KRACHT
ActiveKRACHT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180k and a net result of €-8k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 2510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 20.63 against 7.65 in 2024), and 4.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
61 d late
2023
48 d late
2022
29 d late
2021
99 d late
2020
108 d late
2019
123 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€180k▼ 4.5%
2024 · €189k
2018: €107k
2019: €105k
2020: €131k
2021: €146k
2022: €169k
2023: €195k
2024: €189k
2018 → 2025
Total assets
€188k▼ 12.2%
2024 · €215k
2018: €109k
2019: €150k
2020: €158k
2021: €204k
2022: €216k
2023: €228k
2024: €215k
2018 → 2025
Net result
€-8k▼ 36.1%
2024 · €-6k
2018: €-8k
2019: €-2k
2020: €25k
2021: €16k
2022: €22k
2023: €26k
2024: €-6k
2018 → 2025
Working capital
€156k▼ 0.7%
2024 · €157k
2018: €97k
2019: €90k
2020: €107k
2021: €124k
2022: €126k
2023: €156k
2024: €157k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€169k▲ 15.3%€195k▲ 15.6%€189k▼ 3.2%€180k▼ 4.5%
Operating result€24k-€33k▲ 35.9%€39k▲ 18.7%€-6k€-16k▼ 183%
Net result€16k-€22k▲ 41.3%€26k▲ 17.1%€-6k€-8k▼ 36.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €6k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€25k▼ 27.9%
Current assets
€164k▼ 9.2%
Equity and liabilities €188k
Equity
€180k▼ 4.5%
Debt
€8k▼ 69.1%
The debt ratio falls from 12.0% to 4.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-6k▼
2024 · €7k
Cash flow
€2k▼
2024 · €7k
Solvency
95.8%▲
2024 · 88.0%
Current ratio
20.63▲
2024 · 7.65
Quick ratio
20.63▲
2024 · 7.65
Debt / equity
0.04▼
2024 · 0.14
ROE
-4.7%▼
2024 · -3.3%
ROA
-4.5%▼
2024 · -2.9%
Interest coverage
-13.19▼
2024 · 11.74
Debt
€8k▼
2024 · €26k
Debt ≤ 1 year
€8k▼
2024 · €24k
Income taxes
€334▼
2024 · €908
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€188k▼
Fixed assets21/28€34k€25k▼
Tangible fixed assets22/27€34k€25k▼
Land and buildings22€13k€11k▼
Furniture and vehicles24€21k€14k▼
Current assets29/58€180k€164k▼
Amounts receivable after more than one year29€71k€94k▲
Other amounts receivable291€71k€94k▲
Amounts receivable within one year40/41€10k€18k▲
Trade receivables40€8k€17k▲
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€77k€36k▼
Deferred charges and accrued income490/1€22k€15k▼
Equity and liabilities
Total equity and liabilities10/49€215k€188k▼
Equity10/15€189k€180k▼
Contributions10/11€19k€19k=
Reserves13€99k€99k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€97k€97k=
Profit (loss) carried forward14€71k€63k▼
Amounts payable17/49€26k€8k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€24k€8k▼
Current portion of amounts payable after more than one year42€6k€2k▼
Financial debts43-€233
Credit institutions430/8-€233
Trade debts44€14k€2k▼
Suppliers440/4€14k€2k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€908€1k▲
Remuneration and social security454/9€3k€3k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€11k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€8k€-4k▼
Operating profit (loss)9901€-6k€-16k▼
Financial income75/76B€1k€9k▲
Recurring financial income75€1k€1k▲
Non-recurring financial income76B-€7k
Financial charges65/66B€607€433▼
Recurring financial charges65€607€433▼
Profit (loss) for the period before taxes9903€-5k€-8k▼
Income taxes67/77€908€334▼
Profit (loss) for the period9904€-6k€-8k▼
Profit (loss) for the period to be appropriated9905€-6k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€63k▼
Profit (loss) brought forward from the previous period14P€77k€71k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 20.63
Current ratio from 7.65 to 20.63; short-term debt falls from €24k to €8k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 48 days late
2023
31-12
Financial
Highest result since 2018net €26k ▲17.1%
Operating result €39k, net result €26k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Equity above €150kEq €169k ▲15.3%
3 profitable years in a row build equity to €169k.
07-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 99 days late
2021
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 108 days late
2020
31-12
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
01-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 123 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 60 days late
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Genieskensstraat(E-L) 813630 MaasmechelenGround area
1,930 m²
Building footprint
186 m²
Volume, LiDAR
818 m³
Parcel 73045A0573/00M000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kracht
since 19902.046.627.051
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73045A0573/00M000 | Flanders | 1,930 m² | 1 · 186 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARAGE DAMIENS
BE 0416.371.015
Kruisem · Eq €180k
DL MOTORS
BE 0789.264.254
Oostkamp · Eq €181k
MECABO
BE 0463.251.214
Manhay · Eq €181k
CLM GROUP
BE 0848.885.206
Elsene · Eq €181k
HEYRICK
BE 0732.801.742
Oostende · Eq €181k
Of 7,342 companies in sector 95311 we hold annual accounts for 2,941. 2,327 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-1989
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.