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LUCKY LOU

Active Private limited company (pre-2019)founded 2007active for 18 yearsScharent 168, 3150 HaachtKBO/BCE: BE 0895.136.685

Lifetime

18 annual accounts with figures on one time axis
peak €64,568 (2014)
-€2,277▼ €729
lowest -€11,069 (2021)
€99▲ €6,356
peak €157,869 (2020)
€120,025▲ 0.1%
€1,769▼ 77.7%
Board2 names since 2020
1 directorWILLEMS TOM
Documentsfilings and deeds
28-07-202695 days before the deadline
2026micro format
Gross margin from -€1,549 to -€2,277Back to profit: €99Debts from €7,928 to €1,769Cash from €74 to €13

Key points

from the 2026 annual accounts

Liquidity

68.86 was 16.13 in 2025

Short-term debts fell from €7,928 to €1,769.

Filings

18 annual accounts since 2009
deadline2010201520202025

Two of the last ten came late. The 2020 accounts came latest: 26 days after the end of the period.

Position in the sector

98.5%

Higher solvency than 95% of companies in head offices and management consultancy. Sector median 60.7% · 1,562 companies.

Turnover not published (micro format)

Checked score

85
Excellent
Financially stronger than 51% of micro companies in film, video and music (NACE 59)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.3% across 2,578 companies (NACE 59, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.4%▼ -0.1 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.3%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value

Financial strength
Average

100=equity 98.5% of total assets
50=short-term debt 1.5% · cash 0.0%
19+6return on assets 0.1%

Score breakdown

raises risk
Liquidity: current ratio 68.86, cash €13, halved
Size: total assets €121,793
lowers risk
Founded in 2007
Equity €120,025 (98.5% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 59, micro). It does better than 89% of them on solvency, 41% on liquidity, 24% on profitability and 49% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 10,904 companies had the same profile as LUCKY LOU has now. Each dot stands for 28 companies, two years later.

95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of LUCKY LOU itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 10,904 companies, not a prediction for LUCKY LOU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €10,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 68.86 (16.13 in 2025), above the usual 1.5. Short-term debt is 1.5% and cash 0% of total assets. 1.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 68.86, cash €13, halved
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €120,025 (98.5% of total assets)
NBB · annual accounts
raises risk · Size: total assets €121,793
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-07-2026, 95 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
95 days early
2025
112 days early
2024
97 days early
2023
63 days early
2022
2 days late
2021
13 days early
2020
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 50 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

WT
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0895136685
Resignation: PETRE Heidi (director) General meeting of 19-02-2020 · Gazette deed
Incorporation published on 31-01-2008 · Gazette deed
First establishment Scharent 168, Haacht
All 31 events

Comparable companies

same main activity, similar in size and age
Company
LUCKY LOU Haacht €121,793 -€2,277 98.5% -
Arteria Haacht €110,681 -€27,413 98.2% -
PLUMA ENGINEERING Tervuren €121,007 -€27,850 86.9% -
FUEL MARKETING & COMMUNICATION Bever €121,944 -€3,132 98.3% -
T-Project Rotselaar €122,151 -€119,802 -267.9% -
02 Kraainem €134,497 -€3,638 99.6% -
FIBIZ PARTNERS Machelen (Brab.) €110,783 -€7,033 41.4% -

These companies have the same main activity as LUCKY LOU: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €111,000 and €134,000, founded between 2005 and 2008.

Official details

Source: KBO
Status
Active since 14-12-2007Normal situation
Activity
Business and other management consultancyNACE 70200and 5 others
Establishment unit
2.169.392.8253150 Haacht, since 14-12-2007
Financial year end
31 March
Peppol
Reachable since 22-07-2026
Company details

Annual accounts to 31-03-2026

€121,793▼ 4.7%
Filing
Filed on 28-07-2026, 95 days before the end of the filing period
Financials

Insights on LUCKY LOU

LUCKY LOU files the micro format. That format states no turnover. The gross margin fell from €46,678 in 2009 to -€2,277 in 2026.

The balance sheet grew most from 2014 to 2016 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LUCKY LOU

What is the company number of LUCKY LOU?
The company number of LUCKY LOU is 0895.136.685. The VAT number is the same number with BE in front: BE 0895.136.685.
Where is LUCKY LOU based?
The registered office is at Scharent 168, 3150 Haacht.Company details
What does LUCKY LOU do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of LUCKY LOU?
LUCKY LOU is a private limited company (pre-2019) (BVBA).
When was LUCKY LOU founded?
LUCKY LOU was founded on 14-12-2007.
Is LUCKY LOU still active?
Yes, LUCKY LOU is an active enterprise in the KBO register.
What is the turnover of LUCKY LOU?
The annual accounts for financial year 2026 state no turnover. The micro format does not require it.Financials
Is LUCKY LOU profitable?
In financial year 2026, LUCKY LOU made a profit of €99.
Where can I find the annual accounts of LUCKY LOU?
LUCKY LOU filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of LUCKY LOU due?
LUCKY LOU must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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