KREBI
ActiveSummary
KREBI has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €23k. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 1059 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability96▼-4
Solvency100▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.42 against 2.73 in 2024; short-term debt: 16% and cash: 17% of total assets), and 16.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
21.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
25 d early
2023
27 d early
2022
67 d late
2021
22 d late
2020
2 d early
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€87k▲ 35.4%
2024 · €64k
2018: €22k
2019: €31k▲ +42.7% vs 2018
2020: €26k▼ -16.2% vs 2019
2021: €31k▲ +18.8% vs 2020
2022: €6k▼ -79.9% vs 2021lowest in 8 years
2023: €33k▲ +435% vs 2022
2024: €64k▲ +93.0% vs 2023
2025: €87k▲ +35.4% vs 2024highest in 8 years
2018 → 2025
Total assets
€104k▲ 6.1%
2024 · €98k
2018: €40k
2019: €44k▲ +9.3% vs 2018
2020: €41k▼ -6.7% vs 2019
2021: €48k▲ +16.0% vs 2020
2022: €33k▼ -31.5% vs 2021lowest in 8 years
2023: €73k▲ +122% vs 2022
2024: €98k▲ +34.2% vs 2023
2025: €104k▲ +6.1% vs 2024highest in 8 years
2018 → 2025
Net result
€23k▼ 26.6%
2024 · €31k
2018: €5k
2019: €9k▲ +73.9% vs 2018
2020: €-5k▼ -154% vs 2019lowest in 8 years
2021: €5k▲ +197% vs 2020
2022: €6k▲ +23.6% vs 2021
2023: €27k▲ +348% vs 2022
2024: €31k▲ +14.4% vs 2023highest in 8 years
2025: €23k▼ -26.6% vs 2024
2018 → 2025
Working capital
€73k▲ 26.1%
2024 · €58k
2018: €18k
2019: €28k▲ +52.4% vs 2018
2020: €19k▼ -31.1% vs 2019
2021: €26k▲ +32.6% vs 2020
2022: €2k▼ -90.3% vs 2021lowest in 8 years
2023: €31k▲ +1139% vs 2022
2024: €58k▲ +87.9% vs 2023
2025: €73k▲ +26.1% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€6k▼ 79.9%€33k▲ 435%€64k▲ 93.0%€87k▲ 35.4%
2021: €31k
2022: €6k▼ -79.9% vs 2021lowest in 5 years
2023: €33k▲ +435% vs 2022
2024: €64k▲ +93.0% vs 2023
2025: €87k▲ +35.4% vs 2024highest in 5 years
Operating result€5k-€10k▲ 88.0%€39k▲ 304%€44k▲ 13.7%€33k▼ 26.8%
2021: €5klowest in 5 years
2022: €10k▲ +88.0% vs 2021
2023: €39k▲ +304% vs 2022
2024: €44k▲ +13.7% vs 2023highest in 5 years
2025: €33k▼ -26.8% vs 2024
Net result€5k-€6k▲ 23.6%€27k▲ 348%€31k▲ 14.4%€23k▼ 26.6%
2021: €5klowest in 5 years
2022: €6k▲ +23.6% vs 2021
2023: €27k▲ +348% vs 2022
2024: €31k▲ +14.4% vs 2023highest in 5 years
2025: €23k▼ -26.6% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€14k ▲ 127%
Current assets
€90k ▼ 1.9%
Equity and liabilities €104k
Equity
€87k ▲ 35.4%
Debt
€17k ▼ 49.4%
Debt's share of the balance-sheet total falls from 34.6% to 16.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▼
2024 · €46k
Cash flow
€26k▼
2024 · €33k
Current ratio
5.42▲
2024 · 2.73
Quick ratio
4.99▲
2024 · 2.61
Debt to equity
0.20▼
2024 · 0.53
ROE
26.1%▼
2024 · 48.2%
ROA
21.8%▼
2024 · 31.5%
Interest coverage
13.69▼
2024 · 20.21
Debt ≤ 1 year
€17k▼
2024 · €34k
Income taxes
€9k▼
2024 · €13k
Staff costs
€82k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€98k€104k▲
Fixed assets21/28€6k€14k▲
Tangible fixed assets22/27€6k€14k▲
Plant, machinery and equipment23-€3k
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€1k€7k▲
Current assets29/58€92k€90k▼
Stocks and contracts in progress3€4k€7k▲
Stocks30/36€4k€7k▲
Amounts receivable within one year40/41€39k€62k▲
Trade receivables40€506€818▲
Other amounts receivable41€39k€61k▲
Cash at bank and in hand54/58€45k€18k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€98k€104k▲
Equity10/15€64k€87k▲
Contributions10/11€6k€6k=
Reserves13€58k€80k▲
Distributable reserves133€58k€80k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€34k€17k▼
Amounts payable within one year42/48€34k€17k▼
Trade debts44€14k€5k▼
Suppliers440/4€14k€5k▼
Taxes, remuneration and social security45€14k€10k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9€8k€8k▼
Other amounts payable47/48€5k€2k▼
Accrued charges and deferred income492/3€225€492▲
Income statement
Code20242025
Remuneration, social security and pensions62€64k€82k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€662▼
Gross operating margin9900€111k€118k▲
Operating profit (loss)9901€44k€33k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€44k€32k▼
Income taxes67/77€13k€9k▼
Profit (loss) for the period9904€31k€23k▼
Profit (loss) for the period to be appropriated9905€31k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€23k▼
Profit (loss) brought forward from the previous period14P€27k€0▼
Transfer to equity691/2€58k€23k▼
To other reserves6921€58k€23k▼
Social balance
Average headcount (FTE)90871.71.7=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €654 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €56k | €83k | €63k | €64k | €82k | ▲ 29.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €1k | €1k | €2k | €3k | ▲ 57.0% |
