Financials
- Financial year
- 2025
- Total assets
- €2,233
- Loss
- -€5
- Solvency
- 4.3%
KOWAL ELECTRO
ActiveSummary
KOWAL ELECTRO is less than twelve months old; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €95 and a net result of -€5. Its solvency ranks better than 10% of 34,072 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General electrical installation work
NACE 43211
1 site
Size
€2,233total assets 2025
- Equity
- €95
- Loss
- -€5
Turnover not published (micro format)
Signalsraises riskWeak solvency vs sectorYoung companyneutralFiled after the deadlineShow the evidence
Checked score
Score 2025
26
/ 100
Weak
Without a bankruptcy probability: score from the figures alone
Financial strength
Weak
Solvency
29
equity 4.3% of total assets
Liquidity
13
short-term debt 95.7% · cash 10.5%
Profitability
37
return on assets -0.2%
Bankruptcy probability, 12 months
This company is younger than 12 months. There is no public track record yet to base a reliable estimate on, so we'd rather not show a number.
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Three signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 34072 sector peers (2025).
NBB · sector comparisonPosition among 34072 sector peers
Solvency
better than 10%
← weakest
strongest →
raises risk · Young company
Founded in 2025, less than a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move · Director in…
- IncorporationAppointment: KOWALCZUK Patryk (director) ·…
Key points
By topic
Board & ownership
- Board
- 1 member
- KOWALCZUK PatrykDirector
Timeline
- Events
- 3
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General electrical installation workNACE 43211
- Founded
- 25-11-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 33
- Purpose
- “Het uitvoeren van alle activiteiten in de bouwsector, waaronder onder meer :; Het…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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