KOZKO
ActiveSummary
KOZKO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €50k. Equity is growing by ~45.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 8.48 against 3.6 in 2024; short-term debt: 10.7% and cash: 40.8% of total assets), and 10.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.3%
Return on assets
28%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
51 d early
2024
65 d early
2023
65 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€159k▲ 45.7%
2024 · €109k
2023: €60klowest in 3 years
2024: €109k▲ +81.1% vs 2023
2025: €159k▲ +45.7% vs 2024highest in 3 years
2023 → 2025
Total assets
€178k▲ 25.4%
2024 · €142k
2023: €93klowest in 3 years
2024: €142k▲ +52.7% vs 2023
2025: €178k▲ +25.4% vs 2024highest in 3 years
2023 → 2025
Net result
€50k▲ 2.0%
2024 · €49k
2023: €58khighest in 3 years
2024: €49k▼ -15.0% vs 2023lowest in 3 years
2025: €50k▲ +2.0% vs 2024
2023 → 2025
Working capital
€142k▲ 66.9%
2024 · €85k
2023: €31klowest in 3 years
2024: €85k▲ +173% vs 2023
2025: €142k▲ +66.9% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€60k-€109k▲ 81.1%€159k▲ 45.7%
2023: €60klowest in 3 years
2024: €109k▲ +81.1% vs 2023
2025: €159k▲ +45.7% vs 2024highest in 3 years
Operating result€73k-€62k▼ 14.8%€63k▲ 1.8%
2023: €73khighest in 3 years
2024: €62k▼ -14.8% vs 2023lowest in 3 years
2025: €63k▲ +1.8% vs 2024
Net result€58k-€49k▼ 15.0%€50k▲ 2.0%
2023: €58khighest in 3 years
2024: €49k▼ -15.0% vs 2023lowest in 3 years
2025: €50k▲ +2.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€17k ▼ 28.9%
Current assets
€161k ▲ 36.6%
Equity and liabilities €178k
Equity
€159k ▲ 45.7%
Debt
€19k ▼ 42.1%
Debt's share of the balance-sheet total falls from 23.1% to 10.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€71k▲
2024 · €69k
Cash flow
€58k▲
2024 · €56k
Current ratio
8.48▲
2024 · 3.60
Debt to equity
0.12▼
2024 · 0.30
ROE
31.4%▼
2024 · 44.8%
ROA
28.0%▼
2024 · 34.5%
Interest coverage
-3820.64▼
2024 · 587.82
Debt ≤ 1 year
€19k▼
2024 · €33k
Income taxes
€13k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€142k€178k▲
Fixed assets21/28€24k€17k▼
Tangible fixed assets22/27€24k€17k▼
Furniture and vehicles24€24k€17k▼
Financial fixed assets28€91€91=
Current assets29/58€118k€161k▲
Amounts receivable within one year40/41€12k€12k▲
Trade receivables40€12k€11k▼
Other amounts receivable41-€2k
Current investments50/53-€74k
Cash at bank and in hand54/58€106k€73k▼
Deferred charges and accrued income490/1€25€2k▲
Equity and liabilities
Total equity and liabilities10/49€142k€178k▲
Equity10/15€109k€159k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€107k€157k▲
Amounts payable17/49€33k€19k▼
Amounts payable within one year42/48€33k€19k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€22k€8k▼
Taxes450/3€22k€8k▼
Remuneration and social security454/9€168€168=
Other amounts payable47/48€9k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€515€556▲
Non-recurring operating charges66A-€78
Gross operating margin9900€70k€72k▲
Operating profit (loss)9901€62k€63k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€118€-19▼
Recurring financial charges65€118€-19▼
Profit (loss) for the period before taxes9903€62k€63k▲
Income taxes67/77€13k€13k▲
Profit (loss) for the period9904€49k€50k▲
Profit (loss) for the period to be appropriated9905€49k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€107k€157k▲
Profit (loss) brought forward from the previous period14P€58k€107k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €7k | €8k | ▲ 7.9% |
