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Age26 yrs
Real estate2 parcels · 447 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of KOWORKS is 0.1% (very low). The 2025 annual accounts show equity of €137k and a net result of €146k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 69% of 4752 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 8 annual accounts.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 29-04-2026 | 1 d early | 2026-00092576 |
| 30-09-2024 | 30-04-2025 | 30-04-2025 | on the day | 2025-00081835 |
| 30-09-2023 | 30-04-2024 | 26-04-2024 | 4 d early | 2024-00069586 |
| 30-09-2022 | 30-04-2023 | 25-04-2023 | 5 d early | 2023-00064503 |
| 30-09-2021 | 30-04-2022 | 28-04-2022 | 2 d early | 2022-20011024 |
| 30-09-2020 | 30-04-2021 | 28-04-2021 | 2 d early | 2021-11400464 |
| 30-09-2019 | 30-04-2020 | 14-04-2020 | 16 d early | 2020-08900502 |
| 30-09-2018 | 30-04-2019 | 28-03-2019 | 33 d early | 2019-08100339 |
| 31-12-2016 | 31-07-2017 | 25-07-2017 | 6 d early | 2017-34700054 |
| 31-12-2015 | 31-07-2016 | 29-06-2016 | 32 d early | 2016-23200279 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 2000, 26 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€146k
Working capital€147k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 29-04-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 75.1% | 55.4% | |
| Net result | €146k | €38k | |
| Equity | €137k | €64k | |
| Gross operating margin | €165k | €61k | |
| Total assets | €183k | €146k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P69
Weakening position over 2020-2025
· n=1435-12484
P92
Stable position over 2020-2025
· n=1435-12486
P72
Improving position over 2020-2025
· n=1438-12492
P88
Stable position over 2020-2025
· n=1433-12472
Describes the position versus peers, not a forecast.
€164k
-
18-25
€146k
-
18-25
€147k
-
18-25
€183k
+137.1%
18-25
€137k
-
18-25
€147k
-
18-25
€12k
+6676.2%
18-25
€20k
-
18-25
€45k
-47.3%
18-25
€35k
-50.1%
18-25
€11k
-36.1%
18-25
5.23
+737.4%
18-25
5.23
+737.4%
18-25
75.1%
-
18-25
0.33
-
18-25
106.7%
-54.1%
18-25
80.2%
-
18-25
27.98
-
18-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €164k |
| Net profit | €146k |
| Cash flow | €147k |
| Staff costs | - |
| Income taxes | €12k |
| Dividends | - |
| Total assets | €183k |
| Equity | €137k |
| Debt | €45k |
| of which ≤ 1y | €35k |
| of which > 1y | €11k |
| Working capital | €147k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 5.23 |
| Quick ratio | 5.23 |
| Working capital ratio | 80.3% |
| Solvency | 75.1% |
| Debt / equity | 0.33 |
| Long-term debt ratio | 0.08 |
| Interest coverage | 27.98 |
| Gross margin | - |
| Net margin | - |
| ROA | 80.2% |
| ROE | 106.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €183k |
| Fixed assets | 21/28 | €1k |
| Tangible fixed assets | 22/27 | €1k |
| Current assets | 29/58 | €181k |
| Amounts receivable within one year | 40/41 | €111k |
| Cash & bank | 54/58 | €63k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €183k |
| Equity | 10/15 | €137k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €119k |
| Amounts payable | 17/49 | €45k |
| Amounts payable after one year | 17 | €11k |
| Amounts payable within one year | 42/48 | €35k |
| Trade debts payable within one year | 44 | €13k |
| Income statement | ||
| Gross operating margin | 9900 | €165k |
| Operating result | 9901 | €163k |
| Financial income | 75 | €791 |
| Financial charges | 65 | €6k |
| Result before taxes | 9903 | €158k |
| Income taxes | 67/77 | €12k |
| Net result for the period | 9904 | €146k |
| Result to be appropriated | 9905 | €146k |
You are seeing the latest fiscal year only. 4 prior years (figures + ratios) are in a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationKoworks
since 20012.101.399.783
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area447 m²
Buildings2
Building footprint248 m²
Volume (LiDAR)2,098 m³
Tallest building18.9 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016A0036/00A002 | Flanders | 330 m² | 1 · 131 m² | 15.4 m · 2 fl. |
| 11811L3502/00B003 | Flanders | 117 m² | 1 · 117 m² | 18.9 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
03-06-2024
Registered-office move
All acts · 1
updated 2 years ago
2024
03-06-2024 Registered office moved from Antwerpen to Essen
- Bervoetstraat 37, bus 201, 2000 Antwerpen → Kloosterstraat 32 te 2910 Essen
Analysis
Snowflake analysis
financial profile on 5 axes96
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
100
Solvency
100
Growth
78
Stability
100
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 15,428 of the 82,011 companies in this sector. 12,312 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142
Primary activity highlighted.
Names & trade names
| Legal nameNL | KOWORKS |
Registered office
Kloosterstraat 32
2910 Essen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.