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Age5 yrs
Real estate1 parcel · 5,436 m²
Summary
Conclusion
the dossier summarised in one paragraphThe file of KOUGROUP contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 3.3% (moderate). The 2022 annual accounts show equity of €87k and a net result of €28k. Its solvency ranks better than 58% of 4279 sector peers (fiscal year 2022).
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.3%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
2 events29-07-2026
Bankruptcy
Bankruptcy closure (insufficient assets)
07-04-2025
Bankruptcy
Opening
Signals
Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.
Trust signals
1 signalPrior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€28k
Working capital€25k
Directors1
Annual accounts & ratios
Source: NBB · 2022Annual accounts filed on 31-08-2023 with the NBB · fiscal year 2022 · micro
Sector comparison
Fiscal year 2022 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 27.2% | 19.8% | |
| Net result | €28k | €3k | |
| Equity | €87k | €14k | |
| Gross operating margin | €62k | €19k | |
| Staff costs | €10k | €30k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2022 |
|---|---|
| Revenue | - |
| EBITDA | €52k |
| Net profit | €28k |
| Cash flow | €45k |
| Staff costs | €10k |
| Income taxes | €9k |
| Dividends | - |
| Total assets | €319k |
| Equity | €87k |
| Debt | €232k |
| of which ≤ 1y | €232k |
| of which > 1y | - |
| Working capital | €25k |
| Employees (FTE) | - |
Ratios (computed)
| 2022 | |
|---|---|
| Current ratio | 1.11 |
| Quick ratio | 0.31 |
| Working capital ratio | 7.8% |
| Solvency | 27.2% |
| Debt / equity | 2.67 |
| Long-term debt ratio | - |
| Interest coverage | 449.62 |
| Gross margin | - |
| Net margin | - |
| ROA | 8.8% |
| ROE | 32.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €319k |
| Fixed assets | 21/28 | €62k |
| Tangible fixed assets | 22/27 | €62k |
| Current assets | 29/58 | €257k |
| Stocks & contracts in progress | 3 | €185k |
| Amounts receivable within one year | 40/41 | €72k |
| Cash & bank | 54/58 | €201 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €319k |
| Equity | 10/15 | €87k |
| Contributions / capital | 10/11 | €30k |
| Accumulated profits (losses) | 14 | €57k |
| Amounts payable | 17/49 | €232k |
| Amounts payable within one year | 42/48 | €232k |
| Trade debts payable within one year | 44 | €215k |
| Income statement | ||
| Gross operating margin | 9900 | €62k |
| Operating result | 9901 | €35k |
| Financial income | 75 | €1k |
| Financial charges | 65 | €116 |
| Result before taxes | 9903 | €37k |
| Income taxes | 67/77 | €9k |
| Net result for the period | 9904 | €28k |
| Result to be appropriated | 9905 | €28k |
Ratios computed by Checked.
Health barometer
FY 2022 · computed68
/ 100
Healthy
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
indexingNo directors on record yet
Directors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | Ilse VAN DE MIEROP WOLSTRAAT 68-70,
1000 BRUSSEL 1 |
01-04-2025 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)(47521) |
| Legal form | Private limited company(610) |
| Incorporation | 23-03-2021 |
| Status | Active |
| Postal code | - |
| First BS signal | 07-04-2025 |
| Latest BS signal | 29-07-2026 |
Structure & network
Company structure: linked entities
1 linked entityMandates
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationEstablishment
since 20212.316.161.446
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5,436 m²
Buildings1
Building footprint1,487 m²
Volume (LiDAR)14,271 m³
Tallest building12.6 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0036/00W000 | Flanders | 5,436 m² | 1 · 1,487 m² | 12.6 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
2 events from the State Gazette29-07-2026
Bankruptcy
Bankruptcy closure (insufficient assets)
07-04-2025
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
1 acts Address history · 1
06-10-2023
Registered-office move
All acts · 1
updated 2 years ago
2023
06-10-2023 Registered office moved from Sint-Pieters-Leeuw to Zaventem
- Kerkstraat 92 - 1601 Sint-Pieters-Leeuw → Excelsiorlaan 71 - 1930 Zaventem
Analysis
Snowflake analysis
financial profile on 5 axes65
/ 100
Strong profile, led by profitability.
Health
68
Profitability
100
Solvency
44
Growth
50
Stability
64
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Goederenvervoer per spoor49200Goederenvervoer per spoor49200Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van terreinen68204Verhuur en exploitatie van terreinen68204
Primary activity highlighted.
Names & trade names
| Legal nameNL | KOUGROUP |
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.