| Other operating charges640/8 | €732 | €515 | €556 | ▲ 8.0% |
| Non-recurring operating charges66A | - | - | €78 | - |
| Gross operating margin9900 | €80k | €70k | €72k | ▲ 2.6% |
| Operating profit (loss)9901 | €73k | €62k | €63k | ▲ 1.8% |
| Financial income75/76B | €0 | €0 | - | - |
| Recurring financial income75 | €0 | €0 | - | - |
| Financial charges65/66B | €92 | €118 | €-19 | ▼ 116% |
| Recurring financial charges65 | €92 | €118 | €-19 | ▼ 116% |
| Profit (loss) for the period before taxes9903 | €73k | €62k | €63k | ▲ 2.0% |
| Income taxes67/77 | €15k | €13k | €13k | ▲ 1.8% |
| Profit (loss) for the period9904 | €58k | €49k | €50k | ▲ 2.0% |
| Profit (loss) for the period to be appropriated9905 | €58k | €49k | €50k | ▲ 2.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €93k | €142k | €178k | ▲ 25.4% |
| Fixed assets21/28 | €29k | €24k | €17k | ▼ 28.9% |
| Tangible fixed assets22/27 | €29k | €24k | €17k | ▼ 29.1% |
| Furniture and vehicles24 | €29k | €24k | €17k | ▼ 29.1% |
| Financial fixed assets28 | €91 | €91 | €91 | = |
| Current assets29/58 | €64k | €118k | €161k | ▲ 36.6% |
| Amounts receivable within one year40/41 | €10k | €12k | €12k | ▲ 5.1% |
| Trade receivables40 | €10k | €12k | €11k | ▼ 9.6% |
| Other amounts receivable41 | - | - | €2k | - |
| Current investments50/53 | - | - | €74k | - |
| Cash at bank and in hand54/58 | €53k | €106k | €73k | ▼ 31.5% |
| Deferred charges and accrued income490/1 | €366 | €25 | €2k | ▲ 8,420% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €93k | €142k | €178k | ▲ 25.4% |
| Equity10/15 | €60k | €109k | €159k | ▲ 45.7% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €58k | €107k | €157k | ▲ 46.9% |
| Amounts payable17/49 | €33k | €33k | €19k | ▼ 42.1% |
| Amounts payable within one year42/48 | €33k | €33k | €19k | ▼ 42.1% |
| Trade debts44 | €5k | €2k | €1k | ▼ 17.0% |
| Suppliers440/4 | €5k | €2k | €1k | ▼ 17.0% |
| Taxes, remuneration and social security45 | €21k | €22k | €8k | ▼ 62.5% |
| Taxes450/3 | €21k | €22k | €8k | ▼ 63.0% |
| Remuneration and social security454/9 | - | €168 | €168 | = |
| Other amounts payable47/48 | €6k | €9k | €9k | ▲ 4.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €58k | €49k | €50k | ▲ 2.0% |
| + Depreciation and write-downs630 | €6k | €7k | €8k | ▲ 7.9% |
| Operating cash flow (approximation) | €64k | €56k | €58k | ▲ 2.8% |
| Investment in fixed assets (approximation) | - | €-2k | €-822 | ▲ 62.8% |
| Change in cash | - | €53k | €-33k | ▼ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 8.48
Current ratio from 3.60 to 8.48; short-term debt falls from €33k to €19k.
31-12
Financial
Equity above €150kEq €159k ▲45.7%
3 profitable years in a row build equity to €159k.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €49k ▼15%
Net result drops to €49k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €109k ▲81.1%
2 profitable years in a row build equity to €109k.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2022
Ground area
445 m²
Building footprint
110 m²
Volume, LiDAR
897 m³
Parcel 23043C0020/00H002, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
KOZKO SRL
since 20222.334.192.459
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23043C0020/00H002 | Flanders | 445 m² | 1 · 110 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,270 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.