KOUTER IMMO
ActiveSummary
KOUTER IMMO has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,024) and a net result of €6,560. Equity has been growing by about 21% per year since 2018. The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 28-08-2015 Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.296.680.084 9880 Aalter, since 15-07-2018
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- Vanlaere IsabelDirector
- ID AND VISION1%· score 832025 annual accounts of ID AND VISION
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.1%
- Gross margin
- €24,790
- ▼ 9.0%
- Turnover
- ≈ €190,000
- estimated
- Profit
- €6,560
- ▼ 25.0%
- Equity
- -€5,024
- ▲ 56.6%
- Total assets
- €279,781
- ▼ 9.4%
- Negative equity on 31-12-2025
- 2025 accounts filed 69 days after the deadline
Score breakdownraises riskCapped at 59: negative equityLast filed accounts filed 69 days late; 1 of the last 3 accounts lateLiquidity: current ratio 0.01, cash €2,101, halvedlowers riskSize: total assets €279,781No main activity registeredShow the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 14% of them on solvency, 14% on liquidity, 52% on profitability and 87% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 36 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 69 days after the deadline Filed on 8 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00551031.
Annual accounts 2025 filed on 08-10-2026 at the NBB all 10 filings
Every figure per financial year
The operating result for 2025 is 21% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,012 | €12,480 | €12,480 | €12,480 | €12,480 | €12,480 | €12,480 | €12,480 | = |
| Other operating charges640/8 | - | - | - | €3,101 | €3,257 | €540 | €1,905 | €2,126 | ▲ 11.6% |
| Gross operating margin9900 | €33,560 | €29,198 | €38,608 | €26,621 | €27,745 | €17,374 | €27,237 | €24,790 | ▼ 9.0% |
| Operating profit (loss)9901 | €8,266 | €15,021 | €26,128 | €11,041 | €12,008 | €4,354 | €12,852 | €10,184 | ▼ 20.8% |
| Financial charges65/66B | - | - | - | €6,325 | €4,978 | €4,958 | €4,107 | €3,624 | ▼ 11.8% |
| Recurring financial charges65 | €6,305 | €7,814 | €5,396 | €6,325 | €4,978 | €4,958 | €4,107 | €3,624 | ▼ 11.8% |
| Profit (loss) for the period before taxes9903 | €1,961 | €7,208 | €20,732 | €4,716 | €7,030 | -€604 | €8,745 | €6,560 | ▼ 25.0% |
| Income taxes67/77 | - | €15,326 | €1,725 | €1,995 | - | - | - | - | - |
| Profit (loss) for the period9904 | €1,961 | -€8,119 | €19,007 | €2,722 | €7,030 | -€604 | €8,745 | €6,560 | ▼ 25.0% |
| Profit (loss) for the period to be appropriated9905 | €1,961 | -€8,119 | €19,007 | €2,722 | €7,030 | -€604 | €8,745 | €6,560 | ▼ 25.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €408,648 | €354,060 | €358,680 | €351,904 | €340,514 | €321,579 | €308,978 | €279,781 | ▼ 9.4% |
| Fixed assets21/28 | €373,575 | €352,560 | €340,080 | €327,600 | €315,120 | €302,640 | €290,160 | €277,680 | ▼ 4.3% |
| Tangible fixed assets22/27 | €373,575 | €352,560 | €340,080 | €327,600 | €315,120 | €302,640 | €290,160 | €277,680 | ▼ 4.3% |
| Land and buildings22 | - | - | - | €327,600 | €315,120 | €302,640 | €290,160 | €277,680 | ▼ 4.3% |
| Current assets29/58 | €35,073 | €1,500 | €18,600 | €24,304 | €25,394 | €18,939 | €18,818 | €2,101 | ▼ 88.8% |
| Amounts receivable within one year40/41 | €34,116 | - | €18,600 | €24,217 | €24,217 | €18,263 | €14,616 | - | - |
| Other amounts receivable41 | - | - | - | €24,217 | €24,217 | €18,263 | €14,616 | - | - |
| Cash at bank and in hand54/58 | €957 | €1,500 | - | €87 | €1,176 | €677 | €4,202 | €2,101 | ▼ 50.0% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €408,648 | €354,060 | €358,680 | €351,904 | €340,514 | €321,579 | €308,978 | €279,781 | ▼ 9.4% |
