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KP CONSULT

Active
Private limited companyfounded 200818 yrs activeKortrijkstraat(Z) 46, 8550 Zwevegem, BelgiumKBO/BCE: BE 0896.970.084

KP CONSULT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €9k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 34% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
57 / 100
Fair= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+1
Solvency44▼-7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.12 in 2024), and 64.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.4%
Return on assets
2.4%
Age of the figures
14 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €126k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-02-2026, 16 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
16 d late
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
26 d late
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€126k▲ 7.3%
2024 · €118k
2019: €109k 2020: €111k 2021: €110k 2022: €107k 2023: €110k 2024: €118k
2019 → 2025
Total assets
€357k▲ 22.7%
2024 · €291k
2019: €378k 2020: €361k 2021: €333k 2022: €313k 2023: €300k 2024: €291k
2019 → 2025
Net result
€9k▲ 9.5%
2024 · €8k
2019: €641 2020: €1k 2021: €-572 2022: €-3k 2023: €3k 2024: €8k
2019 → 2025
Working capital
€-82k▼ 11.8%
2024 · €-73k
2019: €-80k 2020: €-76k 2021: €-64k 2022: €-62k 2023: €-63k 2024: €-73k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€110k-€107k▼ 2.8%€110k▲ 2.8%€118k▲ 7.1%€126k▲ 7.3%
Operating result€7k-€4k▼ 43.5%€9k▲ 137%€16k▲ 67.5%€16k▲ 0.7%
Net result€-572-€-3k▼ 431%€3k€8k▲ 157%€9k▲ 9.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10k€15kOperating result 2021: €7k€7kNet result 2021: €-572€-572Operating result 2022: €4k€4kNet result 2022: €-3k€-3kOperating result 2023: €9k€9kNet result 2023: €3k€3kOperating result 2024: €16k€16kNet result 2024: €8k€8kOperating result 2025: €16k€16kNet result 2025: €9k€9k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €357k
Fixed assets €342k▲ 21.6%
Current assets €15k▲ 52.3%
Equity and liabilities €357k
Equity €126k▲ 7.3%
Debt €230k▲ 33.1%
The debt ratio rises from 59.5% to 64.6%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€49k
2024 · €44k
Cash flow
€42k
2024 · €36k
Solvency
35.4%
2024 · 40.5%
Current ratio
0.15
2024 · 0.12
Quick ratio
0.15
2024 · 0.12
Debt / equity
1.82
2024 · 1.47
ROE
6.8%
2024 · 6.6%
ROA
2.4%
2024 · 2.7%
Interest coverage
10.44
2024 · 8.45
Debt
€230k
2024 · €173k
Debt ≤ 1 year
€97k
2024 · €83k
Debt > 1 year
€133k
2024 · €90k
Income taxes
€3k
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€291k€357k
Fixed assets21/28€281k€342k
Tangible fixed assets22/27€281k€342k
Land and buildings22€281k€336k
Furniture and vehicles24-€6k
Current assets29/58€10k€15k
Amounts receivable within one year40/41€7k€13k
Trade receivables40€7k€13k
Cash at bank and in hand54/58€1k€2k
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€291k€357k
Equity10/15€118k€126k
Contributions10/11€118k€118k=
Reserves13€206€9k
Distributable reserves133€206€9k
Amounts payable17/49€173k€230k
Amounts payable after more than one year17€90k€133k
Financial debts170/4€90k€133k
Amounts payable within one year42/48€83k€97k
Current portion of amounts payable after more than one year42€22k€23k
Trade debts44€4k€3k
Suppliers440/4€4k€3k
Taxes, remuneration and social security45€8k€8k=
Taxes450/3€7k€8k
Remuneration and social security454/9€978-
Other amounts payable47/48€48k€63k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€33k
Other operating charges640/8€2k€2k
Gross operating margin9900€46k€52k
Operating profit (loss)9901€16k€16k
Financial income75/76B-€686
Recurring financial income75-€686
Financial charges65/66B€5k€5k
Recurring financial charges65€5k€5k
Profit (loss) for the period before taxes9903€10k€12k
Income taxes67/77€3k€3k
Profit (loss) for the period9904€8k€9k
Profit (loss) for the period to be appropriated9905€8k€9k
Appropriation of the result
Profit (loss) to be appropriated9906€206€9k
Profit (loss) brought forward from the previous period14P€-8k-
Transfer to equity691/2€206€9k
To other reserves6921€206€9k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
16-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 16 days late
2025
30-06
Financial Highest result since 2019net €9k ▲9.5%
Operating result €16k, net result €9k, both a record.
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Back to profitnet €3k
Net result €3k after 2 loss-making years.
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
26-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
13-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2024
KINDT Karl
Director · since 31-01-2024
Current
31-01-2024 Resigned as Director
31-01-2024 Appointed as Director
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kortrijkstraat(Z) 468550 Zwevegem
Ground area
1,532 m²
Building footprint
347 m²
Volume, LiDAR
1,981 m³
Parcel 34042A0247/00A002, Flanders · tallest building 11.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KP CONSULT
Kortrijkstraat(Z) 46, 8550 ZwevegemActivities of head offices; management consultancy activities
since 20082.170.774.480
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34042A0247/00A002 Flanders 1,532 m² 1 · 346 m² 11.4 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 2,324 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-04-2008
Fiscal year end30-06
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.