KOZITAN
ActiveSummary
KOZITAN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €513. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 73% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+34
Solvency95▲+23
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.31 against 1.55 in 2024; short-term debt: 19.2% and cash: 0% of total assets), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.3%
Return on assets
0.3%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
41 d early
2023
25 d early
2022
16 d early
2021
26 d late
2020
5 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€110k▲ 0.5%
2024 · €110k
2018: €98k
2019: €149k
2020: €104k
2021: €167k
2022: €126k
2023: €136k
2024: €110k
2018 → 2025
Total assets
€157k▼ 32.7%
2024 · €233k
2018: €115k
2019: €186k
2020: €138k
2021: €194k
2022: €153k
2023: €175k
2024: €233k
2018 → 2025
Net result
€513
2024 · €-26k
2018: €21k
2019: €51k
2020: €-31k
2021: €64k
2022: €-42k
2023: €10k
2024: €-26k
2018 → 2025
Working capital
€70k▲ 18.4%
2024 · €59k
2018: €98k
2019: €148k
2020: €103k
2021: €189k
2022: €110k
2023: €77k
2024: €59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€167k-€126k▼ 24.8%€136k▲ 7.6%€110k▼ 18.9%€110k▲ 0.5%
Operating result€-6k-€-49k▼ 732%€10k€-24k€4k
Net result€64k-€-42k€10k€-26k€513
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €24k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€57k ▼ 15.2%
Current assets
€100k ▼ 39.8%
Equity and liabilities €157k
Equity
€110k ▲ 0.5%
Provisions
€14k ▼ 14.9%
Debt
€33k ▼ 69.3%
Debt's share of the balance-sheet total falls from 46.0% to 21.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €-13k
Cash flow
€11k▲
2024 · €-15k
Current ratio
3.31▲
2024 · 1.55
Debt to equity
0.30▼
2024 · 0.98
ROE
0.5%▲
2024 · -23.4%
ROA
0.3%▲
2024 · -11.0%
Interest coverage
2.42▲
2024 · -3.39
Debt ≤ 1 year
€30k▼
2024 · €107k
Staff costs
€17k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€233k€157k▼
Fixed assets21/28€68k€57k▼
Tangible fixed assets22/27€68k€57k▼
Land and buildings22€29k€26k▼
Plant, machinery and equipment23€37k€31k▼
Furniture and vehicles24€879€766▼
Current assets29/58€166k€100k▼
Amounts receivable within one year40/41€165k€99k▼
Trade receivables40€63k€153▼
Other amounts receivable41€102k€99k▼
Cash at bank and in hand54/58€1€1=
Deferred charges and accrued income490/1€383€993▲
Equity and liabilities
Total equity and liabilities10/49€233k€157k▼
Equity10/15€110k€110k▲
Contributions10/11€19k€19k=
Reserves13€50k€43k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€48k€41k▼
Profit (loss) carried forward14€41k€49k▲
Provisions and deferred taxes16€16k€14k▼
Deferred taxes168€16k€14k▼
Amounts payable17/49€107k€33k▼
Amounts payable within one year42/48€107k€30k▼
Financial debts43€5k€3k▼
Credit institutions430/8€5k€3k▼
Trade debts44€78k€11k▼
Suppliers440/4€29k€11k▼
Bills of exchange payable441€50k-
Taxes, remuneration and social security45€24k€15k▼
Taxes450/3€20k€14k▼
Remuneration and social security454/9€4k€2k▼
Accrued charges and deferred income492/3€399€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€10k€17k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A€7k€385▼
Gross operating margin9900€9k€36k▲
Operating profit (loss)9901€-24k€4k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€-28k€-2k▲
Transfer from deferred taxes780€2k€2k▲
Income taxes67/77€23-
Profit (loss) for the period9904€-26k€513▲
Transfer from tax-exempt reserves789€6k€7k▲
Profit (loss) for the period to be appropriated9905€-19k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€49k▲
Profit (loss) brought forward from the previous period14P€61k€41k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €513
Net result €513 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.31
Current ratio from 1.55 to 3.31; short-term debt falls from €107k to €30k.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-42k ▼165%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Back to profitnet €64k
Net result €64k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 33.25
Current ratio from 3.99 to 33.25; short-term debt falls from €34k to €6k.
31-12
Financial
Equity above €150kEq €167k ▲61.3%
Equity rises from €104k to €167k.
Show earlier events
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Equity above €100kEq €149k ▲51.8%
2 profitable years in a row build equity to €149k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
14-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Charles Deliège(BIN) 707130 BincheGround area
361 m²
Building footprint
160 m²
Volume, LiDAR
1,766 m³
Parcel 56011B0820/00E000, Wallonia · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
KOZITAN
since 20062.153.037.536
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56011B0820/00E000 | Wallonia | 361 m² | 1 · 160 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBinche2.153.037.536
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Of 453 companies in sector 46360 we hold annual accounts for 286. 196 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-12-2005
Fiscal year end31-12
Activities, NACEBEL 2025
46360Wholesale trade
56112Limited-service restaurants, excluding mobile food services
47110Non-specialised retail sale with food, beverages or tobacco predominating
61100Wired, wireless and satellite telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.