Summary
KOVRD is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €197,709 and a net result of €161,040. Equity has been growing by about 8.3% per year since 2018. Its solvency ranks better than 92% of 3,058 sector peers (NACE 66, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 27-12-2004 Normal situation
- Activity
- Insurance agents and brokers NACE 66220
- Joint committee
- 307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2022
- Establishment unit
- 2.144.264.776 8520 Kuurne, since 27-12-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Board and ownership
Board
- JJ Protect CommV.Director · permanent representative Justine Corneillie
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €161,040
- ▲ 122%
- Equity
- €197,709
- ▲ 439%
- Total assets
- €213,909
- ▲ 19.4%
- Employees on 31-12-2025
- 3
- ▲ 50.0%
- 2025 accounts filed 25 days after the deadline
Signalsraises risk2025 accounts filed 25 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
25 days late
2024
14 days late
2023
27 days late
2022
5 days early
2021
29 days late
2020
20 days late
2019
20 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 25 days after the deadline Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00435784.
Annual accounts 2025 filed on 25-08-2026 at the NBB all 21 filings
Equity
€197,709▲ 439%
2024 · €36,669
Net result
€161,040▲ 122%
2024 · €72,505
Total assets
€213,909▲ 19.4%
2024 · €179,203
Solvency
92.4%▲ 72.0pp
2024 · 20.5%
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€215,714
▲ 140%
2025
20182025
Net result
€161,040
▲ 122%
2025
highest quarter of the sector
20182025
Equity
€197,709
▲ 439%
2025
middle half of the sector
20182025
Total assets
€213,909
▲ 19.4%
2025
middle half of the sector
20182025
Debt
€16,200
▼ 88.6%
2025
20182025
Working capital
€74,603
2025
middle half of the sector
20182025
Solvency
92.4%
▲ 72.0pp
2025
highest quarter of the sector
20182025
Current ratio
5.61
▲ 4.99
2025
highest quarter of the sector
20182025
Return on assets (ROA)
75.3%
▲ 34.8pp
2025
highest quarter of the sector
20182025
Staff (FTE)
3
▲ 66.7%
2025
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result-€14,848-€32,394€4,868▼ 85.0%€9,485▲ 94.8%€56,779▲ 499%€38,493▼ 32.2%€90,000▲ 134%€215,714▲ 140%
Net result-€17,538-€22,433-€182below the sector's middle half€4,846below the sector's middle half€40,829within the sector's middle half▲ 742%€27,492within the sector's middle half▼ 32.7%€72,505within the sector's middle half▲ 164%€161,040above the sector's middle half▲ 122%
Equity€40,148-€62,582▲ 55.9%€62,399below the sector's middle half▼ 0.3%€67,245below the sector's middle half▲ 7.8%€51,673below the sector's middle half▼ 23.2%€79,164within the sector's middle half▲ 53.2%€36,669within the sector's middle half▼ 53.7%€197,709within the sector's middle half▲ 439%
Total assets€99,527-€121,643▲ 22.2%€86,165below the sector's middle half▼ 29.2%€89,164below the sector's middle half▲ 3.5%€69,082below the sector's middle half▼ 22.5%€107,301below the sector's middle half▲ 55.3%€179,203within the sector's middle half▲ 67.0%€213,909within the sector's middle half▲ 19.4%
Debt€59,379-€59,061▼ 0.5%€23,766▼ 59.8%€21,919▼ 7.8%€17,410▼ 20.6%€28,137▲ 61.6%€142,533▲ 407%€16,200▼ 88.6%
Working capital-€14,957-€18,182€26,404within the sector's middle half▲ 45.2%€39,949within the sector's middle half▲ 51.3%€33,226within the sector's middle half▼ 16.8%€53,032within the sector's middle half▲ 59.6%-€55,408below the sector's middle half€74,603within the sector's middle half
