Kòzo
ActiveSummary
Kòzo has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €-7k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 12% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability63▼-12
Solvency30▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.98 in 2024; short-term debt: 93.1% and cash: 9.3% of total assets), and 94.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.1%
Return on assets
-2.7%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9494 sector peers (2025).
NBB · sector comparisonPosition among 9494 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
31 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
43 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€12k▼ 35.1%
2024 · €19k
Total assets
€239k▼ 24.7%
2024 · €317k
Net result
€-7k
2024 · €15k
Working capital
€-5k▼ 6.3%
2024 · €-5k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7k▼ 5.9%€11k▲ 69.7%€-16k€19k€-5k
Net result€3k▲ 6.6%€7k▲ 104%€-18k€15k€-7k
Equity€15k▲ 22.1%€21k▲ 42.5%€4k▼ 83.1%€19k▲ 422%€12k▼ 35.1%
Total assets€189k▲ 140%€558k▲ 196%€323k▼ 42.2%€317k▼ 1.8%€239k▼ 24.7%
Debt€174k▲ 161%€537k▲ 209%€319k▼ 40.6%€298k▼ 6.5%€227k▼ 24.0%
Working capital€-1k€-6k▼ 427%€-14k▼ 135%€-5k▲ 66.4%€-5k▼ 6.3%
Staff (FTE)2.74.2▲ 55.6%3.3▼ 21.4%2.1▼ 36.4%3.8▲ 81.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €19k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239k
Fixed assets
€22k ▼ 41.9%
Current assets
€217k ▼ 22.4%
Equity and liabilities €239k
Equity
€12k ▼ 35.1%
Debt
€227k ▼ 24.0%
Debt's share of the balance-sheet total rises from 94.1% to 94.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11k▼
2024 · €33k
Cash flow
€9k▼
2024 · €29k
Current ratio
0.98▼
2024 · 0.98
Debt to equity
18.75▲
2024 · 16.02
ROE
-54.0%▼
2024 · 80.8%
ROA
-2.7%▼
2024 · 4.7%
Interest coverage
5.76▼
2024 · 25.97
Debt ≤ 1 year
€222k▼
2024 · €285k
Debt > 1 year
€4k▼
2024 · €14k
Income taxes
€132▼
2024 · €3k
Staff costs
€128k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €68k | €157k | €146k | €82k | €128k | ▲ 56.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €12k | €14k | €14k | €16k | ▲ 11.8% |
| Other operating charges640/8 | €864 | €3k | €1k | €12k | €16k | ▲ 38.2% |
| Gross operating margin9900 | €78k | €183k | €146k | €126k | €155k | ▲ 22.8% |
| Operating profit (loss)9901 | €7k | €11k | €-16k | €19k | €-5k | ▼ 125% |
| Financial income75/76B | €17 | €75 | €66 | €189 | €140 | ▼ 26.3% |
| Recurring financial income75 | €17 | €75 | €66 | €189 | €140 | ▼ 26.3% |
| Financial charges65/66B | €320 | €1k | €2k | €1k | €2k | ▲ 49.8% |
| Recurring financial charges65 | €320 | €1k | €2k | €1k | €2k | ▲ 49.8% |
| Profit (loss) for the period before taxes9903 | €6k | €10k | €-17k | €18k | €-6k | ▼ 136% |
| Income taxes67/77 | €3k | €3k | €46 | €3k | €132 | ▼ 95.2% |
| Profit (loss) for the period9904 | €3k | €7k | €-18k | €15k | €-7k | ▼ 143% |
| Profit (loss) for the period to be appropriated9905 | €3k | €7k | €-18k | €15k | €-7k | ▼ 143% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €189k | €558k | €323k | €317k | €239k | ▼ 24.7% |
| Fixed assets21/28 | €16k | €46k | €31k | €37k | €22k | ▼ 41.9% |
| Intangible fixed assets21 | - | €1k | €963 | €693 | €423 | ▼ 39.0% |
| Tangible fixed assets22/27 | €10k | €38k | €24k | €30k | €15k | ▼ 50.1% |
| Plant, machinery and equipment23 | €2k | €5k | €3k | €2k | €893 | ▼ 60.0% |
| Furniture and vehicles24 | €8k | €33k | €21k | €28k | €14k | ▼ 49.3% |
| Financial fixed assets28 | €6k | €7k | €6k | €6k | €6k | = |
| Current assets29/58 | €173k | €512k | €292k | €280k | €217k | ▼ 22.4% |
