KREGLINGER
ActiveKREGLINGER has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272k and a net result of €55k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 3446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent▲ +43 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency70▲+14
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.55 in 2024), and 45.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.8%
Return on assets
11%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
28 d late
2023
1 d early
2022
44 d early
2021
1 d early
2020
on the day
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€55k
2024 · €-48k
2018: €19k
2019: €-14k
2020: €10k
2021: €33k
2022: €78k
2023: €8k
2024: €-48k
2018 → 2025
Working capital
€-31k▲ 63.2%
2024 · €-85k
2018: €8k
2019: €-33k
2020: €-8k
2021: €21k
2022: €26k
2023: €-25k
2024: €-85k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€198k-€271k▲ 37.0%€275k▲ 1.4%€222k▼ 19.5%€272k▲ 22.8%
Operating result€36k-€99k▲ 174%€13k▼ 86.7%€-46k€70k
Net result€33k-€78k▲ 135%€8k▼ 89.6%€-48k€55k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €70k after a loss of €46k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €497k
Fixed assets
€366k▼ 8.0%
Current assets
€131k▲ 24.3%
Equity and liabilities €497k
Equity
€272k▲ 22.8%
Provisions
€0▼ 100%
Debt
€225k▼ 20.1%
The debt ratio falls from 55.9% to 45.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€118k▲
2024 · €31k
Cash flow
€103k▲
2024 · €29k
Solvency
54.8%▲
2024 · 44.1%
Current ratio
0.81▲
2024 · 0.55
Quick ratio
0.81▲
2024 · 0.55
Debt / equity
0.83▼
2024 · 1.27
ROE
20.1%▲
2024 · -21.8%
ROA
11.0%▲
2024 · -9.6%
Interest coverage
23.12▲
2024 · 4.09
Debt
€225k▼
2024 · €281k
Debt ≤ 1 year
€162k▼
2024 · €190k
Debt > 1 year
€62k▼
2024 · €91k
Income taxes
€15k▲
2024 · €290
Staff costs
€181k▼
2024 · €237k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€503k€497k▼
Fixed assets21/28€398k€366k▼
Tangible fixed assets22/27€398k€366k▼
Land and buildings22€212k€208k▼
Plant, machinery and equipment23€179k€157k▼
Furniture and vehicles24€7k€910▼
Financial fixed assets28€99€99=
Current assets29/58€105k€131k▲
Amounts receivable within one year40/41€93k€122k▲
Trade receivables40€89k€116k▲
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€2k€9k▲
Deferred charges and accrued income490/1€10k€187▼
Equity and liabilities
Total equity and liabilities10/49€503k€497k▼
Equity10/15€222k€272k▲
Contributions10/11€31k€31k=
Reserves13€115k€165k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€11k€11k=
Distributable reserves133€102k€152k▲
Profit (loss) carried forward14€55k€60k▲
Investment grants15€20k€16k▼
Provisions and deferred taxes16€239-
Deferred taxes168€239-
Amounts payable17/49€281k€225k▼
Amounts payable after more than one year17€91k€62k▼
Financial debts170/4€91k€62k▼
Amounts payable within one year42/48€190k€162k▼
Current portion of amounts payable after more than one year42€35k€28k▼
Trade debts44€62k€13k▼
Suppliers440/4€62k€13k▼
Taxes, remuneration and social security45€28k€53k▲
Taxes450/3€9k€29k▲
Remuneration and social security454/9€19k€24k▲
Other amounts payable47/48€65k€67k▲
Income statement
Code20242025
Non-recurring operating income76A€31-
Remuneration, social security and pensions62€237k€181k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€48k▼
Other operating charges640/8€13k€11k▼
Non-recurring operating charges66A€437-
Gross operating margin9900€282k€310k▲
Operating profit (loss)9901€-46k€70k▲
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€8k€5k▼
Recurring financial charges65€8k€5k▼
Profit (loss) for the period before taxes9903€-48k€69k▲
Transfer from deferred taxes780€349€239▼
Income taxes67/77€290€15k▲
Profit (loss) for the period9904€-48k€55k▲
Profit (loss) for the period to be appropriated9905€-48k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€110k▲
Profit (loss) brought forward from the previous period14P€104k€55k▼
Transfer to equity691/2-€50k
To other reserves6921-€50k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €55k
Net result €55k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-48k ▼699%
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €78k ▲135%
Operating result €99k, net result €78k, both a record.
30-09
Financial
Equity above €200kEq €271k ▲37%
3 profitable years in a row build equity to €271k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
14-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Givet,Mont-Gauthier 805580 RochefortGround area
9,393 m²
Building footprint
1,718 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Petit Granit 30, 5580 Rochefort
since 19932.058.739.678
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114D0002/00M008 | Wallonia | 8,118 m² | 1 · 1,515 m² | - |
| 91095A0107/00R000 | Wallonia | 1,274 m² | 1 · 203 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERHELLE
BE 0455.605.436
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BE 0444.090.051
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STEENHOUWERIJ DENISSE
BE 0873.058.891
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LITHO TREND
BE 0820.440.747
Charleroi · Eq €269k
NATUURSTEEN BRUYNEEL
BE 0417.843.138
Waregem · Eq €269k
Of 736 companies in sector 23700 we hold annual accounts for 489. 421 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-1992
Fiscal year end31-12
Abbreviation FR
K
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
26700
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.