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KREAPOLD

Active
Private limited company (pre-2019)founded 200917 yrs activePeperblook 14, 3600 Genk, BelgiumKBO/BCE: BE 0812.320.065
Summary

The annual accounts of KREAPOLD for fiscal year 2026 show a net loss of 92% of the equity at the start of that year. The 2026 annual accounts show equity of €851 and a net result of -€9,756. Equity is shrinking by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 30% of 40 sector peers (fiscal year 2026). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Hairdressing and barber services
NACE 96210Hairdressing NACE 96021
1 site
Size
€25,619total assets 2026
Staff
3 FTE
Equity
€851
Loss
-€9,756
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2026
Bankruptcy chance 12 m
0.5%
Structure
Accounts 43 d early0 of 4 deeds read
Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €9,756, the second in a row (FY 2026)- Equity €851 (3.3% of total assets)+ Size: total assets €25,619+ Founded in 2009Show the evidence

Checked score

Score 2026
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 15% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2025
Weak
Solvency 28-33
equity 3.3% of total assets
Liquidity 11-41
short-term debt 89.1% · cash 8.7%
Profitability 0=
return on assets -38.1%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,533 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%▼ -1.4% vs 03-2025lowest value 05-2025: 0.2%● 0.0% vs 04-2025lowest value 06-2025: 0.2%▲ +2.5% vs 05-2025 07-2025: 0.2%▲ +9.6% vs 06-2025 08-2025: 0.2%▲ +0.9% vs 07-2025 09-2025: 0.2%▼ -0.9% vs 08-2025 10-2025: 0.3%▲ +23.6% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%● 0.0% vs 12-2025 02-2026: 0.3%▲ +1.4% vs 01-2026 03-2026: 0.3%● 0.0% vs 02-2026 04-2026: 0.3%▼ -1.0% vs 03-2026 05-2026: 0.3%● 0.0% vs 04-2026 06-2026: 0.3%▲ +2.1% vs 05-2026 07-2026: 0.3%▲ +8.3% vs 06-2026 08-2026: 0.3%▼ -2.2% vs 07-2026 09-2026: 0.3%▼ -0.7% vs 08-2026 10-2026: 0.5%▲ +65.6% vs 09-2026highest value
  • Size: total assets €25,619 lowers the probability for this profile
  • Loss of €9,756, the second in a row (FY 2026) raises the probability
  • Founded in 2009 lowers the probability for this profile
  • Equity €851 (3.3% of total assets) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.88 against 1.39 in 2025; short-term debt: 89.1% and cash: 8.7% of total assets), and 96.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 32%, liquidity 11%, profitability 8%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €25,619
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €9,756, the second in a row (FY 2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2009
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Equity €851 (3.3% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
1920212223242526
2019 to 2026 · latest year -€9,756
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 18-09-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
43 d early
2025
31 d early
2024
34 d early
2023
4 d early
2022
on the day
2021
4 d early
2020
37 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Weakest financial yearnet -€9,756
  3. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2026 -€9,756 View
  • Caution: Among the weakest 16% on net resultsector median €3,542 · 41 companies -€9,756 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2026
Total assets
€25,619
Loss
-€9,756
Solvency
3.3%
Total assets▼ 14.3%
Net result
20192026
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-10-2027
  1. 18-09-2026Annual accounts filed
  2. 31-03-2026Weakest financial year
  3. 30-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Hairdressing and barber servicesNACE 96210
Founded
17-06-2009
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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