KOZINO
ActiveSummary
KOZINO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.37M and a net result of €694k. Equity is growing by ~35% per year across the filed fiscal years. Its solvency ranks better than 57% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+19
Solvency64▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 7.19 in 2024; short-term debt: 9.4% and cash: 2.2% of total assets), and 60.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.4%
Return on assets
20%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
on the day
2022
on the day
2021
on the day
2020
on the day
2018
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.37M▲ 95.5%
2024 · €700k
2018: €478k
2020: €211k
2021: €209k
2022: €280k
2023: €568k
2024: €700k
2018 → 2025
Total assets
€3.48M▲ 39.2%
2024 · €2.50M
2018: €1.65M
2020: €217k
2021: €209k
2022: €2.38M
2023: €2.03M
2024: €2.50M
2018 → 2025
Net result
€694k▲ 427%
2024 · €132k
2018: €7k
2020: €-264k
2021: €-2k
2022: €71k
2023: €289k
2024: €132k
2018 → 2025
Working capital
€160k▼ 77.2%
2024 · €704k
2018: €604k
2020: €211k
2022: €592k
2023: €206k
2024: €704k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€209k-€280k▲ 34.0%€568k▲ 103%€700k▲ 23.2%€1.37M▲ 95.5%
Operating result€-8k-€75k€404k▲ 436%€207k▼ 48.8%€1.04M▲ 404%
Net result€-2k-€71k€289k▲ 307%€132k▼ 54.3%€694k▲ 427%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 404% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.48M
Fixed assets
€2.99M ▲ 78.1%
Current assets
€486k ▼ 40.6%
Equity and liabilities €3.48M
Equity
€1.37M ▲ 95.5%
Debt
€2.11M ▲ 17.3%
Debt's share of the balance-sheet total falls from 72.0% to 60.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.32M▲
2024 · €274k
Cash flow
€973k▲
2024 · €198k
Current ratio
1.49▼
2024 · 7.19
Debt to equity
1.54▼
2024 · 2.57
ROE
50.7%▲
2024 · 18.8%
ROA
20.0%▲
2024 · 5.3%
Interest coverage
82.76▲
2024 · 26.88
Debt ≤ 1 year
€326k▲
2024 · €114k
Debt > 1 year
€1.75M▲
2024 · €1.65M
Income taxes
€344k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.50M€3.48M▲
Fixed assets21/28€1.68M€2.99M▲
Tangible fixed assets22/27€1.61M€2.92M▲
Land and buildings22€1.59M€2.88M▲
Furniture and vehicles24€22k€40k▲
Financial fixed assets28€70k€70k=
Current assets29/58€818k€486k▼
Amounts receivable after more than one year29€355k€341k▼
Trade receivables290€355k€341k▼
Amounts receivable within one year40/41€337k€65k▼
Trade receivables40€278k€23k▼
Other amounts receivable41€58k€42k▼
Cash at bank and in hand54/58€125k€76k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€2.50M€3.48M▲
Equity10/15€700k€1.37M▲
Contributions10/11€300k€300k=
Reserves13€400k€1.07M▲
Distributable reserves133€400k€1.07M▲
Amounts payable17/49€1.80M€2.11M▲
Amounts payable after more than one year17€1.65M€1.75M▲
Financial debts170/4€1.65M€1.75M▲
Amounts payable within one year42/48€114k€326k▲
Current portion of amounts payable after more than one year42€67k€122k▲
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Taxes, remuneration and social security45€26k€146k▲
Taxes450/3€26k€143k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€12k€51k▲
Accrued charges and deferred income492/3€38k€38k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€279k▲
Other operating charges640/8€4k€9k▲
Gross operating margin9900€278k€1.33M▲
Operating profit (loss)9901€207k€1.04M▲
Financial income75/76B€1k€12k▲
Recurring financial income75€1k€12k▲
Financial charges65/66B€10k€16k▲
Recurring financial charges65€10k€16k▲
Profit (loss) for the period before taxes9903€198k€1.04M▲
Income taxes67/77€66k€344k▲
Profit (loss) for the period9904€132k€694k▲
Profit (loss) for the period to be appropriated9905€132k€694k▲
Appropriation of the result
Profit (loss) to be appropriated9906€132k€694k▲
Transfer from equity791/2-€25k
Transfer to equity691/2€132k€694k▲
To other reserves6921€132k€694k▲
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2018net €694k ▲427%
Operating result €1.04M, net result €694k, both a record.
30-06
Financial
Equity above €1MEq €1.37M ▲95.5%
4 profitable years in a row build equity to €1.37M.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Liquidity triplescurrent ratio 7.19
Current ratio from 2.35 to 7.19; short-term debt falls from €152k to €114k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €500kEq €568k ▲103%
2 profitable years in a row build equity to €568k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Back to profitnet €71k
Net result €71k after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-264k
Net result drops to €-264k, the lowest in the series; recovery starts the following year.
Show earlier events
30-09
Financial
Liquidity times 22current ratio 34.49
Current ratio from 1.58 to 34.49; short-term debt falls from €1.05M to €6k.
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
11-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2008
Ground area
1,785 m²
Building footprint
279 m²
Volume, LiDAR
1,757 m³
Parcel 44017C1352/00K000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
KOZINO
since 20082.312.843.947
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017C1352/00K000 | Flanders | 1,785 m² | 1 · 279 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 3,306 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2008
Fiscal year end30-06
Activities, NACEBEL 2025
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.