
Amounts payable within one year42/48€22k€19k▼
Trade debts44€19k€2k▼
Suppliers440/4€19k€2k▼
Taxes, remuneration and social security45€3k€339▼
Taxes450/3€3k€339▼
Other amounts payable47/48€600€16k▲
Accrued charges and deferred income492/3€360€623▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€796€1k▲
Gross operating margin9900€18k€6k▼
Operating profit (loss)9901€14k€2k▼
Financial income75/76B€7€12▲
Recurring financial income75€7€12▲
Financial charges65/66B€28€45▲
Recurring financial charges65€28€45▲
Profit (loss) for the period before taxes9903€14k€2k▼
Income taxes67/77€3k€339▼
Profit (loss) for the period9904€11k€1k▼
Profit (loss) for the period to be appropriated9905€11k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€17k▲
Profit (loss) brought forward from the previous period14P€5k€16k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €1k ▼89.7%
Net result drops to €1k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2023net €11k ▲131%
Operating result €14k, net result €11k, both a record.
18-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortestraat 71560 HoeilaartGround area
887 m²
Building footprint
174 m²
Volume, LiDAR
953 m³
Parcel 23033B0022/00P006, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kreim
since 20232.345.098.427
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033B0022/00P006 | Flanders | 887 m² | 1 · 174 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHoeilaart2.345.098.427
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Of 2,476 companies in sector 47279 we hold annual accounts for 948. 696 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2023
Fiscal year end30-06
Activities, NACEBEL
47279Other retail sale of food
47299Retail trade
47210Retail sale of fruit and vegetables
47810Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.