Solvency40.3%-51.4%▲ 11.1pp72.4%above the sector's middle half▲ 21.0pp75.4%above the sector's middle half▲ 3.0pp74.8%above the sector's middle half▼ 0.6pp73.8%within the sector's middle half▼ 1.0pp20.5%within the sector's middle half▼ 53.3pp92.4%above the sector's middle half▲ 72.0pp
Current ratio0.73-1.33▲ 0.592.21within the sector's middle half▲ 0.882.93within the sector's middle half▲ 0.733.06within the sector's middle half▲ 0.122.88within the sector's middle half▼ 0.170.61below the sector's middle half▼ 2.275.61above the sector's middle half▲ 4.99
Return on assets (ROA)-17.6%-18.4%▲ 36.1pp-0.2%below the sector's middle half▼ 18.7pp5.4%within the sector's middle half▲ 5.6pp59.1%above the sector's middle half▲ 53.7pp25.6%above the sector's middle half▼ 33.5pp40.5%above the sector's middle half▲ 14.8pp75.3%above the sector's middle half▲ 34.8pp
Staff (FTE)1.9-1.9=1.9below the sector's middle half=1.9below the sector's middle half=1.9below the sector's middle half=1.9=1.8▼ 5.3%3▲ 66.7%
above
within
below
The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 140% higher than in 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213,909
Fixed assets
€123,106 ▲ 33.7%
Current assets
€90,803 ▲ 4.2%
Equity and liabilities €213,909
Equity
€197,709 ▲ 439%
Debt
€16,200 ▼ 88.6%
Debt's share of the balance-sheet total falls from 79.5% to 7.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
81.5%▼
2024 · 197.7%
Debt ≤ 1 year
€16,200▼
2024 · €142,533
Income taxes
€54,640▲
2024 · €17,510
Staff costs
€115,007▲
2024 · €108,320
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 2 | 2 | 2 | 2 | 3 |
| full-time | 1 | 1 | 1 | - | - |
| part-time | 1 | 1 | 1 | 2 | 3 |
| in full-time equivalents | 1.9 | 1.9 | 1.9 | 1.7 | 1.8 |
| Average over the year, in full-time equivalents | 1.9 | 1.9 | 1.9 | 1.8 | 1.8 |
| On a permanent contract | 2 | 2 | 2 | 2 | 3 |
| Joined | - | - | - | - | 2 |
| Left | - | - | - | - | 1 |
| Training hours | - | 4 | - | - | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €1,412 | €74,471 | €7,274 |
| Intangible fixed assets | - | - | - | - | €35,874 |
| Financial fixed assets | - | - | €8,295 | - | - |
| Depreciation and write-downs of the year | €9,337 | €8,877 | €2,713 | €8,526 | €12,120 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2025 · 1 entry · €51 awarded · €51 paidAnnual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €4,888 | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €91,397 | €101,031 | €111,553 | €108,320 | €115,007 | ▲ 6.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,329 | €10,869 | €10,919 | €9,337 | €8,877 | €2,713 | €8,526 | €12,120 | ▲ 42.2% |
| Other operating charges640/8 | - | - | - | €840 | €818 | €1,256 | €387 | €654 | ▲ 68.8% |
| Gross operating margin9900 | €90,859 | €138,813 | €105,630 | €111,059 | €167,505 | €154,015 | €207,233 | €343,495 | ▲ 65.8% |
| Operating profit (loss)9901 | -€14,848 | €32,394 | €4,868 | €9,485 | €56,779 | €38,493 | €90,000 | €215,714 | ▲ 140% |
| Financial income75/76B | - | - | - | €19 | €213 | €108 | €385 | €205 | ▼ 46.8% |
| Recurring financial income75 | €94 | €15 | €94 | €19 | €213 | €108 | €385 | €205 | ▼ 46.8% |
| Financial charges65/66B | - | - | - | €306 | €292 | €354 | €371 | €240 | ▼ 35.3% |
