KOYE
ActiveThe computed 12-month bankruptcy probability of KOYE is 2.4% (moderate). The 2024 annual accounts show equity of €91k and a net result of €46k. Equity is growing by ~65.1% per year across the filed fiscal years. Its solvency ranks better than 65% of 36376 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency98▲+3
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 2.04 in 2023), and 40% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
32 d early
2022
18 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€91k▲ 103%
2023 · €45k
2022: €33k
2023: €45k
2022 → 2024
Total assets
€152k▲ 70.8%
2023 · €89k
2022: €84k
2023: €89k
2022 → 2024
Net result
€46k▲ 273%
2023 · €12k
2022: €28k
2023: €12k
2022 → 2024
Working capital
€46k▲ 87.5%
2023 · €25k
2022: €9k
2023: €25k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€33k-€45k▲ 37.9%€91k▲ 103%
Operating result€35k-€17k▼ 51.5%€61k▲ 261%
Net result€28k-€12k▼ 55.2%€46k▲ 273%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 261% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €152k
Fixed assets
€66k▲ 61.9%
Current assets
€86k▲ 78.2%
Equity and liabilities €152k
Equity
€91k▲ 103%
Debt
€61k▲ 38.2%
The debt ratio falls from 49.5% to 40.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€76k▲
2023 · €31k
Cash flow
€61k▲
2023 · €26k
Solvency
60.0%▲
2023 · 50.5%
Current ratio
2.15▲
2023 · 2.04
Quick ratio
2.15▲
2023 · 2.04
Debt / equity
0.67▼
2023 · 0.98
ROE
50.6%▲
2023 · 27.5%
ROA
30.4%▲
2023 · 13.9%
Interest coverage
65.25▲
2023 · 33.41
Debt
€61k▲
2023 · €44k
Debt ≤ 1 year
€40k▲
2023 · €24k
Debt > 1 year
€21k▲
2023 · €20k
Income taxes
€13k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€89k€152k▲
Fixed assets21/28€41k€66k▲
Tangible fixed assets22/27€41k€66k▲
Plant, machinery and equipment23€19k€19k=
Furniture and vehicles24€21k€46k▲
Current assets29/58€48k€86k▲
Amounts receivable within one year40/41€36k€57k▲
Trade receivables40€27k€27k▲
Other amounts receivable41€10k€30k▲
Cash at bank and in hand54/58€12k€30k▲
Equity and liabilities
Total equity and liabilities10/49€89k€152k▲
Equity10/15€45k€91k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€40k€86k▲
Amounts payable17/49€44k€61k▲
Amounts payable after more than one year17€20k€21k▲
Financial debts170/4€20k€21k▲
Amounts payable within one year42/48€24k€40k▲
Current portion of amounts payable after more than one year42€10k€17k▲
Trade debts44€635€2k▲
Suppliers440/4€635€2k▲
Taxes, remuneration and social security45€13k€22k▲
Taxes450/3€10k€14k▲
Remuneration and social security454/9€3k€7k▲
Income statement
Code20232024
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€32k€80k▲
Operating profit (loss)9901€17k€61k▲
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€915€1k▲
Recurring financial charges65€915€1k▲
Profit (loss) for the period before taxes9903€16k€59k▲
Income taxes67/77€3k€13k▲
Profit (loss) for the period9904€12k€46k▲
Profit (loss) for the period to be appropriated9905€12k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€86k▲
Profit (loss) brought forward from the previous period14P€28k€40k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €46k ▲273%
Operating result €61k, net result €46k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €12k ▼55.2%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pallekensbergstraat 23511 HasseltGround area
727 m²
Building footprint
127 m²
Volume, LiDAR
585 m³
Parcel 71032B0547/00F000, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KOYE
since 20212.319.180.126
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71032B0547/00F000 | Flanders | 727 m² | 1 · 127 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0804.902.733
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NINNO RENOV
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ACCORD CONSTRUCT
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Of 8,397 companies in sector 43120 we hold annual accounts for 3,204. 2,611 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2021
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
42110Construction of roads and motorways
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.