KPLN
ActiveThe computed 12-month bankruptcy probability of KPLN is 3.3% (moderate). The 2024 annual accounts show equity of €124k and a net result of €21k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 6593 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
63
/ 100
Healthy▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▲+20
Solvency26▲+8
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 0.91 in 2023), and 82.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
17.2%
Return on assets
2.9%
Age of the figures
23 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 137 days later.
NBB · 5 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline14-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 10-06-2025, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not filed
2024
41 d late
2023
on the day
2022
1 d late
2021
12 d late
2020
5 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€3.58M
EBIT margin
6.1%
Net result
€21k▼ 86.6%
2023 · €156k
2020: €58k
2021: €112k
2022: €57k
2023: €156k
2020 → 2024
Working capital
€67k
2023 · €-46k
2020: €-46k
2021: €40k
2022: €22k
2023: €-46k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€3.58M
Equity€49k-€161k▲ 229%€148k▼ 8.2%€104k▼ 30.0%€124k▲ 20.1%
Operating result€84k-€153k▲ 81.7%€72k▼ 53.1%€217k▲ 201%€43k▼ 80.0%
Net result€58k-€112k▲ 94.7%€57k▼ 48.9%€156k▲ 172%€21k▼ 86.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 80% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €725k
Fixed assets
€223k▼ 25.9%
Current assets
€502k▲ 13.9%
Equity and liabilities €725k
Equity
€124k▲ 20.1%
Debt
€601k▼ 5.8%
The debt ratio falls from 86.0% to 82.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€149k▼
2023 · €321k
Cash flow
€126k▼
2023 · €260k
Solvency
17.2%▲
2023 · 14.0%
Current ratio
1.15▲
2023 · 0.91
Quick ratio
0.94▲
2023 · 0.78
Debt / equity
4.83▼
2023 · 6.16
ROE
16.7%▼
2023 · 150.3%
ROA
2.9%▼
2023 · 21.0%
Interest coverage
14.26▼
2023 · 38.66
Debt
€601k▼
2023 · €638k
Debt ≤ 1 year
€435k▼
2023 · €487k
Debt > 1 year
€166k▲
2023 · €151k
Income taxes
€11k▼
2023 · €53k
Staff costs
€270k▲
2023 · €234k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€741k€725k▼
Fixed assets21/28€301k€223k▼
Tangible fixed assets22/27€297k€221k▼
Plant, machinery and equipment23€20k€16k▼
Furniture and vehicles24€98k€88k▼
Other tangible fixed assets26€179k€118k▼
Financial fixed assets28€4k€2k▼
Current assets29/58€441k€502k▲
Amounts receivable after more than one year29-€25k
Trade receivables290-€25k
Stocks and contracts in progress3€61k€93k▲
Stocks30/36€61k€93k▲
Amounts receivable within one year40/41€117k€118k▲
Trade receivables40€3k€63▼
Other amounts receivable41€114k€118k▲
Cash at bank and in hand54/58€261k€264k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€741k€725k▼
Equity10/15€104k€124k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€84k€104k▲
Amounts payable17/49€638k€601k▼
Amounts payable after more than one year17€151k€166k▲
Financial debts170/4€151k€166k▲
Amounts payable within one year42/48€487k€435k▼
Current portion of amounts payable after more than one year42€95k€114k▲
Trade debts44€291k€268k▼
Suppliers440/4€291k€268k▼
Taxes, remuneration and social security45€91k€52k▼
Taxes450/3€67k€11k▼
Remuneration and social security454/9€24k€42k▲
Other amounts payable47/48€10k€809▼
Income statement
Code20232024
Turnover70€3.58M-
Goods, raw materials, services and sundry goods60/61€3.06M-
Remuneration, social security and pensions62€234k€270k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€104k€105k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€559k€422k▼
Operating profit (loss)9901€217k€43k▼
Financial income75/76B€693€1k▲
Recurring financial income75€693€1k▲
Financial charges65/66B€9k€13k▲
Recurring financial charges65€8k€10k▲
Non-recurring financial charges66B€440€3k▲
Profit (loss) for the period before taxes9903€209k€32k▼
Income taxes67/77€53k€11k▼
Profit (loss) for the period9904€156k€21k▼
Profit (loss) for the period to be appropriated9905€156k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€284k€104k▼
Profit (loss) brought forward from the previous period14P€128k€84k▼
Profit to be distributed694/7€200k-
Return on contributions (dividend)694€200k-
Social balance
Average headcount (FTE)90879.7-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-09
State Gazette act
Assemblee Generale - Annee ComptableGeneral meeting · Statutes amendment2 facts ▸
State Gazette act
Assemblee Generale - Annee Comptable
General meeting · Statutes amendment2 facts ▸
- General meeting, 2026-08-28
- Statutes amendment
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 41 days late
2024
30-09
Financial
Weakest financial yearnet €21k ▼86.6%
Net result drops to €21k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Highest result since 2020net €156k ▲172%
Operating result €217k, net result €156k, both a record.
01-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 1 day late
2022
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 12 days late
2021
30-09
Financial
Equity above €150kEq €161k ▲229%
2 profitable years in a row build equity to €161k.
05-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 5 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eugène Plaskylaan 88 A1030 SchaarbeekGround area
700 m²
Building footprint
701 m²
Volume, LiDAR
12,968 m³
2 parcels, Brussels · tallest building 31.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Carrefour Express Plasky
since 20192.289.764.875
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0090/02V012indicative | Brussels | 555 m² | 1 · 556 m² | 31.8 m · 8 fl. |
| 21905C0068/00F013 | Brussels | 145 m² | 1 · 145 m² | 18.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.289.764.875
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Of 10,411 companies in sector 47110 we hold annual accounts for 5,787. 4,511 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2019
Fiscal year end30-09
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47113Retail trade
47210Retail sale of fruit and vegetables
47221Retail sale of meat and meat products, excluding game and poultry
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:d.kplnsrl@gmail.com