Kozto
ActiveSummary
Kozto has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 1991 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+22
Solvency52▲+15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 1.01 in 2024; short-term debt: 33.9% of total assets), but 73.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.7%
Return on assets
9.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
48 d late
2024
1 d late
2023
23 d late
2022
31 d late
2021
29 d late
2020
111 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 57.0%
2024 · €45k
2020: €21k
2021: €136k
2022: €77k
2023: €-115k
2024: €45k
2020 → 2025
Total assets
€265k▼ 27.2%
2024 · €364k
2020: €116k
2021: €332k
2022: €418k
2023: €291k
2024: €364k
2020 → 2025
Net result
€26k
2024 · €-40k
2020: €16k
2021: €116k
2022: €-60k
2023: €-192k
2024: €-40k
2020 → 2025
Working capital
€140k▲ 6,459%
2024 · €2k
2020: €42k
2021: €158k
2022: €-75k
2023: €-239k
2024: €2k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€136k-€77k▼ 43.8%€-115k€45k€71k▲ 57.0%
Operating result€151k-€-59k€-191k▼ 224%€-36k▲ 81.0%€31k
Net result€116k-€-60k€-192k▼ 221%€-40k▲ 79.4%€26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €36k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €265k
Fixed assets
€35k ▼ 76.7%
Current assets
€230k ▲ 8.0%
Equity and liabilities €265k
Equity
€71k ▲ 57.0%
Debt
€194k ▼ 39.1%
Debt's share of the balance-sheet total falls from 87.6% to 73.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▲
2024 · €34k
Cash flow
€41k▲
2024 · €31k
Current ratio
2.55▲
2024 · 1.01
Debt to equity
2.75▼
2024 · 7.08
ROE
36.3%▲
2024 · -87.9%
ROA
9.7%▲
2024 · -10.9%
Interest coverage
3.96▼
2024 · 4.37
Debt ≤ 1 year
€90k▼
2024 · €211k
Debt > 1 year
€104k▼
2024 · €106k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€364k€265k▼
Fixed assets21/28€152k€35k▼
Tangible fixed assets22/27€147k€35k▼
Plant, machinery and equipment23€43k€5k▼
Furniture and vehicles24€104k€30k▼
Financial fixed assets28€5k€340▼
Current assets29/58€213k€230k▲
Amounts receivable after more than one year29€117k€0▼
Other amounts receivable291€117k€0▼
Amounts receivable within one year40/41€68k€229k▲
Trade receivables40€53k€74k▲
Other amounts receivable41€15k€155k▲
Deferred charges and accrued income490/1€28k€1k▼
Equity and liabilities
Total equity and liabilities10/49€364k€265k▼
Equity10/15€45k€71k▲
Contributions10/11€205k€205k=
Profit (loss) carried forward14€-160k€-134k▲
Amounts payable17/49€319k€194k▼
Amounts payable after more than one year17€106k€104k▼
Financial debts170/4€106k€104k▼
Amounts payable within one year42/48€211k€90k▼
Current portion of amounts payable after more than one year42€23k€5k▼
Financial debts43€30k€30k▲
Credit institutions430/8€30k€30k▲
Trade debts44€103k€39k▼
Suppliers440/4€103k€39k▼
Taxes, remuneration and social security45€775€13k▲
Taxes450/3€775€13k▲
Other amounts payable47/48€54k€3k▼
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€15k▼
Other operating charges640/8€5k€26k▲
Gross operating margin9900€39k€73k▲
Operating profit (loss)9901€-36k€31k▲
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€8k€12k▲
Recurring financial charges65€8k€12k▲
Profit (loss) for the period before taxes9903€-40k€26k▲
Profit (loss) for the period9904€-40k€26k▲
Profit (loss) for the period to be appropriated9905€-40k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-160k€-134k▲
Profit (loss) brought forward from the previous period14P€-120k€-160k▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
2025
31-12
Financial
Back to profitnet €26k
Net result €26k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.55
Current ratio from 1.01 to 2.55; short-term debt falls from €211k to €90k.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial
Liquidity triplescurrent ratio 1.01
Current ratio from 0.37 to 1.01; short-term debt falls from €379k to €211k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-192k
Net result drops to €-192k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2020net €116k ▲638%
Operating result €151k, net result €116k, both a record.
31-12
Financial
Equity above €100kEq €136k ▲560%
2 profitable years in a row build equity to €136k.
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 111 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Iepenstraat 969000 GentGround area
1,897 m²
Building footprint
225 m²
Volume, LiDAR
1,948 m³
2 parcels, Flanders · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Kozto
since 20192.296.725.022
Kozto
since 20212.320.796.066
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23053B0055/00C000 | Flanders | 1,838 m² | 1 · 179 m² | 10.1 m · 2 fl. |
| 44815F0834/00B000 | Flanders | 59 m² | 1 · 47 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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LITTLE VAN GOGH
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IL GARDELLINO
BE 0475.790.146
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JESSY MUSIC
BE 0477.622.357
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KNTXT
BE 0732.877.164
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Of 3,396 companies in sector 90393 we hold annual accounts for 940. 750 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
90393Specialised image, lighting and sound technical services
59113Video and film production, excluding cinema and television films
68203Renting and operating of own or leased non-residential real estate, excluding land
70100Activities of head offices
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.