Financials
- Fiscal year
- 2025
- Total assets
- €469,030
- Profit
- €78,059
- Solvency
- 10.7%
Total assets▼ 22.4%
Net result
20192025
Kotinvest
ActiveSummary
Kotinvest has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49,992 and a net result of €78,059. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Activity not known1 site
Size
€469,030total assets 2025
- Equity
- €49,992
- Profit
- €78,059
Structure
- Parent
- HOLDING MINGUET MORTIER · 100%
Accounts 35 d early0 of 5 deeds read
Why 91- Liquidity: current ratio 2.69, cash €3,995+ Size: total assets €469,030+ No main activity registered+ Founded in 2015Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 56% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
36+16
equity 10.7% of total assets
Liquidity
48+23
short-term debt 15.4% · cash 0.9%
Profitability
90+72
return on assets 16.6%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.7%▼ -2.1% vs 11-2024
01-2025: 0.6%▼ -3.2% vs 12-2024
02-2025: 0.6%▲ +2.5% vs 01-2025
03-2025: 0.7%▲ +8.8% vs 02-2025highest value
04-2025: 0.3%▼ -52.9% vs 03-2025
05-2025: 0.3%▼ -3.3% vs 04-2025
06-2025: 0.3%● 0.0% vs 05-2025
07-2025: 0.3%● 0.0% vs 06-2025
08-2025: 0.3%▼ -14.0% vs 07-2025
09-2025: 0.3%● 0.0% vs 08-2025
10-2025: 0.3%▲ +16.3% vs 09-2025
11-2025: 0.3%▲ +1.9% vs 10-2025
12-2025: 0.3%▼ -0.9% vs 11-2025
01-2026: 0.3%▼ -10.8% vs 12-2025
02-2026: 0.3%▲ +11.4% vs 01-2026
03-2026: 0.3%▲ +7.1% vs 02-2026
04-2026: 0.2%▼ -53.0% vs 03-2026
05-2026: 0.2%▼ -6.8% vs 04-2026lowest value
06-2026: 0.2%● 0.0% vs 05-2026lowest value
07-2026: 0.2%● 0.0% vs 06-2026lowest value
08-2026: 0.2%● 0.0% vs 07-2026lowest value
09-2026: 0.2%● 0.0% vs 08-2026lowest value
10-2026: 0.2%▲ +6.0% vs 09-2026
- Size: total assets €469,030 lowers the probability for this profile
- Liquidity: current ratio 2.69, cash €3,995 raises the probability
- No main activity registered lowers the probability
- Founded in 2015 lowers the probability for this profile
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.69 against 0.07 in 2024; short-term debt: 15.4% and cash: 0.9% of total assets), but 89.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 23%, liquidity 30%, profitability 72%, growth against the median 97%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
36 d early
2023
32 d early
2022
30 d early
2021
47 d late
2020
84 d early
2019
91 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 37 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close06-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Back to profitnet €78,059
- Liquidity times 39current ratio 2.69
Key points
By topic
Board & ownership
- Parent
- HOLDING MINGUET MORTIER · 100%
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 30-04-2027
- 26-03-2026Annual accounts filed
- 30-09-2025Back to profit
- 30-09-2025Liquidity times 39
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Founded
- 03-02-2015
- Year ends
- 30-09
- Peppol
- Not found in the Peppol directory
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