| Amounts receivable within one year40/41 | €145k | €484k | €262k | €253k | €194k | ▼ 23.6% |
| Trade receivables40 | €139k | €482k | €260k | €247k | €189k | ▼ 23.4% |
| Other amounts receivable41 | €6k | €2k | €2k | €6k | €4k | ▼ 30.8% |
| Cash at bank and in hand54/58 | €23k | €26k | €27k | €25k | €22k | ▼ 10.0% |
| Deferred charges and accrued income490/1 | €4k | €2k | €3k | €2k | €2k | ▼ 19.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €189k | €558k | €323k | €317k | €239k | ▼ 24.7% |
| Equity10/15 | €15k | €21k | €4k | €19k | €12k | ▼ 35.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €8k | €15k | €15k | €15k | €15k | = |
| Non-distributable reserves130/1 | €1k | €1k | €1k | €1k | €1k | = |
| Reserves not available under the articles1311 | €1k | €1k | €1k | €1k | €1k | = |
| Distributable reserves133 | €7k | €14k | €14k | €14k | €14k | = |
| Profit (loss) carried forward14 | €735 | - | €-18k | €-2k | €-9k | ▼ 266% |
| Amounts payable17/49 | €174k | €537k | €319k | €298k | €227k | ▼ 24.0% |
| Amounts payable after more than one year17 | - | €19k | €13k | €14k | €4k | ▼ 67.8% |
| Financial debts170/4 | - | €19k | €13k | €14k | €4k | ▼ 67.8% |
| Amounts payable within one year42/48 | €174k | €518k | €306k | €285k | €222k | ▼ 21.9% |
| Current portion of amounts payable after more than one year42 | - | €6k | €6k | €9k | €9k | ▲ 2.8% |
| Trade debts44 | €112k | €234k | €168k | €181k | €135k | ▼ 25.5% |
| Suppliers440/4 | €112k | €234k | €168k | €181k | €135k | ▼ 25.5% |
| Advances received on contracts in progress46 | €44k | €236k | €78k | €71k | €13k | ▼ 81.8% |
| Taxes, remuneration and social security45 | €10k | €23k | €31k | €12k | €32k | ▲ 179% |
| Taxes450/3 | €3k | €3k | €15k | €3k | €19k | ▲ 497% |
| Remuneration and social security454/9 | €7k | €19k | €17k | €8k | €13k | ▲ 53.5% |
| Other amounts payable47/48 | €8k | €20k | €22k | €13k | €33k | ▲ 162% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €7k | €-18k | €15k | €-7k | ▼ 143% |
| + Depreciation and write-downs630 | €2k | €12k | €14k | €14k | €16k | ▲ 11.8% |
| Operating cash flow (approximation) | €6k | €19k | €-3k | €29k | €9k | ▼ 68.9% |
| Investment in fixed assets (approximation) | - | €-43k | €700 | €-20k | €0 | ▲ 100% |
| Change in cash | - | €2k | €978 | €-2k | €-2k | ▼ 29.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-09
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 43 days late
2019
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 151 days late
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 326 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Ground area
8,222 m²
Building footprint
5,857 m²
Volume, LiDAR
60,763 m³
Parcel 21815D0297/00G004, Brussels · tallest building 15.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KOZO
since 20132.226.995.284
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0297/00G004 | Brussels | 8,221 m² | 1 · 5,857 m² | 15.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
European Union, budget
2025 · 1 entry · 38,346 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2025 | 1 | 38,346 EUR |
Projects
BUILDINGS FITTING OUT
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Of 3,923 companies in sector 71112 we hold annual accounts for 1,294. 829 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-03-2013
Fiscal year end30-09
Trade name FR
CITA VERDI
Activities, NACEBEL 2025
71112Activities of interior architects
81300Landscape service activities
70200Business and other management consultancy
71113Urban planning and landscape architecture
Contact
E-mail
info@li-ly.beBrussel
Scores and ratios are computed by Checked and are not a credit decision.