| Recurring financial charges65 | €2,300 | €2,174 | €1,829 | €306 | €292 | €354 | €371 | €240 | ▼ 35.3% |
| Profit (loss) for the period before taxes9903 | -€17,054 | €30,235 | €3,132 | €9,198 | €56,700 | €38,247 | €90,015 | €215,680 | ▲ 140% |
| Income taxes67/77 | €484 | €7,802 | €3,315 | €4,351 | €15,871 | €10,756 | €17,510 | €54,640 | ▲ 212% |
| Profit (loss) for the period9904 | -€17,538 | €22,433 | -€182 | €4,846 | €40,829 | €27,492 | €72,505 | €161,040 | ▲ 122% |
| Transfer from tax-exempt reserves789 | - | - | - | €2,925 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€17,538 | €22,433 | -€182 | €7,771 | €40,829 | €27,492 | €72,505 | €161,040 | ▲ 122% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €99,527 | €121,643 | €86,165 | €89,164 | €69,082 | €107,301 | €179,203 | €213,909 | ▲ 19.4% |
| Fixed assets21/28 | €58,498 | €47,628 | €37,904 | €28,568 | €19,691 | €26,132 | €92,078 | €123,106 | ▲ 33.7% |
| Intangible fixed assets21 | - | - | - | - | - | - | - | €35,579 | - |
| Tangible fixed assets22/27 | €58,498 | €47,628 | €37,904 | €28,568 | €19,691 | €17,837 | €83,783 | €79,232 | ▼ 5.4% |
| Plant, machinery and equipment23 | - | - | - | €259 | - | €1,078 | €1,290 | €3,193 | ▲ 147% |
| Furniture and vehicles24 | - | - | - | €6,791 | €552 | - | €3,220 | €3,281 | ▲ 1.9% |
| Other tangible fixed assets26 | - | - | - | €21,518 | €19,138 | €16,759 | €79,272 | €72,757 | ▼ 8.2% |
| Financial fixed assets28 | - | - | - | - | - | €8,295 | €8,295 | €8,295 | = |
| Current assets29/58 | €41,030 | €74,015 | €48,261 | €60,596 | €49,391 | €81,169 | €87,125 | €90,803 | ▲ 4.2% |
| Amounts receivable within one year40/41 | €19,164 | €24,093 | €25,152 | €27,406 | €22,451 | €27,166 | €83,615 | €81,472 | ▼ 2.6% |
| Trade receivables40 | - | - | - | €25,590 | €19,853 | €23,345 | €42,615 | €49,112 | ▲ 15.2% |
| Other amounts receivable41 | - | - | - | €1,816 | €2,598 | €3,821 | €41,000 | €32,360 | ▼ 21.1% |
| Cash at bank and in hand54/58 | €21,735 | €49,238 | €18,823 | €33,059 | €16,208 | €52,928 | €2,584 | €8,240 | ▲ 219% |
| Deferred charges and accrued income490/1 | - | - | - | €131 | €10,732 | €1,074 | €925 | €1,091 | ▲ 17.9% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €99,527 | €121,643 | €86,165 | €89,164 | €69,082 | €107,301 | €179,203 | €213,909 | ▲ 19.4% |
| Equity10/15 | €40,148 | €62,582 | €62,399 | €67,245 | €51,673 | €79,164 | €36,669 | €197,709 | ▲ 439% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €100 | €100 | €100 | €100 | = |
| Reserves13 | €40,827 | €43,982 | €43,982 | €48,645 | €51,573 | €79,064 | €36,569 | €197,609 | ▲ 440% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | - | - | - | - | - |
| Distributable reserves133 | - | - | - | €46,785 | €51,573 | €79,064 | €36,569 | €197,609 | ▲ 440% |
| Profit (loss) carried forward14 | -€19,279 | - | -€182 | - | - | - | - | - | - |
| Amounts payable17/49 | €59,379 | €59,061 | €23,766 | €21,919 | €17,410 | €28,137 | €142,533 | €16,200 | ▼ 88.6% |
| Amounts payable within one year42/48 | €55,987 | €55,833 | €21,857 | €20,648 | €16,166 | €28,137 | €142,533 | €16,200 | ▼ 88.6% |
| Trade debts44 | €539 | €2,249 | €993 | €2,289 | €2,652 | €2,204 | €1,751 | €1,434 | ▼ 18.1% |
| Suppliers440/4 | - | - | - | €2,289 | €2,652 | €2,204 | €1,751 | €1,434 | ▼ 18.1% |
| Taxes, remuneration and social security45 | - | - | - | €16,306 | €13,352 | €24,451 | €20,697 | €13,616 | ▼ 34.2% |
