KOSMOZ
ActiveSummary
KOSMOZ has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €-5k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 83% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▼-81
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.03 against 3.69 in 2024; short-term debt: 23.7% and cash: 9.3% of total assets), and 23.7% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-04-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
15 d early
2023
32 d early
2022
24 d early
2021
37 d early
2020
31 d early
2019
194 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€119k▼ 3.9%
2024 · €124k
Total assets
€157k▼ 4.5%
2024 · €164k
Net result
€-5k
2024 · €54k
Working capital
€113k▲ 5.5%
2024 · €107k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12k▼ 37.1%€12k▼ 7.1%€17k▲ 44.4%€76k▲ 355%€-9k
Net result€8k▲ 36.4%€5k▼ 39.1%€6k▲ 19.8%€54k▲ 828%€-5k
Equity€72k▲ 12.5%€76k▲ 6.8%€82k▲ 7.6%€124k▲ 51.0%€119k▼ 3.9%
Total assets€106k▲ 23.9%€123k▲ 15.8%€141k▲ 15.0%€164k▲ 16.2%€157k▼ 4.5%
Debt€34k▲ 57.0%€46k▲ 34.6%€59k▲ 27.3%€40k▼ 32.5%€37k▼ 6.2%
Working capital€72k▲ 13.0%€49k▼ 31.7%€58k▲ 17.7%€107k▲ 85.4%€113k▲ 5.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €76k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€7k ▼ 61.3%
Current assets
€150k ▲ 2.3%
Equity and liabilities €157k
Equity
€119k ▼ 3.9%
Debt
€37k ▼ 6.2%
Debt's share of the balance-sheet total falls from 24.2% to 23.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €87k
Cash flow
€6k▼
2024 · €65k
Current ratio
4.03▲
2024 · 3.69
Debt to equity
0.31▼
2024 · 0.32
ROE
-4.1%▼
2024 · 43.5%
ROA
-3.1%▼
2024 · 32.9%
Interest coverage
0.45▼
2024 · 17.57
Debt ≤ 1 year
€37k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €280 | €5k | €10k | €11k | €11k | ▲ 0.8% |
| Other operating charges640/8 | - | €768 | €4k | €5k | €2k | ▼ 54.4% |
| Gross operating margin9900 | €15k | €18k | €31k | €92k | €4k | ▼ 95.7% |
| Operating profit (loss)9901 | €12k | €12k | €17k | €76k | €-9k | ▼ 112% |
| Financial income75/76B | - | €0 | €858 | €4k | €8k | ▲ 103% |
| Recurring financial income75 | €1k | €0 | €858 | €4k | €25 | ▼ 99.4% |
| Non-recurring financial income76B | - | - | - | - | €8k | - |
| Financial charges65/66B | - | €1k | €5k | €5k | €4k | ▼ 21.6% |
| Recurring financial charges65 | €966 | €1k | €5k | €5k | €4k | ▼ 21.6% |
| Profit (loss) for the period before taxes9903 | €13k | €10k | €12k | €75k | €-5k | ▼ 106% |
| Income taxes67/77 | €5k | €6k | €7k | €21k | - | - |
| Profit (loss) for the period9904 | €8k | €5k | €6k | €54k | €-5k | ▼ 109% |
| Profit (loss) for the period to be appropriated9905 | €8k | €5k | €6k | €54k | €-5k | ▼ 109% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €106k | €123k | €141k | €164k | €157k | ▼ 4.5% |
| Fixed assets21/28 | €0 | €35k | €25k | €18k | €7k | ▼ 61.3% |
| Tangible fixed assets22/27 | €0 | €35k | €25k | €18k | €7k | ▼ 61.3% |
| Furniture and vehicles24 | - | €35k | €25k | €15k | €5k | ▼ 68.6% |
| Other tangible fixed assets26 | - | - | - | €3k | €2k | ▼ 24.2% |
| Current assets29/58 | €106k | €88k | €116k | €146k | €150k | ▲ 2.3% |
| Amounts receivable after more than one year29 | - | €60k | €65k | €75k | €75k | = |
| Trade receivables290 | - | €0 | - | - | - | - |
| Other amounts receivable291 | - | €60k | €65k | €75k | €75k | = |
| Amounts receivable within one year40/41 | €14k | €14k | €22k | €40k | €51k | ▲ 28.0% |
| Trade receivables40 | - | €11k | €22k | €36k | €21k | ▼ 40.4% |
| Other amounts receivable41 | - | €3k | €0 | €4k | €29k | ▲ 645% |
| Cash at bank and in hand54/58 | €14k | €3k | €18k | €22k | €15k | ▼ 34.4% |
| Deferred charges and accrued income490/1 | - | €11k | €12k | €10k | €10k | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €106k | €123k | €141k | €164k | €157k | ▼ 4.5% |
| Equity10/15 | €72k | €76k | €82k | €124k | €119k | ▼ 3.9% |
| Contributions10/11 | - | €16k | €16k | €16k | €16k | = |
| Reserves13 | €55k | €60k | €66k | €108k | €108k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €0 | - | - |
| Distributable reserves133 | - | €58k | €64k | €108k | €108k | = |
| Profit (loss) carried forward14 | €124 | €484 | €495 | €496 | €-4k | ▼ 981% |
| Amounts payable17/49 | €34k | €46k | €59k | €40k | €37k | ▼ 6.2% |
| Amounts payable after more than one year17 | - | €7k | €0 | - | - | - |
| Financial debts170/4 | - | €7k | €0 | - | - | - |
| Amounts payable within one year42/48 | €34k | €39k | €59k | €40k | €37k | ▼ 6.2% |
| Current portion of amounts payable after more than one year42 | - | €12k | €7k | €0 | - | - |
| Trade debts44 | €5k | €6k | €4k | €2k | €6k | ▲ 207% |
| Suppliers440/4 | - | €6k | €4k | €2k | €6k | ▲ 207% |
| Advances received on contracts in progress46 | - | - | €21k | €0 | - | - |
| Taxes, remuneration and social security45 | - | €20k | €26k | €34k | €31k | ▼ 8.6% |
| Taxes450/3 | - | €20k | €26k | €34k | €26k | ▼ 23.3% |
| Remuneration and social security454/9 | - | - | - | - | €5k | - |
| Other amounts payable47/48 | - | €347 | €126 | €4k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €5k | €6k | €54k | €-5k | ▼ 109% |
| + Depreciation and write-downs630 | €280 | €5k | €10k | €11k | €11k | ▲ 0.8% |
| Operating cash flow (approximation) | €8k | €10k | €16k | €65k | €6k | ▼ 90.9% |
| Investment in fixed assets (approximation) | - | €-40k | €0 | €-3k | €0 | ▲ 100% |
| Change in cash | - | €-12k | €15k | €4k | €-8k | ▼ 274% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series.
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €54k ▲828%
Operating result €76k, net result €54k, both a record.
30-09
Financial
Equity above €100kEq €124k ▲51%
7 profitable years in a row build equity to €124k.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 194 days late
2019
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
19-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2000
Ground area
883 m²
Building footprint
248 m²
Volume, LiDAR
1,359 m³
Parcel 44004B0278/00B000, Flanders · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gampelaeredreef 61, 9800 Deinze
since 20002.100.771.164
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004B0278/00B000 | Flanders | 883 m² | 1 · 248 m² | 16.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Nectaria
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,384. 5,351 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-03-2000
Fiscal year end30-09
Activities, NACEBEL 2025
68121Development of residential building projects
46630Wholesale trade
46832Wholesale of timber
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.