Skip to content

KOTI-NABO

Active
Public limited companyfounded 200025 years activeBedrijfsstraat 3, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 0473.575.972
Summary

KOTI-NABO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.5m and a net result of -€276,986. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 35% of 140 sector peers (NACE 32, fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Other manufacturing
NACE 32910
#6 company by total assets in Limburg, Other manufacturing sector1 site
Size
€6.8mtotal assets 2025
Staff
23.5 FTE
Equity
€2.5m
Loss
-€276,986
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Holdings
1
Accounts filed 27 days late0 of 7 deeds read
Why 67- Liquidity: current ratio 1.45, cash €25,934, halved- Latest accounts 27 days late; 1 of the last 3 late- Loss of €276,986 (FY 2025)+ Founded in 2000Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 36% of its sector peers (NACE 32, small)
Financial strength · tick = 2024
Average
Solvency 62-5
equity 37.0% of total assets
Liquidity 31-9
short-term debt 41.2% · cash 0.4%
Profitability 64-11
return on assets -4.1%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (111 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026 09-2026: 0.8%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.8%● unchanged vs 09-2026highest value
Credit up to €160,000 at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.84 in 2024; short-term debt: 41.2% and cash: 0.4% of total assets), and 63% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 32, small): better than 41% on solvency, 28% on liquidity, 50% on profitability and 25% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.45, cash €25,934, halved
NBB · annual accounts
raises risk · Latest accounts 27 days late; 1 of the last 3 late
NBB · filings
raises risk · Loss of €276,986 (FY 2025)
NBB · annual accounts
lowers risk · Founded in 2000
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
8 days early
2023
35 days late
2022
7 days early
2021
68 days early
2020
8 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 40% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Weakest financial yearnet -€276,986
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €317,956 in 2024 -€276,986 View
  • Caution: Among the weakest 12% on net resultsector median €37,677 · 139 companies -€276,986 View
  • Active since 2000founded 20-12-2000 25 years View

By topic

Financials

Fiscal year
2025
Total assets
€6.8m
Loss
-€276,986
Solvency
37.0%
Total assets▲ 1.2%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result since 2018
  2. 04-09-2024Annual accounts filed
  3. 24-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other manufacturingNACE 32910
Founded
20-12-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.