| Taxes450/3 | - | - | - | €4,036 | €1,038 | €10,756 | €7,540 | - | - |
| Remuneration and social security454/9 | - | - | - | €12,271 | €12,314 | €13,695 | €13,157 | €13,616 | ▲ 3.5% |
| Other amounts payable47/48 | - | - | - | €2,052 | €161 | €1,482 | €120,086 | €1,150 | ▼ 99.0% |
| Accrued charges and deferred income492/3 | - | - | - | €1,271 | €1,244 | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€17,538 | €22,433 | -€182 | €4,846 | €40,829 | €27,492 | €72,505 | €161,040 | ▲ 122% |
| + Depreciation and write-downs630 | €11,329 | €10,869 | €10,919 | €9,337 | €8,877 | €2,713 | €8,526 | €12,120 | ▲ 42.2% |
| Operating cash flow (approximation) | -€6,209 | €33,303 | €10,736 | €14,183 | €49,706 | €30,205 | €81,031 | €173,160 | ▲ 114% |
| Investment in fixed assets (approximation) | - | €0 | -€1,195 | €0 | €0 | -€9,154 | -€74,471 | -€43,148 | ▲ 42.1% |
| Change in cash | - | €27,503 | -€30,415 | €14,236 | -€16,851 | €36,720 | -€50,344 | €5,656 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 21 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 25-08-2026 | 2026-00435784 | |
| 31-12-2024 | micro format | 14-08-2025 | 2025-00378455 | |
| 31-12-2023 | micro format | 27-08-2024 | 2024-00378284 | |
| 31-12-2022 | abbreviated format | 26-07-2023 | 2023-00272951 | |
| 31-12-2021 | abbreviated format | 29-08-2022 | 2022-20333548 | |
| 31-12-2020 | abbreviated format | 20-08-2021 | 2021-51900304 | |
| 31-12-2019 | abbreviated format | 20-08-2020 | 2020-43000323 | |
| 31-12-2018 | micro format | 27-08-2019 | 2019-52700245 | |
| 31-12-2017 | micro format | 31-08-2018 | 2018-61100416 | |
| 31-12-2016 | micro format | 31-08-2017 | 2017-58000106 |
Board & ownership
Directors
Directors
1 director, last change in 2023
Board 1
JJ Protect CommV.
Current
Director · appointed in the act of 20-04-2023 · Legal entity · permanent representative: Justine Corneillie · listed in the 2025 annual accounts, filed on 25-08-2026
Permanent representatives 1
Justine Corneillie
Current
Permanent representative · appointed in the act of 20-04-2023 · for JJ Protect CommV.
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 13-12-2022Owners and capital
Shareholders
Stated in the act
act of 13-12-2022 ↗
- CLAEYS Ivan Cyriel all shares
Mandate history
3 people, 1 in office
- Board
- began earlier
- end not dated
| Name | Functions and periods |
|---|---|
| JJ Protect CommV. |
|
| Claeys Ivan |
|
| CLAEYS Ivan Cyriel |
|
Network & group
KOVRD shares no director with another company.
Companies at the same address
6 other companies- JJ Protect Registered office · since 2023 0799820527
- YAAGOUB, MOUSSOURIRIA (sole trader) Establishment · since 2013 0502364087
- SIMOES, MANUEL (sole trader) Establishment · since 2005 0873375726
- LEGER ALAIN (sole trader) Establishment · since 1988 0678165503
- Mazzuti, Mario (sole trader) Establishment · since 1987 0854800523
- Garnier, Liliane (sole trader) Establishment · since 1976 0858653502
Connections & network
1 current directorThe network starts from the directors of KOVRD. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
25-08
micro format · 25 days late
2025
31-12
Financial
Highest result from 2018 to 2025net €161,040 ▲122%
The operating result of €215,714 and the net result of €161,040 are both a record.
31-12
Financial
Liquidity more than 9 timescurrent ratio 5.61
The current ratio rises from 0.61 to 5.61. Short-term debt falls from €142,533 to €16,200.
