KRDR CONSULT
ActiveKRDR CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-15k) and a net result of €-53k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 8018 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8018 sector peers (2025).
NBB · sector comparisonPosition among 8018 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
34 d early
2023
33 d early
2022
on the day
2021
on the day
2020
38 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-15k
2024 · €58k
2019: €40k
2020: €66k
2021: €86k
2022: €96k
2023: €85k
2024: €58k
2019 → 2025
Net result
€-53k▼ 262%
2024 · €-15k
2019: €20k
2020: €26k
2021: €20k
2022: €10k
2023: €-11k
2024: €-15k
2019 → 2025
Total assets
€38k▼ 54.1%
2024 · €83k
2019: €156k
2020: €155k
2021: €182k
2022: €191k
2023: €137k
2024: €83k
2019 → 2025
Solvency
-39.7%▼ 109.8pp
2024 · 70.0%
2019: 25.7%
2020: 42.7%
2021: 47.3%
2022: 50.3%
2023: 61.9%
2024: 70.0%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€96k▲ 11.6%€85k▼ 11.8%€58k▼ 31.5%€-15k
Operating result€31k-€31k▲ 1.3%€-8k€3k€-14k
Net result€20k-€10k▼ 49.9%€-11k€-15k▼ 28.7%€-53k▼ 262%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€6k▼ 81.5%
Current assets
€32k▼ 36.7%
Key figures and ratios
Solvency
-39.7%▼
2024 · 70.0%
ROA
-139.0%▼
2024 · -17.7%
Debt
€53k▲
2024 · €25k
Debt ≤ 1 year
€53k▲
2024 · €24k
Income taxes
€11k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€38k▼
Fixed assets21/28€32k€6k▼
Tangible fixed assets22/27€8k€6k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€24k€0▼
Current assets29/58€51k€32k▼
Amounts receivable within one year40/41€48k€30k▼
Trade receivables40€7k€7k▲
Other amounts receivable41€41k€23k▼
Cash at bank and in hand54/58€1k€595▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€83k€38k▼
Equity10/15€58k€-15k▼
Contributions10/11€6k€6k=
Reserves13€78k€57k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€78k€57k▼
Profit (loss) carried forward14€-26k€-79k▼
Amounts payable17/49€25k€53k▲
Amounts payable within one year42/48€24k€53k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€0€0=
Credit institutions430/8€0€0=
Trade debts44€13k€36k▲
Suppliers440/4€13k€36k▲
Advances received on contracts in progress46€3k€3k▲
Taxes, remuneration and social security45€8k€12k▲
Taxes450/3€8k€12k▲
Other amounts payable47/48-€1k
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€964€6k▲
Non-recurring operating charges66A-€11k
Gross operating margin9900€7k€5k▼
Operating profit (loss)9901€3k€-14k▼
Financial income75/76B€3k€457▼
Recurring financial income75€3k€457▼
Financial charges65/66B€17k€29k▲
Recurring financial charges65€17k€5k▼
Non-recurring financial charges66B-€24k
Profit (loss) for the period before taxes9903€-11k€-42k▼
Income taxes67/77€3k€11k▲
Profit (loss) for the period9904€-15k€-53k▼
Profit (loss) for the period to be appropriated9905€-15k€-53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-79k▼
Profit (loss) brought forward from the previous period14P€-11k€-26k▼
Transfer from equity791/2€12k€20k▲
Profit to be distributed694/7€12k€20k▲
Return on contributions (dividend)694€12k€20k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series.
2024
28-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
24-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Highest result since 2019net €26k ▲27.5%
Operating result €38k, net result €26k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Heresteeg 123530 Houthalen-HelchterenGround area
750 m²
Building footprint
160 m²
Parcel 72015D0416/00S000, Flanders. Linked by address, not a title deed.
1 establishment unit
KRDR CONSULT
since 20162.250.373.769
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015D0416/00S000 | Flanders | 750 m² | 1 · 160 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 10,879 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2016
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.