KOUSSY

Active

Private limited companyfounded 20232 yrs activeBrusselsesteenweg 292, 3090 Overijse, BelgiumKBO/BCE: BE 1001.120.073

Summary

The computed 12-month bankruptcy probability of KOUSSY is 8.8% (elevated). The 2025 annual accounts show equity of €2k and a net result of €156. Its solvency ranks better than 19% of 4603 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

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Checked score

Score 2025

30 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability68▼-13

Solvency30▼-1

Growth68

Track record74

Bankruptcy probability, 12 months

8.8% Elevated

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity short (current ratio 0.63 against 0.36 in 2024; short-term debt: 94.7% and cash: 0.2% of total assets), and 94.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Recent warning signals

The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.

Belgian State Gazette

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Ex-officio strike-off

The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.

KBO publications

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 4603 sector peers (2025).

NBB · sector comparison

Position among 4603 sector peers

Solvency

better than 19%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

46 d late

2024

81 d late

← before the deadline after the deadline →

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

Checked, nothing found (1)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

Financials · fiscal year 2025, micro schema

Turnover

€54k▲ 82.9%

2024 · €30k

2024: €30k

2024 → 2025

EBIT margin

0.4%▼ 3.2pp

2024 · 3.6%

2024: 3.6%

2024 → 2025

Net result

€156▼ 80.3%

2024 · €794

2024: €794

2024 → 2025

Working capital

€-16k▲ 27.5%

2024 · €-22k

2024: €-22k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Turnover€30k-€54k▲ 82.9%

Equity€2k-€2k▲ 6.8%

Operating result€1k-€226▼ 79.1%

Net result€794-€156▼ 80.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 79% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €47k

40.1%

59.9%

Fixed assets €19k ▼ 24.4%

Current assets €28k ▲ 124%

Equity and liabilities €47k

94.7%

Equity €2k ▲ 6.8%

Debt €44k ▲ 26.5%

Debt's share of the balance-sheet total rises from 93.8% to 94.7%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€6k▼

2024 · €6k

Cash flow

€6k▼

2024 · €6k

Current ratio

0.63▲

2024 · 0.36

Debt to equity

18.04▲

2024 · 15.23

ROE

6.4%▼

2024 · 34.6%

ROA

0.3%▼

2024 · 2.1%

Interest coverage

341.86▲

2024 · 277.34

Debt ≤ 1 year

€44k▲

2024 · €35k

Income taxes

€52▼

2024 · €265

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines

Balance sheet Code20242025

Assets

Total assets20/58€37k€47k▲

Fixed assets21/28€25k€19k▼

Tangible fixed assets22/27€25k€19k▼

Furniture and vehicles24€25k€19k▼

Current assets29/58€12k€28k▲

Amounts receivable within one year40/41€12k€27k▲

Trade receivables40€8k€24k▲

Other amounts receivable41€4k€4k=

Cash at bank and in hand54/58€492€100▼

Deferred charges and accrued income490/1-€337

Equity and liabilities

Total equity and liabilities10/49€37k€47k▲

Equity10/15€2k€2k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€794€950▲

Amounts payable17/49€35k€44k▲

Amounts payable within one year42/48€35k€44k▲

Trade debts44-€19k

Suppliers440/4-€19k

Taxes, remuneration and social security45€1k€2k▲

Taxes450/3€265€1k▲

Remuneration and social security454/9€1k€1k=

Other amounts payable47/48€34k€23k▼

Income statement Code20242025

Turnover70€30k€54k▲

Goods, raw materials, services and sundry goods60/61€23k€48k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲

Other operating charges640/8€170-

Gross operating margin9900€7k€6k▼

Operating profit (loss)9901€1k€226▼

Financial charges65/66B€23€18▼

Recurring financial charges65€23€18▼

Profit (loss) for the period before taxes9903€1k€208▼

Income taxes67/77€265€52▼

Profit (loss) for the period9904€794€156▼

Profit (loss) for the period to be appropriated9905€794€156▼

Appropriation of the result

Profit (loss) to be appropriated9906€794€950▲

Profit (loss) brought forward from the previous period14P-€794

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Signals 1Gazette 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

15-09

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 46 days late

07-09

State Gazette act Resignation: Barry Sadio (director)

Share transfer · Share holding4 facts ▸

Share transfer, Barry Sadio → DIALLO Abdulaye
Director resignation, Barry Sadio (director)
Share holding, 0
Share holding, 100

2025

20-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 81 days late

07-05

KBO administration Address struck

SignalState Gazette actNBB filing

Directors · office · real estate

Directors

no sitting director, no change since 2026

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

28-08-2026 Resigned as Director

Location & real-estate footprint

Registered office, Overijse · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselsesteenweg 2923090 Overijse

Ground area

2,454 m²

Building footprint

523 m²

Volume, LiDAR

3,716 m³

2 parcels, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

KOUSSY

Scheduled passenger transport by road

since 20232.351.668.691

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23062B0376/02D005	Flanders	1,934 m²	1 · 198 m²	6.6 m · 1 fl.
22006A0114/00P000	Flanders	520 m²	1 · 325 m²	14.8 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Structure & network

Capital and shareholders

Shareholders according to the acts

Share transfer act of 07-09-2026 ↗

Barry Sadio to DIALLO Abdulaye 5 shares

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Similar companies · same sector, comparable size

EXPERT LOGISTIC

BE 0787.886.953

Sint-Pieters-Leeuw · Eq €2,452

ASLH TRANSP

BE 1023.192.424

Sint-Lambrechts-Woluwe · Eq €2,465

WM & FB

BE 0791.796.251

Morlanwelz · Eq €2,479

Of 6,686 companies in sector 49330 we hold annual accounts for 2,295. 1,236 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-10-2023

Fiscal year end31-12

Activities, NACEBEL 2025

49320Non-scheduled passenger transport by road

49330On-demand passenger transport by chauffeured vehicle

49310Scheduled passenger transport by road

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.