31-12
Financial
Equity above €150,000equity €197,709 ▲439%
After 5 profitable years in a row, equity reaches €197,709.
14-08
micro format · 14 days late
2024
27-08
micro format · 27 days late
25-03
Gazette deed
Company renamed from VERZEKERINGEN CLAEYS IVAN to KOVRDRegistered office moved from Kortrijk to Kuurne · New seat: 8520 Kuurne, Brugsesteenweg 543 · Previous seat: 8500 Kortrijk, Conservatoriumplein 143 points ▸
Gazette deed
Company renamed from VERZEKERINGEN CLAEYS IVAN to KOVRD
Registered office moved from Kortrijk to Kuurne · New seat: 8520 Kuurne, Brugsesteenweg 543 · Previous seat: 8500 Kortrijk, Conservatoriumplein 143 points ▸
- Name change, KOVRD
- Registered-office move, 8520 Kuurne,Brugsesteenweg 543
- Power of attorney
2023
26-07
abbreviated format · 5 days before the deadline
20-04
Gazette deed
1 director appointed, 1 director resigningResignation: Claeys Ivan (director) · Appointment: JJ Protect CommV. (director) · Permanent representative: Justine Corneillie4 points ▸
Gazette deed
1 director appointed, 1 director resigning
Resignation: Claeys Ivan (director) · Appointment: JJ Protect CommV. (director) · Permanent representative: Justine Corneillie4 points ▸
- General meeting, 30-03-2023
- Director resignation, Claeys Ivan (director)
- Director appointment, JJ Protect CommV. (director)
- Permanent representative, Justine Corneillie
2022
13-12
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointments · MiscellaneousChange of role: CLAEYS Ivan Cyriel, from manager to director · Incorporation · Capital conversion13 points ▸
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointments · Miscellaneous
Change of role: CLAEYS Ivan Cyriel, from manager to director · Incorporation · Capital conversion13 points ▸
- General meeting, 06-12-2022
- Incorporation, 22-12-2004
- Other provision, “statutenwijzigingen sinds oprichting” (deed in Dutch)
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, “van rechtswege, artikel 39,§2,tweede lid wet 23-03-2019 WVV” (deed in Dutch)
- Reserve release, “vormen en meerderheden statutenwijziging, middelen beschikbaar voor uitkering” (deed in Dutch)
- Director resignation, CLAEYS Ivan Cyriel (manager)
- Director appointment, CLAEYS Ivan Cyriel (director (not named in the articles))
- Director discharge, CLAEYS Ivan Cyriel
- Registered office clause, “8500 Kortrijk, Conservatoriumplein 14” (deed in Dutch)
- CLAEYS Ivan Cyriel holds all the shares
- Power of attorney, mentioned 2 times in the deed
- The act holds 1 more point.
29-08
abbreviated format · 29 days late
2021
31-12
Financial
Back to profitnet €4,846
The net result is €4,846, after one loss-making year.
Show earlier events
20-08
abbreviated format · 20 days late
2020
20-08
abbreviated format · 20 days late
2019
31-12
Financial
Back to profitnet €22,433
The net result is €22,433, after one loss-making year.
27-08
micro format · 27 days late
2018
31-08
micro format · 31 days late
2017
31-08
micro format · 31 days late
2005
07-01
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
KOVRD in Dutch
Former name
VERZEKERINGEN CLAEYS IVAN until 18-03-2024 · act of 25-03-2024
Enterprise number
0870.827.693
Legal form
Private limited company
Status
Active, normale toestand
Founded
27-12-2004
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse Gewest, bij enkel besluit bestuursorgaan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren in België of…”
deed of 13-12-2022 (in Dutch)Registered office and establishments
Registered office
Brugsesteenweg 543, 8520 Kuurne, Belgium
1 former office
- 8500 Kortrijk until 18-03-2024 · act of 25-03-2024
Establishment unit
KOVRD, Brugsesteenweg 543, 8520 Kuurne since 27-12-2004 · unit number 2.144.264.776
Activities
NACEBEL 2025VAT activities
66220
Insurance agents and brokers main activity
Social security (RSZ) activities
66220
Insurance agents and brokers main activity
Codes under NACEBEL 2008
VAT activities
66220
Activities auxiliary to financial services and insurance activities main activity
Social security (RSZ) activities
66220
Activities auxiliary to financial services and insurance activities main activity
Codes under NACEBEL 2003
67201
main activity
Joint committee
307 Paritair Comité voor de makelarij en verzekeringsagentschappen annual accounts 2022
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 13-12-2022 (in Dutch)
“Het verlenen van bijstand,advies,leiding aan bedrijven,privépersonen en instellingen,voornamelijk doch niet uitsluitend op het vlak van…”
9 activities
- Het verlenen van bijstand,advies,leiding aan bedrijven,privépersonen en instellingen,voornamelijk doch niet uitsluitend op het vlak van management,ICT,intellectual property,marketing,productie en ontwikkeling,processing en het besturen van vennootschappen,dit alles in de meest ruime betekenis.
