KREDIET VOOR EIGEN HEERD
InactiveInactive; last annual accounts for fiscal year 2013.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2013 was due by 30-04-2014 and was filed on 15-05-2014, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2013
15 d late
2012
120 d early
2011
124 d early
2010
128 d early
2009
128 d early
2008
127 d early
2007
127 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2013, full schema
Turnover
€458k▼ 32.0%
2012 · €672k
2009: €857k
2010: €830k
2011: €764k
2012: €672k
2009 → 2013
EBIT margin
6.8%▲ 0.1pp
2012 · 6.6%
2009: 9.5%
2010: 9.8%
2011: 10.9%
2012: 6.6%
2009 → 2013
Net result
€33k▼ 28.6%
2012 · €46k
2009: €86k
2010: €89k
2011: €86k
2012: €46k
2009 → 2013
Working capital
€12.85M▼ 1.2%
2012 · €13.01M
2009: €17.73M
2010: €16.77M
2011: €14.68M
2012: €13.01M
2009 → 2013
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20092010201120122013Trend
Turnover€857k-€830k▼ 3.1%€764k▼ 7.9%€672k▼ 12.0%€458k▼ 32.0%
Equity€2.38M-€2.46M▲ 3.5%€2.55M▲ 3.3%€2.59M▲ 1.6%€2.62M▲ 1.3%
Operating result€81k-€81k▼ 0.4%€83k▲ 3.0%€45k▼ 46.7%€31k▼ 30.5%
Net result€86k-€89k▲ 3.3%€86k▼ 3.3%€46k▼ 46.3%€33k▼ 28.6%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2013 is 31% below 2012 and is the lowest result in the available series.
Balance-sheet composition
2013 in colour, 2012 as the grey bar beneath
Assets €13.41M
Fixed assets
€145k ▼ 5.7%
Current assets
€13.27M ▼ 8.6%
Equity and liabilities €13.41M
Equity
€2.62M ▲ 1.3%
Debt
€10.79M ▼ 10.7%
Debt's share of the balance-sheet total falls from 82.4% to 80.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▼
2012 · €56k
Cash flow
€42k▼
2012 · €58k
Current ratio
32.31▲
2012 · 9.58
Debt to equity
3.89▼
2012 · 4.03
ROE
1.3%▼
2012 · 1.8%
ROA
0.2%▼
2012 · 0.3%
Debt ≤ 1 year
€411k▼
2012 · €1.52M
Debt > 1 year
€10.19M▼
2012 · €10.41M
Income taxes
€-2k▼
2012 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2013 against 2012 · 26 lines
Balance sheet
Code20122013
Assets
Total assets20/58€14.67M€13.41M▼
Fixed assets21/28€153k€145k▼
Tangible fixed assets22/27€153k€145k▼
Financial fixed assets28€19€19=
Current assets29/58€14.52M€13.27M▼
Amounts receivable within one year40/41€1.23M€318k▼
Cash at bank and in hand54/58€315k€725k▲
Equity and liabilities
Total equity and liabilities10/49€14.67M€13.41M▼
Equity10/15€2.59M€2.62M▲
Contributions10/11€113k€113k=
Reserves13€2.47M€2.47M=
Profit (loss) carried forward14-€33k
Amounts payable17/49€12.09M€10.79M▼
Amounts payable after more than one year17€10.41M€10.19M▼
Amounts payable within one year42/48€1.52M€411k▼
Income statement
Code20122013
Turnover70€672k€458k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Operating profit (loss)9901€45k€31k▼
Recurring financial income75€11k€6k▼
Recurring financial charges65€7k€6k▼
Debt charges650€7k-
Profit (loss) for the period before taxes9903€48k€31k▼
Income taxes67/77€2k€-2k▼
Profit (loss) for the period9904€46k€33k▼
Profit (loss) for the period to be appropriated9905€46k€33k▼
Appropriation of the result
Return on contributions (dividend)694€6k-
Timeline · acts, filings and financial milestones
2014
15-05
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 15 days late
23-01
State Gazette act
General meeting · Merger
Accounting effect · Capital increase · Katharina Pragt
2013
26-11
State Gazette act
Merger · Capital
Net-asset statement · Permanent representative
30-09
Financial
Weakest financial yearnet €33k ▼28.6%
Net result drops to €33k, the lowest in the series.
30-09
Financial
Liquidity triplescurrent ratio 32.31
Current ratio from 9.58 to 32.31; short-term debt falls from €1.52M to €411k.
02-04
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
2012
29-03
NBB filing
Annual accounts filed
fiscal year 2011 · full schema
2011
25-03
NBB filing
Annual accounts filed
fiscal year 2010 · full schema
2010
31-12
Financial
Highest result since 2009net €89k ▲3.3%
Net result €89k, the highest in the series.
25-03
NBB filing
Annual accounts filed
fiscal year 2009 · full schema
2009
26-03
NBB filing
Annual accounts filed
fiscal year 2008 · full schema
2008
26-03
NBB filing
Annual accounts filed
fiscal year 2007 · full schema
Show earlier events
2007
29-03
NBB filing
Annual accounts filed
fiscal year 2006 · full schema
2006
03-04
NBB filing
Annual accounts filed
fiscal year 2005 · full schema
2005
29-03
NBB filing
Annual accounts filed
fiscal year 2004 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Structure & network
Acquisitions and mergers
1 transactionTaken over by:VENNOOTSCHAP VOOR SOCIAAL WOONKREDIET EIGEN HUIS