| Other operating charges640/8 | €6k | €587 | €1k | €1k | €662 | ▼ 36.1% |
| Gross operating margin9900 | €68k | €95k | €105k | €111k | €118k | ▲ 6.6% |
| Operating profit (loss)9901 | €5k | €10k | €39k | €44k | €33k | ▼ 26.8% |
| Financial income75/76B | €164 | €5 | €5 | €2k | €2k | ▼ 16.4% |
| Recurring financial income75 | €164 | €5 | €5 | €2k | €2k | ▼ 16.4% |
| Financial charges65/66B | €441 | €1k | €1k | €2k | €3k | ▲ 13.3% |
| Recurring financial charges65 | €441 | €1k | €1k | €2k | €3k | ▲ 13.3% |
| Profit (loss) for the period before taxes9903 | €5k | €8k | €38k | €44k | €32k | ▼ 28.4% |
| Income taxes67/77 | - | €2k | €11k | €13k | €9k | ▼ 32.6% |
| Profit (loss) for the period9904 | €5k | €6k | €27k | €31k | €23k | ▼ 26.6% |
| Profit (loss) for the period to be appropriated9905 | €5k | €6k | €27k | €31k | €23k | ▼ 26.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €48k | €33k | €73k | €98k | €104k | ▲ 6.1% |
| Fixed assets21/28 | €5k | €4k | €2k | €6k | €14k | ▲ 127% |
| Intangible fixed assets21 | - | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €5k | €4k | €2k | €6k | €14k | ▲ 127% |
| Plant, machinery and equipment23 | €620 | €310 | €0 | - | €3k | - |
| Furniture and vehicles24 | - | €0 | - | €5k | €4k | ▼ 25.4% |
| Other tangible fixed assets26 | €5k | €3k | €2k | €1k | €7k | ▲ 614% |
| Current assets29/58 | €43k | €29k | €71k | €92k | €90k | ▼ 1.9% |
| Stocks and contracts in progress3 | €6k | €5k | €5k | €4k | €7k | ▲ 66.0% |
| Stocks30/36 | €6k | €5k | €5k | €4k | €7k | ▲ 66.0% |
| Amounts receivable within one year40/41 | €4k | €7k | €23k | €39k | €62k | ▲ 58.9% |
| Trade receivables40 | €3k | - | €4k | €506 | €818 | ▲ 61.5% |
| Other amounts receivable41 | €2k | €7k | €20k | €39k | €61k | ▲ 58.9% |
| Cash at bank and in hand54/58 | €31k | €16k | €32k | €45k | €18k | ▼ 61.1% |
| Deferred charges and accrued income490/1 | €2k | €1k | €10k | €3k | €3k | ▲ 2.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €48k | €33k | €73k | €98k | €104k | ▲ 6.1% |
| Equity10/15 | €31k | €6k | €33k | €64k | €87k | ▲ 35.4% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €25k | - | - | €58k | €80k | ▲ 39.2% |
| Non-distributable reserves130/1 | €2k | - | - | - | - | - |
| Reserves not available under the articles1311 | €2k | - | - | - | - | - |
| Distributable reserves133 | €23k | - | - | €58k | €80k | ▲ 39.2% |
| Profit (loss) carried forward14 | - | - | €27k | €0 | - | - |
| Amounts payable17/49 | €17k | €27k | €40k | €34k | €17k | ▼ 49.4% |
| Amounts payable within one year42/48 | €17k | €27k | €40k | €34k | €17k | ▼ 50.5% |
| Trade debts44 | €5k | €5k | €8k | €14k | €5k | ▼ 63.3% |
| Suppliers440/4 | €5k | €5k | €8k | €14k | €5k | ▼ 63.3% |
| Taxes, remuneration and social security45 | €12k | €14k | €30k | €14k | €10k | ▼ 31.4% |
| Taxes450/3 | €5k | €2k | €19k | €6k | €2k | ▼ 64.0% |
| Remuneration and social security454/9 | €7k | €12k | €11k | €8k | €8k | ▼ 7.1% |
| Other amounts payable47/48 | €18 | €8k | €2k | €5k | €2k | ▼ 69.4% |
| Accrued charges and deferred income492/3 | €48 | - | - | €225 | €492 | ▲ 119% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €6k | €27k | €31k | €23k | ▼ 26.6% |
| + Depreciation and write-downs630 | €1k | €1k | €1k | €2k | €3k | ▲ 57.0% |
| Operating cash flow (approximation) | €6k | €8k | €28k | €33k | €26k | ▼ 21.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-6k | €-11k | ▼ 85.3% |
| Change in cash | - | €-16k | €17k | €13k | €-28k | ▼ 313% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €31k ▲14.4%
Operating result €44k, net result €31k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 6 days late
2019
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2004
Ground area
1,170 m²
Building footprint
365 m²
Volume, LiDAR
1,895 m³
2 parcels, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
KREBI
since 20042.144.533.903
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73068C0835/00C002 | Flanders | 1,011 m² | 1 · 206 m² | - |
| 73006M0317/00B000 | Flanders | 159 m² | 1 · 158 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 1,500 EUR awarded · 1,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
| 2023 | 1 | 500 EUR | 500 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 3 endedHaarverzorging duaal (so)
Kapper (vwo)
Kapper-stylist duaal (so)
Show 3 ended approvals
Kapper (so)
Kapper (so)
Kapper-salonverantwoordelijke (so)
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Of 21,742 companies in sector 96210 we hold annual accounts for 2,831. 1,846 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-12-2004
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Scores and ratios are computed by Checked and are not a credit decision.