- Het opzoeken,afsluiten en beheren van verzekeringen van alle aard,het optreden als makelaar en vertegenwoordiger van verzekeringsmaatschappijen of bemid-delaar ten welken titel ook.
- De vennootschap kan zelf of als tussenpersoon,alle hulpmiddelen verschaf-fen,bestuurdersfuncties waarnemen of laten waarnemen en diensten verlenen die direct of indirect verband houden met het voorgaande.Deze diensten kunnen worden geleverd krachtens een contractuele of statutaire benoeming en in de hoedanigheid van externe raadgever van de cliënt.Ter uitvoering van haar opdrachten en voor het waarnemen van bestuursmandaten kan de vennootschap zich laten vertegenwoordigen door haar bestuurder of elke andere derde vertegenwoordiger die door de vennootschap wordt afgevaardigd om op te treden in eigen naam doch voor rekening van de vennootschap.
- De vennootschap zal door middel van inbreng,fusie,inschrijving of om het even welke andere wijze mogen deelnemen aan alle bestaande of nog op te richten ondernemingen,verenigingen,vennootschappen die een gelijksoortige of bijhorend voorwerp nastreven of die eenvoudig nuttig zijn tot de algehele ongedeeltelijke verwezenlijking van haar voorwerp en/of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen,zich grondstoffen te verschaffen of de afzet van haar producten te vergemakkelijken.
- In het algemeen zal de vennootschap alle commerciële,industriële,financiële als roerende of onroerende handelingen verrichten in rechtstreeks of onrechtstreeks,geheel of gedeeltelijk verband met haar voorwerp houden of die van aard zouden zijn de verwezenlijking ervan te vergemakkelijken of uit te breiden,inclusief de doorverkoop van producten aan een klantenbestand.
- De vennootschap mag haar voorwerp verwezenlijken op alle manieren en volgens de wijzen die haar het best geschikt lijken.Verder mag de vennootschap alle transacties verrichten die rechtstreeks of onrechtstreeks ten goede komen van de uitbating;derhalve mag zij financiële transacties verrichten en roerende en onroerende goederen kopen,bouwen,verkopen,huren en verhuren,leasen en leasing geven.
- Zij mag haar voorwerp uitoefenen zowel in het binnen–als in het buitenland.
- Zij kan ook,ten bezwarende titel,opdrachten uitoefenen in andere ven-nootschappen ondermeer opdrachten van bestuur of van vereffenaar.Tenslotte mag zij zich,ten bezwarende titel,borg stellen voor andere ondernemingen met een al of niet gelijkaardige activiteit alsmede zakelijke of persoonlijke zekerheden vestigen op haar goederen,alsmede aan deze andere ondernemingen aval verlenen en optreden als hun agent of vertegenwoordiger.
- De vennootschap kan leningen of voorschotten toestaan aan haar aandeelhouders evenals aan derden binnen het kader van het voorwerp.
Invoicing and payment
VAT number
BE 0870.827.693
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 16:00
deed of 13-12-2022 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
452 m²
Building footprint
141 m²
Building volume
750 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34023B0021/00K000 | Flanders | 452 m² | 1 · 140 m² | 6.9 m · 2 |