| Equity10/15 | -€40,365 | -€48,484 | -€29,477 | -€26,756 | -€19,726 | -€20,330 | -€11,584 | -€5,024 | ▲ 56.6% |
| Contributions10/11 | €18,550 | €18,550 | - | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Non-distributable reserves130/1 | - | - | - | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Reserves not available under the articles1311 | - | - | - | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Profit (loss) carried forward14 | -€60,770 | -€68,889 | -€49,882 | -€47,161 | -€40,131 | -€40,735 | -€31,989 | -€25,429 | ▲ 20.5% |
| Amounts payable17/49 | €449,013 | €402,544 | €388,157 | €378,660 | €360,239 | €341,909 | €320,562 | €284,805 | ▼ 11.2% |
| Amounts payable after more than one year17 | €294,891 | €273,489 | €249,836 | €229,436 | €206,768 | €183,662 | €160,110 | €136,102 | ▼ 15.0% |
| Financial debts170/4 | - | - | - | €229,436 | €206,768 | €183,662 | €160,110 | €136,102 | ▼ 15.0% |
| Amounts payable within one year42/48 | €154,122 | €129,055 | €138,321 | €149,224 | €150,214 | €155,893 | €158,688 | €148,159 | ▼ 6.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €22,238 | €22,668 | €23,106 | €23,552 | €24,008 | ▲ 1.9% |
| Trade debts44 | €4,323 | €244 | €1,955 | €1,616 | - | €723 | €542 | - | - |
| Suppliers440/4 | - | - | - | €1,616 | - | €723 | €542 | - | - |
| Other amounts payable47/48 | - | - | - | €125,370 | €127,547 | €132,064 | €134,594 | €124,151 | ▼ 7.8% |
| Accrued charges and deferred income492/3 | - | - | - | - | €3,257 | €2,354 | €1,764 | €544 | ▼ 69.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,961 | -€8,119 | €19,007 | €2,722 | €7,030 | -€604 | €8,745 | €6,560 | ▼ 25.0% |
| + Depreciation and write-downs630 | €21,012 | €12,480 | €12,480 | €12,480 | €12,480 | €12,480 | €12,480 | €12,480 | = |
| Operating cash flow (approximation) | €22,974 | €4,361 | €31,487 | €15,202 | €19,510 | €11,876 | €21,225 | €19,040 | ▼ 10.3% |
| Investment in fixed assets (approximation) | - | €8,535 | €0 | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €543 | - | - | €1,089 | -€500 | €3,525 | -€2,101 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,379 companies had the same profile as KOUTER IMMO has now. Two years later, 94.3% were still going and 2.4% had gone bankrupt.
- Micro
- 10 to 20 years old
- negative equity
- a profit under 5% of the balance sheet
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of KOUTER IMMO itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,379 companies, not a prediction for KOUTER IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (10)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 08-10-2026 | 2026-00551031 | |
| 31-12-2024 | micro format | 27-08-2025 | 2025-00411376 | |
| 31-12-2023 | micro format | 29-08-2024 | 2024-00405340 | |
| 31-12-2022 | micro format | 06-10-2023 | 2023-00474394 | |
| 31-12-2021 | micro format | 23-06-2022 | 2022-20084713 | |
| 31-12-2020 | micro format | 30-08-2021 | 2021-61600347 | |
| 31-12-2019 | micro format | 05-10-2020 | 2020-59100178 | |
| 31-12-2018 | micro format | 01-10-2020 | 2020-58900483 | |
| 31-12-2017 | abbreviated format | 15-07-2019 | 2019-34600367 | |
| 31-12-2016 | abbreviated format | 15-07-2019 | 2019-33500046 |
Board & ownership
Directors
Owners and capital
Shareholders
1 ownerOwners 1
- Equity €25,877 Profit of €11,444 in 2025 (profit of €10,038 in 2024) Checked score 831%
Network & group
Connections & network
1 current directorThe network starts from the directors of KOUTER IMMO. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44502C0156/00T002 | Flanders | 723 m² | 1 · 225 m² | 5.7 m · 1 |